{"id":7071,"date":"2022-02-18T09:16:37","date_gmt":"2022-02-18T09:16:37","guid":{"rendered":"https:\/\/www.americamortgages.com\/?p=7071"},"modified":"2024-07-29T15:47:56","modified_gmt":"2024-07-29T15:47:56","slug":"u-s-mortgage-loans-beyond-your-expectations","status":"publish","type":"post","link":"https:\/\/www.americamortgages.com\/u-s-mortgage-loans-beyond-your-expectations\/","title":{"rendered":"U.S. Mortgage Loans…Beyond your Expectations!\u00a0\u00a0"},"content":{"rendered":"\n

Are you a U.S. real estate investor looking for a mortgage loan but have been rejected by various banks, lenders or brokers because you are a Foreign National or a U.S. Expat? Add self-employed, being an entrepreneur, or lumpy income into the mix, and you\u2019re really out of options. Let\u2019s face the facts; even as a U.S. citizen living and working in the U.S., it is often hard to get a real estate mortgage loan as an investor, compound this with not living or working in the U.S., and it adds an entire layer of risk which many banks do not want to take on. <\/p>\n\n\n\n

In general, due to stringent underwriting requirements, banks are not very flexible towards entrepreneurs, non-residents, and U.S. Expats, especially with no credit footprint. Most banks operate to service the local community and focus on providing mortgage loans to borrowers for owner-occupied properties. It\u2019s the same all over the world and makes perfect sense unless you fall out of that box. However, contrary to what banks and lenders may have told you, it is possible for non-resident investors<\/a> to get a mortgage. How? With America Mortgages!<\/p>\n\n\n\n

We recognised this four years ago in Global Mortgage Group<\/a>, which was the very reason America Mortgages was formed. As a company, America Mortgages\u2019 ONLY focus is providing U.S. market rate mortgage financing for Foreign Nationals and U.S. Expats. That is all we do, and no one does it better. Whether you\u2019re looking to own a multi-family complex in Texas, purchase a vacation summer home in Florida, or want to invest in rental property in Atlanta, we got you covered. America Mortgages\u2019 has loan programs with up to 75% LTV in all 50 states<\/a> regardless of your passport or credit profile.\u00a0<\/p>\n\n\n\n

Our goal at America Mortgages is to go beyond your expectations. 100% of our clients are either U.S. Expats or Foreign Nationals looking to buy U.S. property. With our U.S. Expat + mortgage program<\/a>, you\u2019ll be able to qualify just as you would if you walked into a local bank back home in the U.S. With our Foreign National program, you can qualify using ONLY the rental income of the property. Yes, that means NO personal income documents are required. <\/p>\n\n\n\n

What\u2019s the unique thing that America Mortgages does that banks can\u2019t? You can actually qualify for a U.S. mortgage with the following: <\/p>\n\n\n\n