A five part series on powerful mortgage tools for U.S. real estate investing for preferred clients.<\/p>\n\n\n\n
America Mortgages presents this series as part of our never-ending mission to inform and educate the global real estate community about the investment prospects in U.S. residential real estate and the accessibility with which financing may be obtained. If you\u2019re getting this email, you\u2019re considered a preferred client of America Mortgages or Global Mortgage Group, thank you.<\/p>\n\n\n\n
Over the last 2 years, we worked on sourcing mortgage programs for all investors regardless of their experience. With loan amounts as low as $150,000 and as high as $150,000,000 we are at the forefront of Foreign National and U.S. Expat mortgages.<\/p>\n\n\n\n
Over the next 5 weeks, we will introduce a new weekly series; The Investor Toolbox for Preferred Clients.<\/strong> This will consist of 5 enhanced loan programs offered by America Mortgages. As with everything we do, these programs are laser focused for Foreign Nationals and U.S. Expats looking to invest in U.S. property market. In this next series, we will go over the various ways you can acquire U.S. real estate without the rigorous and often painful process \u201ctraditional\u201d banks require.<\/p>\n\n\n\n The Real Estate Investor Toolbox Series:<\/strong><\/p>\n\n\n\n In the first article of the series, we introduce AM FN Investor<\/strong> +<\/p>\n\n\n\n AM FN Investor + allows borrowers to use a simplified form of income documentation to qualify rather than \u201ctraditional\u201d income.<\/p>\n\n\n\n As a company, our only focus is providing market rate mortgage programs for Foreign Nationals. As we close U.S. mortgages for borrowers from Sydney to Shanghai, it is important to keep the documentation provided by the borrowers very simple and consistent.<\/p>\n\n\n\n Rather than going through years of complicated tax returns, pay statements, translations, and then having everything certified, we\u2019ve realized that there is a much easier and straightforward way. America Mortgages has simplified the process to be very straightforward, and easy to obtain. We understand that many of our clients are entrepreneurs, self-employed or pure investors. Often these types of clients have difficulty qualifying for loans due to excessive writes offs, lumpy income or not being able to show their true ability to service debt. If you fall into one of these categories we will only require a letter from your accountant. This letter will state your last two years of income and current year to date. Fret not, you will no longer be seen as a \u201ccomplicated or high-risk\u201d borrower. As many have stated, it is truly the perfect<\/strong> loan for self-employed investors and entrepreneurs.<\/p>\n\n\n\n Are you employed but earning your income abroad? We understand you as well. Currency exchange, bonus income, deferred compensation, all these issues and more make for a complicated tax return for an underwriter in the U.S. that is used to looking at \u201cMr. and Mrs. Smith\u201d simple two page tax returns. If you\u2019re employed, all that is required is a letter from your employer with the employer\u2019s letterhead. The letter, for which we have a template, will state last two years income and current YTD (year-to-date). Anything not in English will require a professional translation, but in general, yes, it\u2019s that simple.<\/p>\n\n\n\n We should also mention that for both of these programs you do not need to have U.S. credit or a U.S. footprint. In lieu of U.S. credit, we can use a credit report from your home country or country of residence.<\/p>\n\n\n\n The income documents we require are very straightforward and easy for the borrowers to provide, making the underwriting approval process much quicker.<\/p>\n\n\n\n Normally, we can get an approval for your mortgage within 72 hours of submitting all documents. Following a successful mortgage approval on a purchase, we will issue a pre-approval letter which you can then use to go shopping! Once the loan is approved, if it\u2019s an equity release or a refinance to a lower rate, we are able to start the process immediately and normally close the transaction within 30-45 days. <\/strong>.<\/p>\n\n\n\n This program is available in all 50 states regardless of your passport.<\/p>\n\n\n\n Are you more of a \u201cseasoned\u201d investor (like myself) in age? Don\u2019t worry. In order to increase the yield, all loans are amortised over 30 years regardless of the borrower\u2019s age. As a bonus, we also have a fixed 10 year interest servicing only option. As stated in the series, our goal is to give you the \u201ctools\u201d to invest in U.S. real estate.<\/p>\n\n\n\n If you\u2019re sitting on the fence wondering if you should be investing in U.S. real estate, perhaps our last statement may make the decision easier\u2026 America Mortgages approves 97% of the loans submitted.<\/p>\n\n\n\n For more information on this Preferred Client mortgage program, please contact our team at hello@americamortgages.com<\/a>. Stay tuned to our next week\u2019s article, where we introduce U.S. Expat mortgages as if you walked into a bank in the U.S.<\/p>\n\n\n\n www.americamortgages.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":" A five part series on powerful mortgage tools for U.S. real estate investing for preferred clients. America Mortgages presents this series as part of our never-ending mission to inform and educate the global real estate community about the investment prospects in U.S. residential real estate and the accessibility with which financing may be obtained. If […]<\/p>\n","protected":false},"author":3,"featured_media":6522,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"templates\/template-single-post.php","format":"standard","meta":{"_acf_changed":false,"qubely_global_settings":"","qubely_interactions":"","inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[19,14,1,23,15,24,31,13],"tags":[233,232,231,234,230],"am_country":[],"am_audience":[],"am_format":[],"class_list":["post-6519","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-commercial","category-foreign-nationals","category-loan-types","category-purchase","category-refinance","category-residential","category-think-pieces","category-u-s-expats","tag-foreign-nationals-and-u-s-expats-looking-to-invest-in-u-s-property-market","tag-investment-prospects-in-u-s-residential-real-estate","tag-powerful-mortgage-tools-for-u-s-real-estate-investing","tag-simplified-form-of-income-documentation-to-qualify","tag-the-real-estate-investor-toolbox-for-preferred-clients"],"acf":[],"qubely_featured_image_url":{"full":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/11\/https___blogs-images.forbes.com_davidgreene_files_2018_11_forbespic-1.jpg",800,500,false],"landscape":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/11\/https___blogs-images.forbes.com_davidgreene_files_2018_11_forbespic-1.jpg",800,500,false],"portraits":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/11\/https___blogs-images.forbes.com_davidgreene_files_2018_11_forbespic-1.jpg",512,320,false],"thumbnail":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/11\/https___blogs-images.forbes.com_davidgreene_files_2018_11_forbespic-1-150x150.jpg",150,150,true],"medium":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/11\/https___blogs-images.forbes.com_davidgreene_files_2018_11_forbespic-1-300x188.jpg",300,188,true],"medium_large":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/11\/https___blogs-images.forbes.com_davidgreene_files_2018_11_forbespic-1-768x480.jpg",580,363,true],"large":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/11\/https___blogs-images.forbes.com_davidgreene_files_2018_11_forbespic-1.jpg",580,363,false],"1536x1536":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/11\/https___blogs-images.forbes.com_davidgreene_files_2018_11_forbespic-1.jpg",800,500,false],"2048x2048":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/11\/https___blogs-images.forbes.com_davidgreene_files_2018_11_forbespic-1.jpg",800,500,false],"qubely_landscape":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/11\/https___blogs-images.forbes.com_davidgreene_files_2018_11_forbespic-1.jpg",800,500,false],"qubely_portrait":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/11\/https___blogs-images.forbes.com_davidgreene_files_2018_11_forbespic-1.jpg",512,320,false],"qubely_thumbnail":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/11\/https___blogs-images.forbes.com_davidgreene_files_2018_11_forbespic-1.jpg",140,88,false],"post-thumbnail":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/11\/https___blogs-images.forbes.com_davidgreene_files_2018_11_forbespic-1.jpg",800,500,false],"twentytwenty-fullscreen":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/11\/https___blogs-images.forbes.com_davidgreene_files_2018_11_forbespic-1.jpg",800,500,false]},"qubely_author":{"display_name":"Robert Chadwick","author_link":"https:\/\/www.americamortgages.com\/author\/robert-chadwick\/"},"qubely_comment":0,"qubely_category":"Commercial<\/a> Foreign Nationals<\/a> Loan Types<\/a> Purchase<\/a> Refinance<\/a> Residential<\/a> Think Pieces<\/a> U.S. Expats<\/a>","qubely_excerpt":"A five part series on powerful mortgage tools for U.S. real estate investing for preferred clients. America Mortgages presents this series as part of our never-ending mission to inform and educate the global real estate community about the investment prospects in U.S. residential real estate and the accessibility with which financing may be obtained. 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