{"id":6339,"date":"2021-11-12T07:38:41","date_gmt":"2021-11-12T07:38:41","guid":{"rendered":"https:\/\/www.americamortgages.com\/?p=6339"},"modified":"2024-07-29T15:35:38","modified_gmt":"2024-07-29T15:35:38","slug":"you-asked-we-delivered-am-portfolio-is-here-boom","status":"publish","type":"post","link":"https:\/\/www.americamortgages.com\/you-asked-we-delivered-am-portfolio-is-here-boom\/","title":{"rendered":"You asked. We delivered! AM Portfolio+ is here! Boom!!"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">What is AM Portfolio+?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The America Mortgages\u2019 Portfolio+ program is a streamlined debt service coverage mortgage loan over multiple residential investment properties. It is one loan with <a href=\"https:\/\/www.americamortgages.com\/pure-asset-backed-lending-now-available\/\" data-type=\"URL\" data-id=\"https:\/\/www.americamortgages.com\/pure-asset-backed-lending-now-available\/\">blanket collateral<\/a> over a minimum of 2 properties and up to 100+. Similar to our <a href=\"https:\/\/www.americamortgages.com\/real-estate-investors-rejoice-am-investor-rentalqualify-for-u-s-mortgage-using-only-the-propertys-rental-income\/\" data-type=\"URL\" data-id=\"https:\/\/www.americamortgages.com\/real-estate-investors-rejoice-am-investor-rentalqualify-for-u-s-mortgage-using-only-the-propertys-rental-income\/\">AMIRM<\/a> program announced last week, AM Portfolio+ does not require any personal income documents from the borrower; the underwriting is solely based on the appraised value of the properties and the cash flow generated from the lease agreements.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Residential real estate has had an incredible run in both price appreciation and rent appreciation in recent history. We have heard from several clients over the last few months how great their rental portfolio in the U.S. has done in both areas. Though this is very true, there is one point that always stands out \u2013 where has your ROE gone?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Return on Equity (ROE) is a common measurement used by real estate investors to determine how strong of an investment their properties are. With the strong price appreciation over the last several years, our clients have seen massive growth in their portfolio values. Though rental rates have increased, they aren\u2019t keeping up with the price appreciations, leading to investors having much more equity trapped in their portfolios and a reduced ROE. In the past, the solution for this was always to sell the properties and buy bigger\/better cash-flowing properties \u2013 this is where AM Portfolio+ comes in.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Investors can use <a href=\"https:\/\/www.americamortgages.com\/loan-type\/us-portfolio-mortgage\/\" data-type=\"URL\" data-id=\"https:\/\/www.americamortgages.com\/loan-type\/us-portfolio-mortgage\/\">AM Portfolio+<\/a> to release that trapped equity and redeploy it into other real estate or investment projects. This new increased leverage on the portfolio has allowed investors to bring their equity position back in line to support a more robust ROE and provide them the cash to deploy into other properties or projects.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Key Highlights for AM Portfolio+<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><em>\u2022 One loan over a portfolio of residential homes<\/em><\/li><li><em>\u2022 No personal income documentation required<\/em><\/li><li><em>\u2022 Terms ranging from 5 \u2013 30 years<\/em><\/li><li><em>\u2022 Rates starting in the high 3s<\/em><\/li><li><em>\u2022 Streamlined underwriting approach<\/em><\/li><li><em>\u2022 Refinance\/Purchase\/Cash out<\/em><\/li><\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">With rates at an all-time low and AM Portfolio+ available across the U.S., there is no longer a need to sell properties that aren\u2019t providing the ROE they once were.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Release the equity with our streamlined underwriting approach and redeploy that cash into other areas. Call us today to discuss your scenarios.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/mail.google.com\/mail\/u\/0\/?fs=1&amp;tf=cm&amp;source=mailto&amp;to=hello@americamortgages.com%E2%80%9D=\">hello@americamortgages.com<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.americamortgages.com\/\">www.americamortgages.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is AM Portfolio+? The America Mortgages\u2019 Portfolio+ program is a streamlined debt service coverage mortgage loan over multiple residential investment properties. It is one loan with blanket collateral over a minimum of 2 properties and up to 100+. Similar to our AMIRM program announced last week, AM Portfolio+ does not require any personal income [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":6345,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"templates\/template-single-post.php","format":"standard","meta":{"_acf_changed":false,"qubely_global_settings":"","qubely_interactions":"","inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[1,25,24,31,13],"tags":[249,247,245,248,246,244,243],"am_country":[],"am_audience":[],"am_format":[],"class_list":["post-6339","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loan-types","category-portfolio","category-residential","category-think-pieces","category-u-s-expats","tag-available-across-the-u-s","tag-cash-flowing-properties","tag-multiple-residential-investment-properties","tag-portfolio-of-residential-homes","tag-return-on-equity","tag-streamlined-debt-service-coverage","tag-us-residential-real-estate"],"acf":[],"qubely_featured_image_url":{"full":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/11\/AdobeStock_138829962.jpeg",2000,1333,false],"landscape":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/11\/AdobeStock_138829962.jpeg",1125,750,false],"portraits":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/11\/AdobeStock_138829962.jpeg",480,320,false],"thumbnail":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/11\/AdobeStock_138829962-150x150.jpeg",150,150,true],"medium":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/11\/AdobeStock_138829962-300x200.jpeg",300,200,true],"medium_large":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/11\/AdobeStock_138829962-768x512.jpeg",580,387,true],"large":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/11\/AdobeStock_138829962-1024x682.jpeg",580,386,true],"1536x1536":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/11\/AdobeStock_138829962-1536x1024.jpeg",1536,1024,true],"2048x2048":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/11\/AdobeStock_138829962.jpeg",2000,1333,false],"qubely_landscape":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/11\/AdobeStock_138829962.jpeg",1125,750,false],"qubely_portrait":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/11\/AdobeStock_138829962.jpeg",480,320,false],"qubely_thumbnail":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/11\/AdobeStock_138829962.jpeg",140,93,false],"post-thumbnail":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/11\/AdobeStock_138829962-1200x800.jpeg",1200,800,true],"twentytwenty-fullscreen":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/11\/AdobeStock_138829962-1980x1320.jpeg",1980,1320,true]},"qubely_author":{"display_name":"Nick Worthing","author_link":"https:\/\/www.americamortgages.com\/author\/nick-worthing\/"},"qubely_comment":0,"qubely_category":"<a href=\"https:\/\/www.americamortgages.com\/loan-types\/\" rel=\"category tag\">Loan Types<\/a> <a href=\"https:\/\/www.americamortgages.com\/portfolio\/\" rel=\"category tag\">Portfolio<\/a> <a href=\"https:\/\/www.americamortgages.com\/residential\/\" rel=\"category tag\">Residential<\/a> <a href=\"https:\/\/www.americamortgages.com\/think-pieces\/\" rel=\"category tag\">Think Pieces<\/a> <a href=\"https:\/\/www.americamortgages.com\/u-s-expats\/\" rel=\"category tag\">U.S. Expats<\/a>","qubely_excerpt":"What is AM Portfolio+? The America Mortgages\u2019 Portfolio+ program is a streamlined debt service coverage mortgage loan over multiple residential investment properties. It is one loan with blanket collateral over a minimum of 2 properties and up to 100+. Similar to our AMIRM program announced last week, AM Portfolio+ does not require any personal income&hellip;","_links":{"self":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts\/6339","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/comments?post=6339"}],"version-history":[{"count":17,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts\/6339\/revisions"}],"predecessor-version":[{"id":16620,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts\/6339\/revisions\/16620"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/media\/6345"}],"wp:attachment":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/media?parent=6339"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/categories?post=6339"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/tags?post=6339"},{"taxonomy":"am_country","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/am_country?post=6339"},{"taxonomy":"am_audience","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/am_audience?post=6339"},{"taxonomy":"am_format","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/am_format?post=6339"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}