{"id":396,"date":"2021-01-06T08:57:49","date_gmt":"2021-01-06T08:57:49","guid":{"rendered":"https:\/\/www.americamortgages.com\/?page_id=396"},"modified":"2026-04-27T08:20:23","modified_gmt":"2026-04-27T08:20:23","slug":"us-portfolio-mortgage","status":"publish","type":"page","link":"https:\/\/www.americamortgages.com\/loan-type\/us-portfolio-mortgage\/","title":{"rendered":"US Portfolio Loans"},"content":{"rendered":"\n<div class=\"portfolio service single-page\">\n<div class=\"jet-banner\">\n<div class=\"banner-image\">\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2021\/03\/portfolio-banner.jpg\" alt=\"US Portfolio Loans and Multi-Unit Loans\">\n<\/div>\n<div class=\"jet-container\">\n<div class=\"banner-box\">\n<h2>US Portfolio Loans and Multi-Unit Loans for International Investors<\/h2>\n<p>A portfolio of single-family homes in the U.S. has been one of the most popular real estate investments globally.  However, lack of financing options have made leverage almost impossible for non-institutional investors. Not anymore.<\/p>\n<div class=\"buttons\">\n<a class=\"button common-button\" href=\"\/portfolio-landing\/\" onclick=\"window.dataLayer.push({ 'event': 'Click Schedule A Call - Portfolio - Top Banner' });\">Schedule A Call<\/a><\/div>\n<\/div>\n<\/div>\n<\/div> <!--jet-banner -->\n\n<div class=\"landing-info gray-back\">\n<div class=\"jet-container\">\n<div class=\"info\">\u201cOur clients that own between 5-500 units can now get one loan across all properties.\u201d<\/div>\n<label><\/label>\n<p class=\"info-name\">Nick Worthing<\/p>\n<p class=\"info-sub\">Head of Specialty and Commercial Lending<\/p>\n<\/div>\n<\/div> <!--landing info -->\n<div class=\"jet-container\">\n<div class=\"center-module\">\n<div class=\"center-module-list layer-one\">\n<div class=\"list-content\">\n<h2 style= \"font-weight: bold; font-size: 36px;  line-height: 45px;  margin-bottom: 22px;\">U.S. Portfolio Loans<\/h2>\n<p class=\"h2-description\">\nInvestors living overseas who want to purchase multiple investment properties (over 5) in various States will often require multiple lenders, various rates and terms for each.\n<\/p>\n<p class=\"h2-description\">\nThe lack of financing options makes it difficult to make prudent investment decisions.\n<\/p>\n<p class=\"h2-description\">\nAmerica Mortgages offer unique Portfolio Loans that allow you to access long-term financing for your portfolio of rental properties at a fixed rate, either with &#8220;Principal + Interest&#8221; or &#8220;Interest-only payments&#8221;, to meet the needs of different rental property investors.\n<\/p>\n<p class=\"h2-description\">\nYou can use our Portfolio Loans to unlock your existing equity or purchase new rental properties. Our loan products are flexible.\n<\/p>\n<p class=\"h2-description\">\nThese loans are unique as you will have one mortgage and one payment, thus simplifying life for the investor. The terms also become increasingly more favorable, and the rates get lower as the portfolios increase in the number of properties and\/or in overall portfolio value.\n<\/p>\n<\/div> <!--list-content-->\n<div class=\"list-image\">\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2021\/02\/Portfolio-img-01.png\" class=\"web-image\" alt=\"U.S. Portfolio Loans | American Mortgage Lenders\">\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2021\/01\/portfolio-mobile-image1.jpg\" class=\"mobile-image\" alt=\"U.S. Portfolio Loans | US Home Loan\">\n<\/div> <!--list-image-->\n<\/div> <!--center-module-list-->\n<div class=\"center-module-line\"><img decoding=\"async\" src=\"\/wp-content\/uploads\/2021\/02\/centerline.png\" class=\"web\" alt=\"US Mortgage - Centerline\">\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2021\/03\/mobile-line.png\" class=\"mobile\" alt=\"US Mortgage - Mobile Line\"><\/div>\n<div class=\"center-module-list layer-two\">\n<div class=\"list-image\">\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2021\/02\/Portfolio-img-02.png\" class=\"web-image\" alt=\"Rental Property Investors\">\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2021\/01\/portfolio-mobile-image2.jpg\" class=\"mobile-image\" alt=\"Loans For Non Residents\">\n<\/div> <!--list-image-->\n<div class=\"list-content\">\n<h3>Key Loan Highlights<\/h3>\n<ul class=\"list-list\">\n<li><span>Loan-to-value up to 65% for Foreign Nationals &#8211; purchase or refinance<\/span><\/li>\n<li><span>Term options:  5-yr, 10-yr and 30-yr<\/span><\/li>\n<li><span>Non-Recourse loans are available<\/span><\/li>\n<li><span>Available in all 50 states<\/span><\/li>\n<li><span>All forms of residential property are available<\/span><\/li>\n<li><span>Underwritten on property cash-flow, not personal income<\/span><\/li>\n<li><span>Personal income verification is not required<\/span><\/li>\n<li><span>No limit to the number of properties that can be financed<\/span><\/li>\n<\/ul>\n<p class=\"highlight-description\"><span>*<\/span>Indicative only. Rates and terms are subject to change<\/p>\n<p class=\"highlight-description\"><span>*<\/span>ARM stands for Adjustable Rate Mortgages<\/p>\n<\/div> <!--list-contet-->\n<\/div> <!--center-module-list-->\n<\/div> <!--center-module -->\n<\/div>\n<\/div>\n<div class=\"consectetur gray-back\">\n<div class=\"jet-container\">\n<p>Schedule a call with our Portfolio Loan Specialist.<\/p>\n<div class=\"buttons\">\n<a class=\"button common-button\" href=\"\/portfolio-landing\/\" onclick=\"window.dataLayer.push({ 'event': 'Click Get Started - Portfolio - Bottom Banner' });\">Get Started<\/a>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>US Portfolio Loans and Multi-Unit Loans for International Investors A portfolio of single-family homes in the U.S. has been one of the most popular real estate investments globally. However, lack of financing options have made leverage almost impossible for non-institutional investors. Not anymore. Schedule A Call \u201cOur clients that own between 5-500 units can now [&hellip;]<\/p>\n","protected":false},"author":20,"featured_media":0,"parent":93,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/template-service.php","meta":{"_acf_changed":false,"qubely_global_settings":"","qubely_interactions":"","inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-396","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/pages\/396","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/comments?post=396"}],"version-history":[{"count":56,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/pages\/396\/revisions"}],"predecessor-version":[{"id":22967,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/pages\/396\/revisions\/22967"}],"up":[{"embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/pages\/93"}],"wp:attachment":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/media?parent=396"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}