{"id":273,"date":"2021-01-04T02:58:33","date_gmt":"2021-01-04T02:58:33","guid":{"rendered":"http:\/\/18.141.65.65\/?page_id=273"},"modified":"2026-04-27T08:31:06","modified_gmt":"2026-04-27T08:31:06","slug":"us-bridge-loans","status":"publish","type":"page","link":"https:\/\/www.americamortgages.com\/loan-type\/us-bridge-loans\/","title":{"rendered":"Bridge"},"content":{"rendered":"\n<div class=\"bridge service single-page\">\n<div class=\"jet-banner\">\n<div class=\"banner-image\">\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2021\/03\/bridge-banner1.jpg\" alt=\"Residential Bridge Loan\">\n<\/div>\n<div class=\"jet-container\">\n<div class=\"banner-box\">\n<h2>U.S. Asset-Based Bridge Loans<\/h2>\n<p>U.S. Asset-Based bridge loans provide short-term financing for investors and foreign nationals who need fast closings on U.S. property transactions. These loans are commonly used for acquisitions, refinances, and time-sensitive deals where traditional bank financing is too slow.<\/p>\n<div class=\"buttons\">\n<a class=\"button common-button\" href=\"\/bridge-contact-page\/\" onclick=\"window.dataLayer.push({ 'event': 'Click Schedule A Call - Bridge - Top Banner' });\">Schedule A Call<\/a><\/div>\n<\/div>\n<\/div>\n<\/div> <!--jet-banner -->\n\n<div class=\"landing-info gray-back\">\n<div class=\"jet-container\">\n<div class=\"info\">\u201cFast bridging loans from the US help businesses and individuals finance urgent projects with short-term loans or buy commercial or residential property anywhere &#8211; including abroad. Personal or company financials are not required.\u201d<\/div>\n<label><\/label>\n<p class=\"info-name\">Robert Chadwick<\/p>\n<p class=\"info-sub\">CEO<\/p>\n<\/div>\n<\/div> <!--landing info -->\n<div class=\"jet-container\">\n<div class=\"center-module\">\n<div class=\"center-module-list layer-one\">\n<div class=\"list-content\">\n<h3>$1 Million to $200 Million+ <br>(Close in 10-14 Days) <\/h3>\n<p class=\"h2-description\">\n<strong>Real estate moves fast. Your capital should too.<\/strong>\n<\/p>\n<p class=\"h2-description\">\nWhen a $32 million Miami waterfront property hits the market distressed, or a $75 million Los Angeles development site needs immediate acquisition, traditional banks ask for 60 days and three years of tax returns. We ask for the address and your exit strategy.\n<\/p>\n<p class=\"h2-description\">\nAmerica Mortgages provides asset-based bridge loans secured solely by US real estate value. Often no personal guarantees required. No US credit history needed for non-US citizens\/residents. No employment verification. Just the property, the numbers, and the speed to close before opportunity vanishes.\n<\/p>\n<p class=\"h2-description\">\n<strong>As the US subsidiary of Global Mortgage Group, the world&#8217;s leading international mortgage specialist headquartered in Singapore with direct capital relationships across Asia, Europe, and the Americas we bring funding capacity no domestic lender can match.<\/strong> While US banks tap local credit lines, we access institutional capital from Singapore sovereign wealth funds, European private banks, and US debt funds simultaneously. This means your $5 million loan closes with the same certainty as your $75 million transaction.\n<\/p>\n<p class=\"h2-description\">\n<strong>Get Bridge Loan Terms in 24 Hours. <\/strong>\n<\/p>\n<p class=\"h2-description\">\n<strong>Speak with an Expert:<\/strong> <a href=\"tel:+18302176608\"><strong>+1 830-217-6608<\/strong><\/a> or <a href=\"tel:+6584301541\"><strong>+65 8430-1541<\/strong><\/a>\n<\/p>\n<\/div> <!--list-content-->\n<div class=\"list-image\">\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2021\/02\/Bridge-img-01.png\" alt=\"Fast Bridging Loan | Residential Bridge Loan\" class=\"web-image\">\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2021\/01\/bridge-mobile-image1.jpg\" alt=\"Fast Bridging Loan | Residential Bridge Loan\" class=\"mobile-image\">\n<\/div> <!--list-image-->\n<\/div> <!--center-module-list-->\n\n<div class=\"center-module-line\">\n    <img decoding=\"async\" src=\"\/wp-content\/uploads\/2021\/02\/centerline.png\" class=\"web\" alt=\"US Bridge Loans - Centerline\">\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2021\/03\/mobile-line.png\" class=\"mobile\" alt=\"US Bridge Loans - Mobile Line\"><\/div>\n\n<div class=\"center-module-list layer-two\">\n<div class=\"list-image\">\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2021\/02\/Residential-img-02.png\" class=\"web-image\" alt=\"Residential Bridge Loan | Loan For Foreign Property\">\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2021\/01\/residential-mobile-image2.jpg\" class=\"mobile-image\" alt=\"Residential Bridge Loan | International Home Loans\">\n<\/div> <!--list-image-->\n<div class=\"list-content\">\n<h3>What We Finance: Asset-Only Underwriting<\/h3>\n<p class=\"h2-description\">\nWe lend against the real estate collateral. Period.<\/p>\n<ul class=\"list-list\">\n<li>Loan Amount: $1,000,000 USD minimum. No maximum.<\/li>\n<li>Loan Term: 6 months to 3 years<\/li>\n<li>Interest Structure: Interest-only or rolled-up (deferred) payments<\/li>\n<li>LTV: Up to 75% of current or as-completed value<\/li>\n<li>Speed: 10-14 business days to close<\/li>\n<li>Recourse: Non-recourse available for qualified transactions<\/li>\n<li>Property Types: Residential, commercial, multifamily, hospitality, land, new construction, development sites<\/li>\n<\/ul>\n<div class=\"two-column-div\">\n    <div class=\"column-one coltwo\">\n        <p class=\"h2-description\">\n            <strong>What we don&#8217;t need:<\/strong>\n        <\/p>\n        <ul class=\"list-list\">\n        <li>Personal tax returns<\/li>\n        <li>US credit scores (foreign nationals only)<\/li>\n        <li>Employment verification<\/li>\n        <li>Debt-to-income calculations<\/li>\n        <\/ul>\n    <\/div>\n    <div class=\"column-two coltwo\">\n     <p class=\"h2-description\">\n<strong>What we evaluate:<\/strong>\n<\/p>\n<ul class=\"list-list\">\n<li>Property location, market velocity and appraised value<\/li>\n<li>Current value and after-repair\/after-development value for development \/ constructions loans (ARV\/ADV)<\/li>\n<li>Your exit strategy (refinance, sale, or stabilization)<\/li>\n<li>Property use (self-use or investment)\u00a0<\/li>\n<\/ul>     \n    <\/div>\n<\/div>\n<\/div> <!--list-contet-->\n<\/div> <!--center-module-list-->\n\n<div class=\"center-module-line\">\n    <img decoding=\"async\" src=\"\/wp-content\/uploads\/2021\/02\/centerline.png\" class=\"web\" alt=\"US Bridge Loans - Centerline\">\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2021\/03\/mobile-line.png\" class=\"mobile\" alt=\"US Bridge Loans - Mobile Line\">\n<\/div>\n\n<div class=\"center-module-list layer-three\">\n<div class=\"list-content\">\n<h3>Global Capital Advantage: Why Size Doesn&#8217;t Slow Us Down<\/h3>\n<p class=\"h2-description\">\nMost US bridge lenders and brokers tap a single credit facility or lender. That equals no creativity or depth. When markets tighten, their capacity shrinks. Your deal dies in underwriting.\n<\/p>\n<p class=\"h2-description\">\nAmerica Mortgages operates differently.\n<\/p>\n<p class=\"h2-description\">\nOur Capital Stack:\n<\/p>\n<ul class=\"list-list\">\n<li><strong>Asian Institutional Capital:<\/strong> Direct relationships with Singapore sovereign wealth vehicles, Hong Kong family offices, and Tokyo investment banks that understand U.S. real estate<\/li>\n<li><strong>European Private Banking:<\/strong> Access to Luxembourg and Swiss debt funds, London-based real estate specialty lenders that love U.S. real estate exposure<\/li>\n<li><strong>US Debt Funds:<\/strong> Partnerships with domestic private credit funds for geographic and sector diversification. Lenders and funds that are vetted and understand speed, flexibility and transparency are key.<\/li>\n<\/ul>\n\n<p class=\"h2-description\">\n<strong>What this means for your transaction:<\/strong>\n<\/p>\n<p class=\"h2-description\">\nA $75 million bridge loan doesn&#8217;t sit in a queue waiting for committee approval. It gets structured across multiple capital sources simultaneously, with America Mortgages bearing the coordination complexity. You get certainty of close. We get the flexibility to price aggressively and move fast.\n<\/p>\n<p class=\"h2-description\">\nWhen a Swiss family office needs to close a Manhattan trophy asset in 12 days, or a Hong Kong developer seizes a distressed San Francisco opportunity, they don&#8217;t call a regional bank. They call us.\n<\/p>\n<\/div> <!--list-content-->\n<div class=\"list-image\">\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/02\/advantage-image704-right.png\" alt=\"Fast Bridging Loan | Residential Bridge Loan\" class=\"web-image\">\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/02\/advantage-image704-mobile.jpg\" alt=\"Fast Bridging Loan | Residential Bridge Loan\" class=\"mobile-image\">\n<\/div> <!--list-image-->\n<\/div> <!--center-module-list-->\n\n<div class=\"center-module-line\">\n    <img decoding=\"async\" src=\"\/wp-content\/uploads\/2021\/02\/centerline.png\" class=\"web\" alt=\"US Bridge Loans - Centerline\">\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2021\/03\/mobile-line.png\" class=\"mobile\" alt=\"US Bridge Loans - Mobile Line\"><\/div>\n\n<div class=\"center-module-list layer-four\">\n<div class=\"list-image\">\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2021\/02\/Portfolio-img-02.png\" class=\"web-image\" alt=\"Residential Bridge Loan | Loan For Foreign Property\">\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2021\/01\/portfolio-mobile-image2.jpg\" class=\"mobile-image\" alt=\"Residential Bridge Loan | International Home Loans\">\n<\/div> <!--list-image-->\n<div class=\"list-content\">\n<h3>Case Studies: Three Transactions, One Standard<\/h3>\n<div class=\"accordion loan-program-content\" id=\"accordion\">\n<div class=\"accordion-item active\">\n            <div class=\"accordion-header\"><p class=\"h3-description\">Case Study 1: The $5 Million Distressed Acquisition\n            <\/p>\n          <\/div>\n            <div class=\"accordion-content\">\n            <ul class=\"list-list\">\n            <li><em>Borrower:<\/em> Foreign National, Geneva, Switzerland<\/li>\n            <li><em>Asset: <\/em>24-unit multifamily property, Austin, Texas<\/li>\n            <li><em>Situation:<\/em> Distressed seller needed 14-day close or would accept lower backup offer. Swiss borrower had liquidity tied in European securities that would take 30 days to liquidate without market impact.<\/li>\n            <li><em>America Mortgages Solution:<\/em> $3.75 million bridge loan (75% LTV) closed in 11 days using asset-based underwriting only. No US credit check. No Swiss tax returns reviewed. Borrower executed light renovation ($400,000), stabilized rents, and refinanced into permanent DSCR financing at $6.2 million valuation 8 months later extracting $1.45 million in equity while retaining cash-flowing asset.<\/li>\n            <li><em>Exit Strategy:<\/em> Refinance to long-term DSCR loan with America Mortgages<\/li>\n            <li><em>Timeline:<\/em> 11 days to close, 8 months to exit<\/li>\n            <\/ul>\n            <\/div>\n          <\/div>\n          <div class=\"accordion-item\">\n            <div class=\"accordion-header\"><p class=\"h3-description\">Case Study 2: The $32 Million Waterfront Rescue<\/p>\n                <\/div>\n            <div class=\"accordion-content\">\n            <ul class=\"list-list\">\n            <li><em>Borrower:<\/em> Foreign National, Hong Kong<\/li>\n            <li><em>Asset:<\/em> 18,000 sq ft waterfront estate, Miami Beach, Florida<\/li>\n            <li><em>Situation:<\/em> High-net-worth Hong Kong investor owned a $32 million waterfront property in Miami, Florida. He needed access to quick capital to expand his business ventures in Africa. Traditional private banks needed 45 days for KYC and credit committee.<\/li>\n            <li><em>America Mortgages Solution:<\/em> $24 million bridge loan (75% LTV) structured with 12-month term and interest roll-up (no payments required during term). Closed in 13 days using Hong Kong banking references and asset valuation only. Borrower had the funds for his business acquisition and paid off the loan in 8 months giving him a 4-month interest credit refund.<\/li>\n            <li><em>Exit Strategy:<\/em> Business proceeds<\/li>\n            <li><em>Timeline:<\/em> 13 days to close, 8 months to exit<\/li>\n            <\/ul>\n            \n            <\/div>\n          <\/div>\n        \n          <div class=\"accordion-item\">\n            <div class=\"accordion-header\">\n                <p class=\"h3-description\">Case Study 3: The $75 Million Development<\/p>\n                <\/div>\n            <div class=\"accordion-content\">\n            <ul class=\"list-list\">\n            <li><em>Borrower:<\/em> US Resident, Beverly Hills, California<\/li>\n            <li><em>Asset:<\/em> 4.2-acre undeveloped land, Bel Air, California (entitled for 12 luxury residences)<\/li>\n            <li><em>Situation:<\/em> Experienced Los Angeles developer needed to secure $75 million land acquisition before seller accepted competing bid from public REIT. Required 14-day close with no financing contingency. Traditional construction lenders wouldn&#8217;t lend on land without full plans and permits (6-month process).<\/li>\n            <li><em>America Mortgages Solution:<\/em> $56.25 million bridge loan (75% LTV) with 24-month term and interest reserve. Closed in 10 days using asset-based underwriting focused on entitled value and developer track record. Non-recourse structure. Borrower completed horizontal development and pre-sold 8 of 12 residences, then refinanced into $90 million construction-to-permanent facility with major US bank now that project was de-risked.<\/li>\n            <li><em>Exit Strategy:<\/em> Development completion and construction loan refinance<\/li>\n            <li><em>Timeline:<\/em> 10 days to close, 18 months to exit<\/li>\n            <\/ul>\n           \n            <\/div>\n          <\/div>\n<\/div><!--accordion-->\n\n<p class=\"h2-description\" style=\"margin-top: 20px;\">\n<strong>The Common Thread:<\/strong> Speed, certainty, and scale. Whether $5 million or $75 million, foreign or domestic, the process is identical. Property value. Exit strategy. Close.\n<\/p>\n<\/div> <!--list-contet-->\n<\/div> <!--center-module-list-->\n\n<div class=\"center-module-line\">\n    <img decoding=\"async\" src=\"\/wp-content\/uploads\/2021\/02\/centerline.png\" class=\"web\" alt=\"US Bridge Loans - Centerline\">\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2021\/03\/mobile-line.png\" class=\"mobile\" alt=\"US Bridge Loans - Mobile Line\">\n<\/div>\n\n<div class=\"center-module-list layer-five\">\n<div class=\"list-content\">\n<h3>Who Qualifies: Built for Sophisticated Investors<\/h3>\n<p class=\"h2-description\">\n<strong>Foreign Nationals<\/strong>\n<\/p>\n<ul class=\"list-list\">\n<li>No US Social Security Number or ITIN required<\/li>\n<li>No US credit history or score needed<\/li>\n<li>International banking references accepted (if required)<\/li>\n<li>Passport and foreign corporate documentation sufficient<\/li>\n<li>Multilayered holding structures okay<\/li>\n<li>Source of funds verified through international banks (purchase)<\/li>\n<\/ul>\n\n<p class=\"h2-description\">\n<strong>US Expats &#038; Global Citizens<\/strong>\n<\/p>\n<ul class=\"list-list\">\n<li>Overseas income and assets accepted<\/li>\n<li>No US tax return requirements in most cases<\/li>\n<li>Time-zone-friendly closing process<\/li>\n<\/ul>\n\n<p class=\"h2-description\">\n<strong>US Domestic Investors<\/strong>\n<\/p>\n<ul class=\"list-list\">\n<li>Self-employed with complex income structures<\/li>\n<li>High-net-worth individuals with liquidity events pending<\/li>\n<li>Corporate and LLC borrowers<\/li>\n<li>Estate and trust structures<\/li>\n<\/ul>\n<p class=\"h2-description\">\nThe Requirement: A viable US real estate asset and a credible exit strategy. That&#8217;s it.\n<\/p>\n<\/div> <!--list-content-->\n<div class=\"list-image\">\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/02\/foreign-image713-right.png\" alt=\"Fast Bridging Loan | Residential Bridge Loan\" class=\"web-image\">\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/02\/foreign-image713-mobile.jpg\" alt=\"Fast Bridging Loan | Residential Bridge Loan\" class=\"mobile-image\">\n<\/div> <!--list-image-->\n<\/div> <!--center-module-list-->\n\n<div class=\"center-module-line\">\n    <img decoding=\"async\" src=\"\/wp-content\/uploads\/2021\/02\/centerline.png\" class=\"web\" alt=\"US Bridge Loans - Centerline\">\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2021\/03\/mobile-line.png\" class=\"mobile\" alt=\"US Bridge Loans - Mobile Line\"><\/div>\n\n<div class=\"center-module-list layer-six\">\n<div class=\"list-image\">\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2021\/02\/Bridge-img-02.png\" class=\"web-image\" alt=\"Residential Bridge Loan | Loan For Foreign Property\">\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2021\/01\/bridge-mobile-image2.jpg\" class=\"mobile-image\" alt=\"Residential Bridge Loan | International Home Loans\">\n<\/div> <!--list-image-->\n<div class=\"list-content\">\n<h3>The Bridge-to-Exit Strategy<\/h3>\n<p class=\"h2-description\">\nSmart operators don&#8217;t use bridge loans as desperation financing. They use them as tactical leverage to capture alpha, then exit to optimal long-term capital.<\/p>\n<p class=\"h2-description\">\n<strong>Typical Exit Pathways:<\/strong><\/p>\n<ol class=\"num-list\">\n    <li><strong>Refinance to Permanent Financing<\/strong><br>\n        America Mortgages offers exit liquidity through our own lending facilities and more than 50+ US lender network: DSCR loans (qualify on property income), foreign national permanent financing (30-year terms), or portfolio loans for multiple assets.\n    <\/li>\n    <li><strong>Sale at Stabilized Value<\/strong><br>\n        Execute your business plan, force appreciation, sell to long-term holder. Bridge loan paid from sale proceeds.\n    <\/li>\n    <li><strong>Construction Loan Takeout<\/strong><br>\n        Land or development bridge financing refinanced to construction facility once entitlements secured or pre-sales achieved.\n    <\/li>\n    <li><strong>Equity Recapitalization<\/strong><br>\n        Cash-out bridge loan on existing assets to fund acquisitions, then refinance combined portfolio.\n    <\/li>\n<\/ol>\n<\/div> <!--list-contet-->\n<\/div> <!--center-module-list-->\n\n<div class=\"center-module-line\">\n    <img decoding=\"async\" src=\"\/wp-content\/uploads\/2021\/02\/centerline.png\" class=\"web\" alt=\"US Bridge Loans - Centerline\">\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2021\/03\/mobile-line.png\" class=\"mobile\" alt=\"US Bridge Loans - Mobile Line\">\n<\/div>\n\n<div class=\"center-module-list layer-seven\">\n<div class=\"list-content\">\n<h3>The America Mortgages Process: Speed Without Chaos<\/h3>\n<p class=\"h2-description\">\n<strong>Day 1-2: Initial review<\/strong><br>\nSubmit property address, purchase price or estimated value, and exit strategy. Receive term sheet within 24 hours.\n<\/p>\n<p class=\"h2-description\">\n<strong>Day 3-7: Due diligence<\/strong><br>\nProperty valuation (we engage appraisers or accept BPOs), title review, legal documentation. You focus on the deal; we handle the coordination.\n<\/p>\n<p class=\"h2-description\">\n<strong>Day 8-10: Closing preparation<\/strong><br>\nFinal loan documents, wire instructions, escrow coordination. International clients accommodated for time zones and signing execution.\n<\/p>\n<p class=\"h2-description\">\n<strong>Day 11-14: Close and fund<\/strong><br>\nFunds wired to US escrow. You take possession. The clock starts on your exit strategy.\n<\/p>\n<p class=\"h2-description\">\n<strong>Throughout:<\/strong> Single point of contact. No committee meetings. No &#8220;we&#8217;ll get back to you next week.&#8221; Decisions made by principals with authority.\n<\/p>\n\n<\/div> <!--list-content-->\n<div class=\"list-image\">\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/02\/apply-right901.png\" alt=\"Fast Bridging Loan | Residential Bridge Loan\" class=\"web-image\">\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/02\/apply-right901-mobile.jpg\" alt=\"Fast Bridging Loan | Residential Bridge Loan\" class=\"mobile-image\">\n<\/div> <!--list-image-->\n<\/div> <!--center-module-list-->\n\n<div class=\"center-module-line\">\n    <img decoding=\"async\" src=\"\/wp-content\/uploads\/2021\/02\/centerline.png\" class=\"web\" alt=\"US Bridge Loans - Centerline\">\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2021\/03\/mobile-line.png\" class=\"mobile\" alt=\"US Bridge Loans - Mobile Line\"><\/div>\n\n<div class=\"center-module-list layer-eight\">\n<div class=\"list-image\">\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/02\/faq-img1-left.png\" class=\"web-image\" alt=\"Residential Bridge Loan | Loan For Foreign Property\">\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/02\/faq-img-mobile.jpg\" class=\"mobile-image\" alt=\"Residential Bridge Loan | International Home Loans\">\n<\/div> <!--list-image-->\n<div class=\"list-content\">\n<h3>Frequently Asked Questions<\/h3>\n<p class=\"h2-description\">\nWe lend against the real estate collateral. Period.<\/p>\n\n<div class=\"accordion loan-program-content\" id=\"accordion2\">\n<div class=\"accordion-item active\">\n            <div class=\"accordion-header\"><p class=\"h3-description\">What is the minimum and maximum loan amount?\n            <\/p>\n          <\/div>\n            <div class=\"accordion-content\">\n            <p class=\"h2-description\"><\/p>$1,000,000 USD minimum. No maximum\u2014we&#8217;ve closed transactions in access of $100 million and can scale beyond for the right asset.<\/p>\n            <\/div>\n          <\/div>\n          <div class=\"accordion-item\">\n            <div class=\"accordion-header\"><p class=\"h3-description\">How fast can you actually close a $30+ million loan?<\/p>\n                <\/div>\n            <div class=\"accordion-content\">\n            <p class=\"h2-description\">\n10-14 business days is standard, even for large transactions. Our record is 8 days for a $22 million loan where the borrower had complete documentation ready. Speed depends on property complexity, not loan size.<\/p>\n            <\/div>\n          <\/div>\n        \n          <div class=\"accordion-item\">\n            <div class=\"accordion-header\">\n                <p class=\"h3-description\">Do you offer non-recourse bridge loans?<\/p>\n                <\/div>\n            <div class=\"accordion-content\">\n            <p class=\"h2-description\">\nYes, for experienced sponsors with strong track records and conservative LTVs (typically 60% or below). Most bridge loans are full recourse, but when available we structure non-recourse for qualified transactions.<\/p>\n            <\/div>\n          <\/div>\n          <div class=\"accordion-item\">\n            <div class=\"accordion-header\">\n                <p class=\"h3-description\">I&#8217;m a foreign national with no US credit. Can I really get a $10 million loan?<\/p>\n                <\/div>\n            <div class=\"accordion-content\">\n            <p class=\"h2-description\">\nYes. We specialize in this. Your Swiss, Hong Kong, or Singapore banking relationships, combined with the asset value and your exit strategy, are sufficient. We&#8217;ve closed over $500 million for foreign nationals without US credit.<\/p>\n            <\/div>\n          <\/div>\n          <div class=\"accordion-item\">\n            <div class=\"accordion-header\">\n                <p class=\"h3-description\">What interest rates should I expect?<\/p>\n                <\/div>\n            <div class=\"accordion-content\">\n           <p class=\"h2-description\">\nBridge loans are priced based on LTV, asset quality, location, and recourse structure. Typically low to mid-double digits. For current pricing on your specific transaction, request a term sheet \u2014 no obligation.<\/p>\n            <\/div>\n          <\/div>\n          <div class=\"accordion-item\">\n            <div class=\"accordion-header\">\n                <p class=\"h3-description\">Can I use an LLC or offshore structure?<\/p>\n                <\/div>\n            <div class=\"accordion-content\">\n           <p class=\"h2-description\">\nYes. We lend to US LLCs, Delaware statutory trusts, foreign corporations, and complex multinational structures. We coordinate with your tax and legal advisors to ensure optimal structuring.<\/p>\n            <\/div>\n          <\/div>\n          <div class=\"accordion-item\">\n            <div class=\"accordion-header\">\n                <p class=\"h3-description\">What property types do you avoid?<\/p>\n                <\/div>\n            <div class=\"accordion-content\">\n           <p class=\"h2-description\">\nWe don&#8217;t lend on owner-occupied residential (but can review on a case-by-case basis), agricultural land without development potential, or properties in active litigation. Everything else \u2014 commercial, multifamily, hospitality, industrial, land, construction \u2026 we consider.<\/p>\n            <\/div>\n          <\/div>\n          <div class=\"accordion-item\">\n            <div class=\"accordion-header\">\n                <p class=\"h3-description\">How do I start?<\/p>\n                <\/div>\n            <div class=\"accordion-content\">\n<p class=\"h2-description\">\nCall or WhatsApp <a href=\"tel:+6584301541\">+65 8430-1541<\/a> or <a href=\"tel:+18302176608\">+1 830-217-6608<\/a> or email <a href=\"mailto:Hello@AmericaMortgages.com\">Hello@AmericaMortgages.com<\/a> to discuss your requirements and the loan options available.<\/p>\n            <\/div>\n          <\/div>\n<\/div><!--accordion-->\n<\/div> <!--list-contet-->\n<\/div> <!--center-module-list-->\n\n<div class=\"center-module-line\">\n    <img decoding=\"async\" src=\"\/wp-content\/uploads\/2021\/02\/centerline.png\" class=\"web\" alt=\"US Bridge Loans - Centerline\">\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2021\/03\/mobile-line.png\" class=\"mobile\" alt=\"US Bridge Loans - Mobile Line\">\n<\/div>\n\n<div class=\"center-module-list layer-nine\">\n<div class=\"list-content\">\n<h3>Your Opportunity Doesn&#8217;t Wait. Neither Do We.<\/h3>\n<p class=\"h2-description\">\nThe $32 million Miami asset. The $75 million entitled Bel Air development site. The $5 million cash-flowing Austin multifamily. They all share one characteristic: they reward speed.\n<\/p>\n<p class=\"h2-description\">\nTraditional banks optimize for risk minimization. We optimize for velocity and certainty. When you need to close in 10-14 days with $1 million to $200 million+ in capital, you need a firm with global funding capacity and asset-based decision making.\n<\/p>\n<p class=\"h2-description\">\nAmerica Mortgages brings both.\n<\/p>\n<p class=\"h2-description\">\nGet your term sheet in 24 hours. Close in 10-14 days. Move forward.\n<\/p>\n<p class=\"h2-description\">\nCall or WhatsApp <a href=\"tel:+6584301541\">+65 8430-1541<\/a> or <a href=\"tel:+18302176608\">+1 830-217-6608<\/a> or email <a href=\"mailto:Hello@AmericaMortgages.com\">Hello@AmericaMortgages.com<\/a>\n<\/p>\n<p class=\"h2-description\">\n<em>America Mortgages is a wholly-owned subsidiary of Global Mortgage Group Pte. Ltd., headquartered in Singapore with capital relationships and representation across 12 countries. We bring the world\u2019s capital to your US real estate opportunity.<\/em>\n<\/p>\n\n\n<\/div> <!--list-content-->\n<div class=\"list-image\">\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/02\/advantage-image703-right.png\" alt=\"Fast Bridging Loan | Residential Bridge Loan\" class=\"web-image\">\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2026\/02\/advantage-image703-mobile.jpg\" alt=\"Fast Bridging Loan | Residential Bridge Loan\" class=\"mobile-image\">\n<\/div> <!--list-image-->\n<\/div> <!--center-module-list-->\n\n<\/div> <!--center-module -->\n<\/div>\n<\/div>\n<div class=\"consectetur gray-back\">\n<div class=\"jet-container\">\n<p>Schedule a call with our Fast Bridge Loan Specialist.<\/p>\n<div class=\"buttons\">\n<a class=\"button common-button\" href=\"\/bridge-contact-page\/\" onclick=\"window.dataLayer.push({ 'event': 'Click Get Started - Bridge - Bottom Banner' });\">Get Started<\/a>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<style>\n\/*accordion*\/\n.accordion {\n  width: 100%;\n  \/*max-width: 800px;*\/\n  margin: auto;\n  border-radius: 8px;\n  overflow: hidden;\n  box-shadow: 0 4px 10px rgba(0,0,0,0.1);\n}\n\n.accordion-item {\n  border-bottom: 1px solid #ddd;\n}\n\n.accordion-header {\n  background: #3558A3;\n  color: #fff;\n  cursor: pointer;\n  padding: 15px 20px;\n  font-weight: bold;\n  transition: background 0.3s;\n\n}\n.accordion-header .h3-description{\nfont-size:16px;\ncolor:#fff!important;\n}\n\n.accordion-header:hover {\n  background: #003CA3;\n}\n\n.accordion-content {\n  max-height: 0;\n  overflow: hidden;\n  padding: 0 20px;\n  background: #fff;\n  font-size: 16px;\n    line-height: 26px;\n    color: #1D252D;\n  transition: max-height 0.5s ease, padding 0.5s ease;\n}\n.accordion-content p{\nmargin-bottom:20px;\n}\n.accordion-item.active .accordion-content {\n  max-height: 1000px; \/* Large enough to show full content *\/\n  padding: 20px;\n}\n\n.accordion-item.active .accordion-header {\n  background: #003CA3;\n}\nol.num-list {\n    padding-left: 15px;\n}\n\nol.num-list li {\n    font-size: 16px;\n    margin-bottom: 10px;\n}\n<\/style>\n<script>\n\ndocument.querySelectorAll('.accordion').forEach(accordion => {\n  const accordionItems = accordion.querySelectorAll('.accordion-item');\n\n  accordionItems.forEach(item => {\n    const header = item.querySelector('.accordion-header');\n\n    header.addEventListener('click', () => {\n      \/\/ Collapse only within this accordion\n      accordionItems.forEach(i => {\n        if (i !== item) i.classList.remove('active');\n      });\n      \/\/ Toggle current\n      item.classList.toggle('active');\n    });\n  });\n});\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>U.S. Asset-Based Bridge Loans U.S. Asset-Based bridge loans provide short-term financing for investors and foreign nationals who need fast closings on U.S. property transactions. These loans are commonly used for acquisitions, refinances, and time-sensitive deals where traditional bank financing is too slow. Schedule A Call \u201cFast bridging loans from the US help businesses and individuals [&hellip;]<\/p>\n","protected":false},"author":20,"featured_media":0,"parent":93,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/template-service.php","meta":{"_acf_changed":false,"qubely_global_settings":"","qubely_interactions":"","inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-273","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/pages\/273","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/comments?post=273"}],"version-history":[{"count":78,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/pages\/273\/revisions"}],"predecessor-version":[{"id":23795,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/pages\/273\/revisions\/23795"}],"up":[{"embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/pages\/93"}],"wp:attachment":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/media?parent=273"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}