{"id":22716,"date":"2025-11-17T08:54:59","date_gmt":"2025-11-17T08:54:59","guid":{"rendered":"https:\/\/www.americamortgages.com\/?p=22716"},"modified":"2025-11-17T08:55:00","modified_gmt":"2025-11-17T08:55:00","slug":"giup-nguoi-viet-so-huu-nha-o-my-mot-cach-de-dang","status":"publish","type":"post","link":"https:\/\/www.americamortgages.com\/giup-nguoi-viet-so-huu-nha-o-my-mot-cach-de-dang\/","title":{"rendered":"Gi\u00fap Ng\u01b0\u1eddi Vi\u1ec7t S\u1edf H\u1eefu Nh\u00e0 \u1ede M\u1ef9 M\u1ed9t C\u00e1ch D\u1ec5 D\u00e0ng"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u0110\u1ed1i v\u1edbi nhi\u1ec1u gia \u0111\u00ecnh Vi\u1ec7t Nam, s\u1edf h\u1eefu b\u1ea5t \u0111\u1ed9ng s\u1ea3n t\u1ea1i Hoa K\u1ef3 kh\u00f4ng ch\u1ec9 l\u00e0 m\u1ed9t m\u1ee5c ti\u00eau \u0111\u1ea7u t\u01b0. \u0110\u00f3 c\u00f2n l\u00e0 bi\u1ec3u t\u01b0\u1ee3ng c\u1ee7a s\u1ef1 an to\u00e0n, c\u01a1 h\u1ed9i gi\u00e1o d\u1ee5c, con \u0111\u01b0\u1eddng ph\u00e1t tri\u1ec3n cho th\u1ebf h\u1ec7 ti\u1ebfp theo v\u00e0 m\u1ed9t chi\u1ebfn l\u01b0\u1ee3c d\u00e0i h\u1ea1n \u0111\u1ec3 \u0111a d\u1ea1ng h\u00f3a t\u00e0i s\u1ea3n b\u00ean ngo\u00e0i bi\u1ebfn \u0111\u1ed9ng c\u1ee7a th\u1ecb tr\u01b0\u1eddng b\u1ea5t \u0111\u1ed9ng s\u1ea3n trong n\u01b0\u1edbc. D\u00f9 m\u1ee5c ti\u00eau l\u00e0 <strong>buy a house in the U.S.<\/strong> cho con \u0111i du h\u1ecdc hay x\u00e2y d\u1ef1ng danh m\u1ee5c cho thu\u00ea trong m\u1ed9t th\u1ecb tr\u01b0\u1eddng \u1ed5n \u0111\u1ecbnh, c\u00e2u h\u1ecfi lu\u00f4n xu\u1ea5t hi\u1ec7n \u0111\u1ea7u ti\u00ean l\u00e0: <strong>Ng\u01b0\u1eddi Vi\u1ec7t c\u00f3 th\u1ec3 vay U.S. home loan m\u00e0 kh\u00f4ng c\u1ea7n t\u00edn d\u1ee5ng M\u1ef9, thu nh\u1eadp M\u1ef9 hay khai thu\u1ebf M\u1ef9 hay kh\u00f4ng?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Hi\u1ec7n nay, c\u00e2u tr\u1ea3 l\u1eddi l\u00e0 c\u00f3.<br>America Mortgages chuy\u00ean v\u1ec1 c\u00e1c gi\u1ea3i ph\u00e1p t\u00e0i ch\u00ednh d\u00e0nh ri\u00eang cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i v\u00e0 mang \u0111\u1ebfn cho ng\u01b0\u1eddi mua Vi\u1ec7t Nam m\u1ed9t con \u0111\u01b0\u1eddng r\u00f5 r\u00e0ng, d\u1ec5 d\u1ef1 \u0111o\u00e1n \u0111\u1ec3 xin <strong>U.S. home loan<\/strong> t\u1eeb n\u01b0\u1edbc ngo\u00e0i.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">H\u01b0\u1edbng d\u1eabn n\u00e0y gi\u1ea3i th\u00edch to\u00e0n b\u1ed9 quy tr\u00ecnh, c\u00e1c y\u00eau c\u1ea7u ch\u00ednh, lo\u1ea1i t\u00e0i s\u1ea3n ph\u00f9 h\u1ee3p v\u00e0 nh\u1eefng l\u1ee3i th\u1ebf c\u1ee5 th\u1ec3 d\u00e0nh cho ng\u01b0\u1eddi Vi\u1ec7t khi l\u00e0m vi\u1ec7c v\u1edbi America Mortgages.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">V\u00ec Sao Ng\u00e0y C\u00e0ng Nhi\u1ec1u Gia \u0110\u00ecnh Vi\u1ec7t Mua Nh\u00e0 \u1ede M\u1ef9<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Vi\u1ec7t Nam l\u00e0 m\u1ed9t trong nh\u1eefng qu\u1ed1c gia c\u00f3 t\u1ef7 l\u1ec7 ti\u1ebft ki\u1ec7m cao nh\u1ea5t \u0110\u00f4ng Nam \u00c1 v\u00e0 nhi\u1ec1u gia \u0111\u00ecnh \u01b0u ti\u00ean s\u1ef1 an to\u00e0n d\u00e0i h\u1ea1n th\u00f4ng qua vi\u1ec7c s\u1edf h\u1eefu t\u00e0i s\u1ea3n. Hoa K\u1ef3 tr\u1edf th\u00e0nh \u0111i\u1ec3m \u0111\u1ebfn \u01b0a th\u00edch kh\u00f4ng ch\u1ec9 v\u00ec n\u1ec1n kinh t\u1ebf v\u1eefng m\u1ea1nh m\u00e0 c\u00f2n b\u1edfi th\u1ecb tr\u01b0\u1eddng b\u1ea5t \u0111\u1ed9ng s\u1ea3n t\u1ea1i \u0111\u00e2y \u0111\u00e3 th\u1ec3 hi\u1ec7n s\u1ef1 \u1ed5n \u0111\u1ecbnh trong nhi\u1ec1u th\u1eadp k\u1ef7.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D\u1ef1 b\u00e1o trong <a href=\"https:\/\/www.americamortgages.com\/u-s-real-estate-market-outlook-2026\/\"><strong>market outlook<\/strong><\/a> cho th\u1ea5y nhu c\u1ea7u mua nh\u00e0 t\u1ea1i M\u1ef9 v\u1eabn \u1ed5n \u0111\u1ecbnh, \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 b\u1edfi t\u0103ng tr\u01b0\u1edfng d\u00e2n s\u1ed1 v\u00e0 ngu\u1ed3n cung nh\u00e0 \u1edf h\u1ea1n ch\u1ebf.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">M\u1ed9t v\u00e0i l\u00fd do n\u1ed5i b\u1eadt \u0111\u1ed1i v\u1edbi <strong>buying U.S. property for Vietnamese buyers<\/strong>:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Gi\u00e1o d\u1ee5c l\u00e0 y\u1ebfu t\u1ed1 th\u00fac \u0111\u1ea9y ch\u00ednh<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ng\u00e0y c\u00e0ng nhi\u1ec1u sinh vi\u00ean Vi\u1ec7t Nam theo h\u1ecdc t\u1ea1i c\u00e1c tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc M\u1ef9. C\u00e1c gia \u0111\u00ecnh th\u01b0\u1eddng l\u1ef1a ch\u1ecdn mua nh\u00e0 g\u1ea7n tr\u01b0\u1eddng \u0111\u1ec3 c\u00f3 n\u01a1i \u1edf \u1ed5n \u0111\u1ecbnh v\u00e0 ti\u1ebft ki\u1ec7m chi ph\u00ed thu\u00ea d\u00e0i h\u1ea1n. T\u00e0i li\u1ec7u<a href=\"https:\/\/www.americamortgages.com\/easiest-ivy-league-to-get-into-2025-guide-for-overseas-applicants\/\"> <strong>Ivy League guide<\/strong><\/a> gi\u1ea3i th\u00edch c\u00e1ch s\u1edf h\u1eefu nh\u00e0 \u1edf M\u1ef9 h\u1ed7 tr\u1ee3 k\u1ebf ho\u1ea1ch h\u1ecdc t\u1eadp nhi\u1ec1u n\u0103m.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Nhu c\u1ea7u x\u00e2y d\u1ef1ng danh m\u1ee5c cho thu\u00ea<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00e1c bang nh\u01b0 Texas ti\u1ebfp t\u1ee5c thu h\u00fat nh\u00e0 \u0111\u1ea7u t\u01b0 nh\u1edd t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf v\u00e0 m\u1edf r\u1ed9ng doanh nghi\u1ec7p. Ph\u00e2n t\u00edch chi ti\u1ebft c\u00f3 trong <a href=\"https:\/\/www.americamortgages.com\/why-are-overseas-investors-buying-property-in-texas-right-now\/\"><strong>Texas insights<\/strong><\/a> .<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Ph\u00e2n kh\u00fac cao c\u1ea5p v\u00e0 trung t\u00e2m v\u1eabn ho\u1ea1t \u0111\u1ed9ng m\u1ea1nh<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00e1c th\u00e0nh ph\u1ed1 tr\u1ecdng \u0111i\u1ec3m ti\u1ebfp t\u1ee5c h\u1ea5p d\u1eabn nh\u00e0 \u0111\u1ea7u t\u01b0 qu\u1ed1c t\u1ebf. B\u00e1o c\u00e1o <a href=\"https:\/\/www.americamortgages.com\/u-s-luxury-property-investments-why-global-investors-are-buying\/\"><strong>luxury property report<\/strong><\/a> cho th\u1ea5y nhu c\u1ea7u v\u1eabn \u1ed5n \u0111\u1ecbnh.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">T\u0103ng tr\u01b0\u1edfng gi\u00e1 b\u1ec1n v\u1eefng trong d\u00e0i h\u1ea1n<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">U.S. Census x\u00e1c nh\u1eadn m\u1ee9c t\u0103ng gi\u00e1 nh\u00e0 trung v\u1ecb \u0111\u1ec1u \u0111\u1eb7n qua nhi\u1ec1u th\u1eadp k\u1ef7.<br>Ngu\u1ed3n:<a href=\"https:\/\/www.census.gov\/library\/stories\/2024\/06\/national-housing-month.html\" target=\"_blank\" rel=\"noreferrer noopener\"> https:\/\/www.census.gov\/library\/stories\/2024\/06\/national-housing-month.html<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nh\u1eefng y\u1ebfu t\u1ed1 n\u00e0y bi\u1ebfn vi\u1ec7c s\u1edf h\u1eefu nh\u00e0 t\u1ea1i M\u1ef9 \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi Vi\u1ec7t th\u00e0nh m\u1ed9t chi\u1ebfn l\u01b0\u1ee3c an to\u00e0n v\u00e0 r\u00f5 r\u00e0ng trong d\u00e0i h\u1ea1n.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Hi\u1ec3u C\u00e1ch U.S. Home Loan Ho\u1ea1t \u0110\u1ed9ng Cho Ng\u01b0\u1eddi Vi\u1ec7t<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">M\u1ed9t kho\u1ea3n <strong>U.S. home loan<\/strong> c\u00f3 th\u1ec3 tr\u00f4ng ph\u1ee9c t\u1ea1p l\u00fac \u0111\u1ea7u, nh\u01b0ng quy tr\u00ecnh tr\u1edf n\u00ean r\u00f5 r\u00e0ng khi \u0111\u01b0\u1ee3c gi\u1ea3i th\u00edch theo c\u01a1 ch\u1ebf d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i. America Mortgages chuy\u00ean ho\u00e0n to\u00e0n trong l\u0129nh v\u1ef1c n\u00e0y, cung c\u1ea5p con \u0111\u01b0\u1eddng ti\u1ebfp c\u1eadn m\u00e0 kh\u00f4ng c\u1ea7n thu nh\u1eadp hay t\u00edn d\u1ee5ng M\u1ef9.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D\u01b0\u1edbi \u0111\u00e2y l\u00e0 quy tr\u00ecnh theo \u0111\u00fang ti\u00eau chu\u1ea9n c\u1ee7a AM.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Kh\u00f4ng C\u1ea7n \u0110i\u1ec3m T\u00edn D\u1ee5ng M\u1ef9<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Nhi\u1ec1u ng\u01b0\u1eddi Vi\u1ec7t kh\u00f4ng c\u00f3 l\u1ecbch s\u1eed t\u00edn d\u1ee5ng M\u1ef9, \u0111i\u1ec1u n\u00e0y ho\u00e0n to\u00e0n b\u00ecnh th\u01b0\u1eddng.<br>AM ch\u1ea5p nh\u1eadn sao k\u00ea ng\u00e2n h\u00e0ng qu\u1ed1c t\u1ebf ho\u1eb7c b\u00e1o c\u00e1o t\u00edn d\u1ee5ng n\u01b0\u1edbc ngo\u00e0i khi c\u1ea7n. Nhi\u1ec1u ch\u01b0\u01a1ng tr\u00ecnh kh\u00f4ng y\u00eau c\u1ea7u t\u00edn d\u1ee5ng t\u1ea1i M\u1ef9 hay Vi\u1ec7t Nam.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">D\u00f9ng Thu Nh\u1eadp To\u00e0n C\u1ea7u (Ch\u1ec9 \u00c1p D\u1ee5ng Cho Second Home)<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ng\u01b0\u1eddi mua second home c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng thu nh\u1eadp t\u1eeb Vi\u1ec7t Nam ho\u1eb7c c\u00e1c qu\u1ed1c gia kh\u00e1c \u0111\u1ec3 x\u00e9t duy\u1ec7t.<br>N\u1ebfu l\u00e0 b\u1ea5t \u0111\u1ed9ng s\u1ea3n \u0111\u1ea7u t\u01b0, thu nh\u1eadp to\u00e0n c\u1ea7u s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng v\u00e0 AM \u00e1p d\u1ee5ng ph\u01b0\u01a1ng ph\u00e1p x\u00e9t duy\u1ec7t kh\u00e1c d\u00e0nh ri\u00eang cho nh\u00e0 \u0111\u1ea7u t\u01b0.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">T\u1ef7 L\u1ec7 Vay Tr\u00ean Gi\u00e1 Tr\u1ecb Nh\u00e0 75% \u2013 80%<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">H\u1ea7u h\u1ebft ng\u01b0\u1eddi vay Vi\u1ec7t Nam \u0111\u01b0\u1ee3c duy\u1ec7t trong ph\u1ea1m vi n\u00e0y t\u00f9y thu\u1ed9c v\u00e0o h\u1ed3 s\u01a1 v\u00e0 lo\u1ea1i t\u00e0i s\u1ea3n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">C\u00f3 Th\u1ec3 Mua Ho\u1eb7c T\u00e1i C\u1ea5p V\u1ed1n T\u1eeb Vi\u1ec7t Nam<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ng\u01b0\u1eddi Vi\u1ec7t kh\u00f4ng c\u1ea7n s\u1ed1ng t\u1ea1i Hoa K\u1ef3 \u0111\u1ec3 xin <strong>U.S. home loan<\/strong>.<br>T\u00e0i li\u1ec7u <a href=\"https:\/\/www.americamortgages.com\/how-to-buy-a-property-in-california-and-finance-it-as-a-non-resident\/\"><strong>California guide<\/strong><\/a> v\u00e0 <a href=\"https:\/\/www.americamortgages.com\/how-non-residents-can-buy-finance-property-in-florida\/\"><strong>Florida financing<\/strong><\/a> gi\u1ea3i th\u00edch chi ti\u1ebft s\u1ef1 kh\u00e1c nhau gi\u1eefa c\u00e1c bang.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">C\u00e1c Lo\u1ea1i T\u00e0i S\u1ea3n Ng\u01b0\u1eddi Vi\u1ec7t Th\u01b0\u1eddng Mua<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Second home ho\u1eb7c holiday home<\/li>\n\n\n\n<li>B\u1ea5t \u0111\u1ed9ng s\u1ea3n \u0111\u1ea7u t\u01b0<\/li>\n\n\n\n<li>Nh\u00e0 cho thu\u00ea d\u00e0i h\u1ea1n t\u1ea1i Texas, Florida, New York v\u00e0 California<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">AM gi\u00fap kh\u00e1ch h\u00e0ng ch\u1ecdn c\u1ea5u tr\u00fac vay ph\u00f9 h\u1ee3p nh\u1ea5t v\u1edbi m\u1ee5c ti\u00eau c\u1ee7a h\u1ecd.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Nh\u1eefng Bang T\u1ea1i M\u1ef9 \u0110\u01b0\u1ee3c Ng\u01b0\u1eddi Vi\u1ec7t Quan T\u00e2m Khi Xin U.S. Home Loan<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">H\u00e0nh vi mua nh\u00e0 c\u1ee7a ng\u01b0\u1eddi Vi\u1ec7t kh\u00e1c bi\u1ec7t v\u1edbi \u0110\u00e0i Loan hay Hong Kong. Nhi\u1ec1u gia \u0111\u00ecnh Vi\u1ec7t \u01b0u ti\u00ean:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>th\u1ecb tr\u01b0\u1eddng cho thu\u00ea \u1ed5n \u0111\u1ecbnh<\/li>\n\n\n\n<li>t\u0103ng tr\u01b0\u1edfng vi\u1ec7c l\u00e0m<\/li>\n\n\n\n<li>h\u1ec7 th\u1ed1ng gi\u00e1o d\u1ee5c t\u1ed1t<\/li>\n\n\n\n<li>kh\u1ea3 n\u0103ng gi\u1eef gi\u00e1 trong d\u00e0i h\u1ea1n<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">CNBC x\u00e1c \u0111\u1ecbnh m\u1ed9t s\u1ed1 bang c\u00f3 th\u1ecb tr\u01b0\u1eddng b\u1ec1n v\u1eefng nh\u1ea5t trong <strong>America\u2019s strongest housing markets<\/strong>: <a href=\"https:\/\/www.cnbc.com\/2023\/07\/19\/these-10-states-are-americas-strongest-housing-markets.html\" target=\"_blank\" rel=\"noreferrer noopener\">\/these-10-states-are-americas-strongest-housing-markets.html<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Florida<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">T\u0103ng tr\u01b0\u1edfng d\u00e2n s\u1ed1 v\u00e0 nhu c\u1ea7u cho thu\u00ea m\u1ea1nh.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Texas<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">T\u1ea1o vi\u1ec7c l\u00e0m l\u1edbn v\u00e0 t\u0103ng tr\u01b0\u1edfng doanh nghi\u1ec7p.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">North Carolina<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Thu h\u00fat gia \u0111\u00ecnh v\u00e0 ng\u01b0\u1eddi lao \u0111\u1ed9ng chuy\u1ec3n \u0111\u1ebfn.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Georgia<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Gi\u00e1 h\u1ee3p l\u00fd v\u00e0 t\u0103ng tr\u01b0\u1edfng \u1ed5n \u0111\u1ecbnh.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Ohio<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Gi\u00e1 v\u00e0o th\u1ecb tr\u01b0\u1eddng th\u1ea5p v\u00e0 nhu c\u1ea7u cho thu\u00ea \u1ed5n \u0111\u1ecbnh.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Th\u00eam ph\u00e2n t\u00edch chi ti\u1ebft c\u00f3 trong <a href=\"https:\/\/www.americamortgages.com\/why-many-homebuyers-are-eyeing-a-purchase-before-end-2025\/\"><strong>2025 buying trends<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">C\u00e1c Gi\u1ea5y T\u1edd Ng\u01b0\u1eddi Vi\u1ec7t C\u1ea7n Khi Xin U.S. Home Loan<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">America Mortgages \u00e1p d\u1ee5ng quy tr\u00ecnh \u0111\u01a1n gi\u1ea3n cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">C\u1ea7n Chu\u1ea9n B\u1ecb<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ch\u1ee9ng minh thu nh\u1eadp (l\u01b0\u01a1ng, kinh doanh, t\u1ef1 doanh).<br>Thu nh\u1eadp to\u00e0n c\u1ea7u ch\u1ec9 \u00e1p d\u1ee5ng cho second home.<\/li>\n\n\n\n<li>2 th\u00e1ng sao k\u00ea ng\u00e2n h\u00e0ng<\/li>\n\n\n\n<li>H\u1ed9 chi\u1ebfu<\/li>\n\n\n\n<li>Ch\u1ee9ng minh t\u00e0i s\u1ea3n cho down payment v\u00e0 reserve<\/li>\n\n\n\n<li>Sao k\u00ea ng\u00e2n h\u00e0ng qu\u1ed1c t\u1ebf ho\u1eb7c b\u00e1o c\u00e1o t\u00edn d\u1ee5ng n\u01b0\u1edbc ngo\u00e0i khi c\u00f3<br>Nhi\u1ec1u ch\u01b0\u01a1ng tr\u00ecnh kh\u00f4ng y\u00eau c\u1ea7u t\u00edn d\u1ee5ng M\u1ef9 ho\u1eb7c t\u00edn d\u1ee5ng Vi\u1ec7t Nam.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Kh\u00f4ng C\u1ea7n<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0110i\u1ec3m t\u00edn d\u1ee5ng M\u1ef9<\/li>\n\n\n\n<li>Khai thu\u1ebf M\u1ef9<\/li>\n\n\n\n<li>Thu nh\u1eadp M\u1ef9<\/li>\n\n\n\n<li>Th\u1ebb xanh ho\u1eb7c visa<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110i\u1ec1u n\u00e0y gi\u00fap ng\u01b0\u1eddi Vi\u1ec7t d\u1ec5 hi\u1ec3u h\u01a1n v\u1ec1 <strong>how to buy a home in the U.S.<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Quy Tr\u00ecnh Xin U.S. Home Loan Cho Ng\u01b0\u1eddi Vi\u1ec7t<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>X\u00e1c \u0111\u1ecbnh m\u1ee5c ti\u00eau<\/li>\n\n\n\n<li>Nh\u1eadn pre-approval trong 48\u201372 gi\u1edd<\/li>\n\n\n\n<li>Ch\u1ecdn nh\u00e0 v\u00e0 g\u1eedi offer<\/li>\n\n\n\n<li>Th\u1ea9m \u0111\u1ecbnh h\u1ed3 s\u01a1 v\u00e0 gi\u1ea5y t\u1edd<\/li>\n\n\n\n<li>K\u00fd closing trong 30\u201345 ng\u00e0y<br><\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\">Khi N\u00e0o U.S. Home Loan C\u00f3 L\u1ee3i Nh\u1ea5t Cho Ng\u01b0\u1eddi Vi\u1ec7t<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">M\u1ed9t <strong>U.S. home loan<\/strong> gi\u00fap ng\u01b0\u1eddi Vi\u1ec7t c\u00f3 ngu\u1ed3n t\u00e0i ch\u00ednh \u1ed5n \u0111\u1ecbnh, d\u1ec5 d\u1ef1 \u0111o\u00e1n v\u00e0 l\u1eadp k\u1ebf ho\u1ea1ch d\u00e0i h\u1ea1n m\u00e0 kh\u00f4ng c\u1ea7n t\u00edn d\u1ee5ng M\u1ef9. \u0110i\u1ec1u n\u00e0y h\u1eefu \u00edch cho ng\u01b0\u1eddi t\u00ecm <strong>affordable U.S. homes<\/strong>, nh\u00e0 \u0111\u1ea7u t\u01b0 c\u1ea7n th\u1ecb tr\u01b0\u1eddng cho thu\u00ea \u1ed5n \u0111\u1ecbnh v\u00e0 nh\u1eefng ai t\u1ef1 h\u1ecfi li\u1ec7u <strong>can buying U.S. property get a green card<\/strong>.<br>(C\u00e2u tr\u1ea3 l\u1eddi: kh\u00f4ng. S\u1edf h\u1eefu nh\u00e0 kh\u00f4ng c\u1ea5p quy\u1ec1n di tr\u00fa.)<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">V\u00ec Sao Ng\u01b0\u1eddi Vi\u1ec7t Ch\u1ecdn America Mortgages<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>100% t\u1eadp trung v\u00e0o kho\u1ea3n vay d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/li>\n\n\n\n<li>Quy tr\u00ecnh minh b\u1ea1ch cho kh\u00e1ch h\u00e0ng \u1edf n\u01b0\u1edbc ngo\u00e0i<\/li>\n\n\n\n<li>H\u1ed7 tr\u1ee3 chuy\u00ean bi\u1ec7t cho ng\u01b0\u1eddi Vi\u1ec7t<\/li>\n\n\n\n<li>H\u01a1n 50 \u0111\u1ed1i t\u00e1c cho vay v\u00e0 private lenders<\/li>\n\n\n\n<li>T\u01b0 v\u1ea5n r\u00f5 r\u00e0ng v\u1ec1 <strong>U.S. mortgage rates<\/strong><\/li>\n\n\n\n<li>H\u1ed7 tr\u1ee3 \u0111\u1ea7y \u0111\u1ee7 cho <strong>buying U.S. property for Vietnamese buyers<\/strong><\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\">K\u1ebft Lu\u1eadn<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ng\u00e0y nay, ng\u01b0\u1eddi Vi\u1ec7t c\u00f3 con \u0111\u01b0\u1eddng r\u00f5 r\u00e0ng h\u01a1n bao gi\u1edd h\u1ebft \u0111\u1ec3 s\u1edf h\u1eefu nh\u00e0 t\u1ea1i Hoa K\u1ef3. V\u1edbi quy tr\u00ecnh x\u00e9t duy\u1ec7t th\u00e2n thi\u1ec7n, kh\u00f4ng y\u00eau c\u1ea7u t\u00edn d\u1ee5ng M\u1ef9, thu nh\u1eadp M\u1ef9 hay khai thu\u1ebf M\u1ef9, m\u1ed9t <strong>U.S. home loan<\/strong> t\u1eeb America Mortgages gi\u00fap vi\u1ec7c mua nh\u00e0 t\u1ea1i M\u1ef9 tr\u1edf n\u00ean d\u1ec5 d\u00e0ng, ch\u1eafc ch\u1eafn v\u00e0 ph\u00f9 h\u1ee3p v\u1edbi c\u1ea3 m\u1ee5c ti\u00eau \u0111\u1ea7u t\u01b0 l\u1eabn gia \u0111\u00ecnh.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cho d\u00f9 b\u1ea1n \u0111ang t\u00ecm second home, b\u1ea5t \u0111\u1ed9ng s\u1ea3n \u0111\u1ea7u t\u01b0 hay nh\u00e0 cho con \u0111i h\u1ecdc, \u0111\u1ed9i ng\u0169 AM s\u1ebd h\u01b0\u1edbng d\u1eabn b\u1ea1n t\u1eeb b\u01b0\u1edbc pre-approval \u0111\u1ebfn ng\u00e0y closing.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Email: <\/strong><a href=\"mailto:hello@americamortgages.com\"><strong>hello@americamortgages.com<\/strong><strong><br><\/strong><\/a><strong>Contact Us: <\/strong><a href=\"https:\/\/www.americamortgages.com\/contact\/\"><strong>americamortgages<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">C\u00e2u H\u1ecfi Th\u01b0\u1eddng G\u1eb7p<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q1: T\u00f4i \u0111ang s\u1ed1ng t\u1ea1i Vi\u1ec7t Nam, c\u00f3 xin \u0111\u01b0\u1ee3c U.S. home loan kh\u00f4ng?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A: <\/strong>C\u00f3. H\u00e0ng ng\u00e0n ng\u01b0\u1eddi Vi\u1ec7t \u0111\u01b0\u1ee3c duy\u1ec7t m\u1ed7i n\u0103m b\u1eb1ng h\u1ed3 s\u01a1 t\u00e0i ch\u00ednh n\u01b0\u1edbc ngo\u00e0i.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q2: T\u00f4i c\u00f3 th\u1ec3 mua nh\u00e0 t\u1ea1i M\u1ef9 cho con \u0111i du h\u1ecdc kh\u00f4ng?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A: <\/strong>C\u00f3. Nhi\u1ec1u gia \u0111\u00ecnh Vi\u1ec7t mua nh\u00e0 g\u1ea7n c\u00e1c tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q3: C\u00f3 c\u1ea7n \u0111i\u1ec3m t\u00edn d\u1ee5ng M\u1ef9 kh\u00f4ng?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A: <\/strong>Kh\u00f4ng. AM ch\u1ea5p nh\u1eadn sao k\u00ea ng\u00e2n h\u00e0ng ho\u1eb7c d\u1eef li\u1ec7u t\u00edn d\u1ee5ng n\u01b0\u1edbc ngo\u00e0i.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q4: M\u1ee9c down payment t\u1ed1i thi\u1ec3u l\u00e0 bao nhi\u00eau?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A: <\/strong>Ph\u1ea7n l\u1edbn ng\u01b0\u1eddi Vi\u1ec7t b\u1eaft \u0111\u1ea7u v\u1edbi 25% down. Down payment cao h\u01a1n c\u00f3 th\u1ec3 gi\u00fap \u0111\u01b0\u1ee3c l\u00e3i su\u1ea5t t\u1ed1t h\u01a1n.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>T\u00ecm hi\u1ec3u c\u00e1ch ng\u01b0\u1eddi mua nh\u00e0 Vi\u1ec7t Nam c\u00f3 th\u1ec3 \u0111\u1ea3m b\u1ea3o kho\u1ea3n vay mua nh\u00e0 t\u1ea1i Hoa K\u1ef3 m\u00e0 kh\u00f4ng c\u1ea7n t\u00edn d\u1ee5ng ho\u1eb7c thu nh\u1eadp t\u1ea1i Hoa K\u1ef3, c\u00f9ng c\u00e1c b\u01b0\u1edbc \u0111\u1ec3 mua nh\u00e0 t\u1ea1i Hoa K\u1ef3 m\u1ed9t c\u00e1ch d\u1ec5 d\u00e0ng.<\/p>\n","protected":false},"author":21,"featured_media":22717,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"templates\/template-single-post.php","format":"standard","meta":{"_acf_changed":false,"qubely_global_settings":"","qubely_interactions":"","inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[14,31],"tags":[],"am_country":[],"am_audience":[],"am_format":[],"class_list":["post-22716","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-foreign-nationals","category-think-pieces"],"acf":[],"qubely_featured_image_url":{"full":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/11\/Vietnam-US.jpg",1600,1065,false],"landscape":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/11\/Vietnam-US-1200x750.jpg",1200,750,true],"portraits":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/11\/Vietnam-US-540x320.jpg",540,320,true],"thumbnail":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/11\/Vietnam-US-150x150.jpg",150,150,true],"medium":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/11\/Vietnam-US-300x200.jpg",300,200,true],"medium_large":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/11\/Vietnam-US-768x511.jpg",580,386,true],"large":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/11\/Vietnam-US-1024x682.jpg",580,386,true],"1536x1536":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/11\/Vietnam-US-1536x1022.jpg",1536,1022,true],"2048x2048":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/11\/Vietnam-US.jpg",1600,1065,false],"qubely_landscape":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/11\/Vietnam-US-1200x750.jpg",1200,750,true],"qubely_portrait":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/11\/Vietnam-US-540x320.jpg",540,320,true],"qubely_thumbnail":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/11\/Vietnam-US-140x100.jpg",140,100,true],"post-thumbnail":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/11\/Vietnam-US-1200x799.jpg",1200,799,true],"twentytwenty-fullscreen":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/11\/Vietnam-US.jpg",1600,1065,false]},"qubely_author":{"display_name":"America Mortgages","author_link":"https:\/\/www.americamortgages.com\/author\/america-mortgages\/"},"qubely_comment":0,"qubely_category":"<a href=\"https:\/\/www.americamortgages.com\/foreign-nationals\/\" rel=\"category tag\">Foreign Nationals<\/a> <a href=\"https:\/\/www.americamortgages.com\/think-pieces\/\" rel=\"category tag\">Think Pieces<\/a>","qubely_excerpt":"T\u00ecm hi\u1ec3u c\u00e1ch ng\u01b0\u1eddi mua nh\u00e0 Vi\u1ec7t Nam c\u00f3 th\u1ec3 \u0111\u1ea3m b\u1ea3o kho\u1ea3n vay mua nh\u00e0 t\u1ea1i Hoa K\u1ef3 m\u00e0 kh\u00f4ng c\u1ea7n t\u00edn d\u1ee5ng ho\u1eb7c thu nh\u1eadp t\u1ea1i Hoa K\u1ef3, c\u00f9ng c\u00e1c b\u01b0\u1edbc \u0111\u1ec3 mua nh\u00e0 t\u1ea1i Hoa K\u1ef3 m\u1ed9t c\u00e1ch d\u1ec5 d\u00e0ng.","_links":{"self":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts\/22716","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/users\/21"}],"replies":[{"embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/comments?post=22716"}],"version-history":[{"count":1,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts\/22716\/revisions"}],"predecessor-version":[{"id":22721,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts\/22716\/revisions\/22721"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/media\/22717"}],"wp:attachment":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/media?parent=22716"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/categories?post=22716"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/tags?post=22716"},{"taxonomy":"am_country","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/am_country?post=22716"},{"taxonomy":"am_audience","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/am_audience?post=22716"},{"taxonomy":"am_format","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/am_format?post=22716"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}