{"id":22152,"date":"2025-10-09T10:41:46","date_gmt":"2025-10-09T10:41:46","guid":{"rendered":"https:\/\/www.americamortgages.com\/?p=22152"},"modified":"2025-11-10T11:41:50","modified_gmt":"2025-11-10T11:41:50","slug":"worlds-first-u-s-mortgage-solution-for-wealth-management-distribution","status":"publish","type":"post","link":"https:\/\/www.americamortgages.com\/worlds-first-u-s-mortgage-solution-for-wealth-management-distribution\/","title":{"rendered":"World&#8217;s First U.S. Mortgage Solution for Wealth Management Distribution"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Earn 1.50% referral commission helping your international clients access U.S. real estate financing.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>The Problem Your Clients Face<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Your high-net-worth international clients want to invest in U.S. real estate. But they face an impossible financing situation:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>47% of foreign buyers pay all cash<\/strong>&nbsp;($26 billion annually) because traditional U.S. lenders won&#8217;t finance them<br><\/li>\n\n\n\n<li><strong>No lending options exist outside the United States<\/strong>&nbsp;for international buyers seeking U.S. mortgages<br><\/li>\n\n\n\n<li>Your clients are forced to tie up 100% of capital in property, even when leverage would be strategically better<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Until now, wealth managers, private banks, and external asset managers have had no solution to offer their clients.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>The Solution: America Mortgages Intermediary Program<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">America Mortgages is the only U.S. lender exclusively focused on overseas borrowers. We&#8217;ve created the world&#8217;s first U.S. mortgage product that can be offered through intermediaries\u2014private banks, wealth planners, EAMs, mortgage brokers, and client advisors.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Your benefit<\/strong>: Simple 1.50% referral fee on the loan amount. No licensing requirements. No operational overhead. No ongoing servicing. Just a simple referral.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Why This Works: Three Key Differentiators<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>1. Remarkably Simple Qualification<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>If&nbsp;<a title=\"mortgage payment\" href=\"https:\/\/www.americamortgages.com\/mortgage-alert-new-loan-program-am-rental-coverage\">rental income covers the mortgage payment<\/a>, the borrower qualifies<\/li>\n\n\n\n<li>No personal income documentation required<\/li>\n\n\n\n<li>No foreign tax returns or employment verification<\/li>\n\n\n\n<li>Works for new purchases, refinancing, and bridging loans<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>2. Fast, Seamless Process<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>30-45 day closing timeline<\/li>\n\n\n\n<li>Closing documents signed at U.S. embassies or international law firms<\/li>\n\n\n\n<li>No need for clients to travel to the United States<\/li>\n\n\n\n<li>Loan officers positioned globally in clients&#8217; time zones<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>3. Position as Service Provider<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Treat us like any other specialist service provider (insurance, immigration, tax advisors)<\/li>\n\n\n\n<li>No infrastructure investment required<\/li>\n\n\n\n<li>No regulatory complexity<\/li>\n\n\n\n<li>Maintain your central client relationship while leveraging our expertise<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>The Bridging Loan Opportunity<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A substantial portion of high-value U.S. real estate is owned debt-free by international investors\u2014capital locked in illiquid assets. Your clients may hold valuable U.S. properties free and clear, yet traditional banks cannot help them extract equity for liquidity.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">America Mortgages&#8217;&nbsp;<a title=\"bridging loan solutions\" href=\"https:\/\/www.americamortgages.com\/22m-in-5-days-why-smart-investors-are-turning-to-u-s-bridge\">bridging loan solutions<\/a>&nbsp;enable property owners to access equity quickly and efficiently for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Short-term liquidity needs<\/li>\n\n\n\n<li>Strategic investment opportunities<\/li>\n\n\n\n<li>Portfolio rebalancing<\/li>\n\n\n\n<li>Business expansion<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">This solves a real client need that private banks have never been able to address\u2014while earning a referral fee.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>The Market Opportunity<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a title=\"foreign purchases of U.S. real estate\" href=\"https:\/\/www.americamortgages.com\/why-foreign-investors-are-pouring-billions-into-u-s-real-estate-and-why-you-should-too\" data-type=\"link\" data-id=\"https:\/\/www.americamortgages.com\/why-foreign-investors-are-pouring-billions-into-u-s-real-estate-and-why-you-should-too\"><strong>$56 billion<\/strong>&nbsp;in foreign purchases of U.S. real estate<\/a> (April 2024-March 2025), up 33% from prior year.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Why international buyers choose U.S. real estate:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Portfolio diversification and currency protection<\/li>\n\n\n\n<li>Second Home \/ Pied de Terre<\/li>\n\n\n\n<li>Educational opportunities for children<\/li>\n\n\n\n<li>Attractive returns and relative value vs. global cities<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Who We&#8217;re Looking For<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We&#8217;re seeking partnerships with:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Private banks serving high-net-worth and ultra-high-net-worth international clients<\/li>\n\n\n\n<li>Wealth planners and wealth management platforms<\/li>\n\n\n\n<li>External asset managers (EAMs) and multi-family offices<\/li>\n\n\n\n<li>International mortgage brokers specializing in cross-border transactions<\/li>\n\n\n\n<li>Client advisors and relationship managers with global portfolios<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>For potential partners based in Singapore<\/strong>: We welcome the opportunity to meet in person to present the program and discuss how we can work together to serve your international clients.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Next Steps<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Contact Americ<\/strong><strong>a Mortgages:<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Website:&nbsp;<a href=\"http:\/\/www.americamortgages.com\/\">www.americamortgages.com<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Speak to a U.S. Loan Expert 24 hours a day \/ 7 days a week:&nbsp;<\/strong><a href=\"tel:+1 (845) 583-0830\"><strong>+1 845-583-0830<\/strong><\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Need help getting started? Use our 24\/7 online booking tool to schedule a&nbsp;<a href=\"https:\/\/calendly.com\/u-s-mortgages\" target=\"_blank\" rel=\"noreferrer noopener\">free, no-obligation consultation<\/a>&nbsp;with a U.S. mortgage advisor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>About America Mortgages<\/strong>: A subsidiary of&nbsp;<a href=\"http:\/\/www.gmg.asia\/\" target=\"_blank\" rel=\"noopener\">Global Mortgage Group<\/a>&nbsp;(GMG), America Mortgages is the only U.S. lender focused exclusively on overseas borrowers, with loan officers positioned globally to serve international clients in their own time zones.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Frequently Asked Questions<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q1: Who is this mortgage solution designed for?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A: <\/strong>It\u2019s aimed at high-net-worth international clients and their advisors, wealth managers, private banks, and external asset managers who want to help clients invest in U.S. real estate.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q2: What makes this a \u201cfirst\u201d of its kind?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A: <\/strong>It\u2019s the first U.S. mortgage product exclusively structured for overseas borrowers and offered through intermediaries (rather than directly to retail borrowers) by America Mortgages.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q3: What are the key benefits for partner advisers when using this solution?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A: <\/strong>Partners earn a simple 1.50 % referral fee on the loan amount, with no licensing requirement, no operational servicing burden, or ongoing servicing obligations.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q4: What are the main features of the loan qualification and process?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A: <\/strong>Qualification is simplified: if rental income covers the mortgage payment, borrowers qualify. No personal income documentation, foreign tax returns, or employment verification required. Also, a 30-45 day closing timeline, closing can be done at U.S. embassies or via an international law firm,s no U.S. travel is needed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q5: What types of clients or properties does this address?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A: <\/strong>It covers new purchases, refinancing, and bridging loans for international clients. A notable use case is owners of U.S. property who hold it debt-free and need liquidity or portfolio repositioning, which traditional banks can\u2019t address.<\/p>\n\n\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [{\n    \"@type\": \"Question\",\n    \"name\": \"Who is this mortgage solution designed for?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"It\u2019s aimed at high-net-worth international clients and their advisors wealth managers, private banks, external asset managers who want to help clients invest in U.S. real estate.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"What makes this a \u201cfirst\u201d of its kind?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"It\u2019s the first U.S. mortgage product exclusively structured for overseas borrowers and offered through intermediaries (rather than directly to retail borrowers) by America Mortgages.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"What are the key benefits for partner advisers when using this solution?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"Partners earn a simple 1.50 % referral fee on the loan amount, with no licensing requirement, no operational servicing burden, or ongoing servicing obligations.\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"What are the main features of the loan qualification and process?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"Qualification is simplified: if rental income covers the mortgage payment, borrowers qualify. 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A notable use-case is owners of U.S. property who hold it debt-free and need liquidity or portfolio repositioning, which traditional banks can\u2019t address.\"\n    }\n  }]\n}\n<\/script>\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"BlogPosting\",\n  \"mainEntityOfPage\": {\n    \"@type\": \"WebPage\",\n    \"@id\": \"https:\/\/www.americamortgages.com\/worlds-first-u-s-mortgage-solution-for-wealth-management-distribution\/\"\n  },\n  \"headline\": \"World's First U.S. Mortgage Solution for Wealth Management Distribution\",\n  \"description\": \"Discover the world\u2019s first U.S. mortgage solution for wealth managers. Empower clients with global financing and seamless referral partnerships.\",\n  \"image\": \"https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/10\/Pictures-16.jpg.webp\",  \n  \"author\": {\n    \"@type\": \"Organization\",\n    \"name\": \"America Mortgages\",\n    \"url\": \"https:\/\/www.americamortgages.com\/\"\n  },  \n  \"publisher\": {\n    \"@type\": \"Organization\",\n    \"name\": \"America Mortgages\",\n    \"logo\": {\n      \"@type\": \"ImageObject\",\n      \"url\": \"https:\/\/www.americamortgages.com\/wp-admin\/images\/gmg-logo.svg\"\n    }\n  },\n  \"datePublished\": \"2025-10-09T08:00:00+00:00\"\n}\n<\/script>\n\n\n","protected":false},"excerpt":{"rendered":"<p>Earn 1.50% referral commission helping your international clients access U.S. real estate financing. The Problem Your Clients Face Your high-net-worth international clients want to invest in U.S. real estate. But they face an impossible financing situation: Until now, wealth managers, private banks, and external asset managers have had no solution to offer their clients. The [&hellip;]<\/p>\n","protected":false},"author":21,"featured_media":22153,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"templates\/template-single-post.php","format":"standard","meta":{"_acf_changed":false,"qubely_global_settings":"","qubely_interactions":"","inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[14,23,24,31,13],"tags":[],"am_country":[],"am_audience":[],"am_format":[],"class_list":["post-22152","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-foreign-nationals","category-purchase","category-residential","category-think-pieces","category-u-s-expats"],"acf":[],"qubely_featured_image_url":{"full":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/10\/Pictures-16.jpg",1200,628,false],"landscape":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/10\/Pictures-16.jpg",1200,628,false],"portraits":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/10\/Pictures-16-540x320.jpg",540,320,true],"thumbnail":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/10\/Pictures-16-150x150.jpg",150,150,true],"medium":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/10\/Pictures-16-300x157.jpg",300,157,true],"medium_large":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/10\/Pictures-16-768x402.jpg",580,304,true],"large":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/10\/Pictures-16-1024x536.jpg",580,304,true],"1536x1536":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/10\/Pictures-16.jpg",1200,628,false],"2048x2048":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/10\/Pictures-16.jpg",1200,628,false],"qubely_landscape":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/10\/Pictures-16.jpg",1200,628,false],"qubely_portrait":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/10\/Pictures-16-540x320.jpg",540,320,true],"qubely_thumbnail":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/10\/Pictures-16-140x100.jpg",140,100,true],"post-thumbnail":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/10\/Pictures-16.jpg",1200,628,false],"twentytwenty-fullscreen":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/10\/Pictures-16.jpg",1200,628,false]},"qubely_author":{"display_name":"America Mortgages","author_link":"https:\/\/www.americamortgages.com\/author\/america-mortgages\/"},"qubely_comment":0,"qubely_category":"<a href=\"https:\/\/www.americamortgages.com\/foreign-nationals\/\" rel=\"category tag\">Foreign Nationals<\/a> <a href=\"https:\/\/www.americamortgages.com\/purchase\/\" rel=\"category tag\">Purchase<\/a> <a href=\"https:\/\/www.americamortgages.com\/residential\/\" rel=\"category tag\">Residential<\/a> <a href=\"https:\/\/www.americamortgages.com\/think-pieces\/\" rel=\"category tag\">Think Pieces<\/a> <a href=\"https:\/\/www.americamortgages.com\/u-s-expats\/\" rel=\"category tag\">U.S. Expats<\/a>","qubely_excerpt":"Earn 1.50% referral commission helping your international clients access U.S. real estate financing. The Problem Your Clients Face Your high-net-worth international clients want to invest in U.S. real estate. But they face an impossible financing situation: Until now, wealth managers, private banks, and external asset managers have had no solution to offer their clients. The&hellip;","_links":{"self":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts\/22152","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/users\/21"}],"replies":[{"embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/comments?post=22152"}],"version-history":[{"count":6,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts\/22152\/revisions"}],"predecessor-version":[{"id":22645,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts\/22152\/revisions\/22645"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/media\/22153"}],"wp:attachment":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/media?parent=22152"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/categories?post=22152"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/tags?post=22152"},{"taxonomy":"am_country","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/am_country?post=22152"},{"taxonomy":"am_audience","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/am_audience?post=22152"},{"taxonomy":"am_format","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/am_format?post=22152"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}