{"id":21150,"date":"2025-08-01T09:32:58","date_gmt":"2025-08-01T09:32:58","guid":{"rendered":"https:\/\/www.americamortgages.com\/?p=21150"},"modified":"2025-08-22T08:05:17","modified_gmt":"2025-08-22T08:05:17","slug":"how-can-you-obtain-mortgages-in-the-usa-from-indonesia-in-2025","status":"publish","type":"post","link":"https:\/\/www.americamortgages.com\/how-can-you-obtain-mortgages-in-the-usa-from-indonesia-in-2025\/","title":{"rendered":"How Can You Obtain Mortgages in the USA from Indonesia in 2025?"},"content":{"rendered":"\n<h3 class=\"wp-block-heading\">Are You an Indonesian Investor Interested in U.S. Real Estate?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Suppose you&#8217;re an Indonesian citizen looking to diversify your portfolio internationally. In that case, the <strong><a href=\"https:\/\/www.americamortgages.com\/best-u-s-cities-for-foreign-mortgage-borrowers-market-comparison\" data-type=\"link\" data-id=\"https:\/\/www.americamortgages.com\/best-u-s-cities-for-foreign-mortgage-borrowers-market-comparison\">U.S. real estate market<\/a> offers compelling investment opportunities<\/strong>, from rental homes in high-demand metro areas to <a href=\"https:\/\/www.americamortgages.com\/the-secret-strategy-foreign-investors-are-using-to-buy-u-s-commercial-property-without-u-s-credit\" data-type=\"link\" data-id=\"https:\/\/www.americamortgages.com\/the-secret-strategy-foreign-investors-are-using-to-buy-u-s-commercial-property-without-u-s-credit\">long-term wealth-building through appreciation.<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The good news is: <strong>you don\u2019t need to be a U.S. resident, visa holder, or have a U.S. credit score to qualify for a mortgage.<\/strong> Specialized lenders offer mortgage solutions designed for <strong>Indonesian citizens and other foreign nationals<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This guide explains how to obtain a U.S. mortgage from Indonesia, including the available loan types and the necessary documentation required for a successful application.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Can Indonesian Citizens Purchase U.S. Real Estate?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Yes.<\/strong> There are <strong>no restrictions<\/strong> that prevent Indonesian citizens from owning real estate in the United States. Whether you&#8217;re buying a rental property or a vacation home, <strong>you can legally own and finance<\/strong> U.S. property as a non-resident.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">With the right lender, you can get financing based on your <strong>global income, liquid assets, or <a href=\"https:\/\/www.americamortgages.com\/u-s-real-estate-investing-made-easy-qualify-only-on-the-rental-income\" data-type=\"link\" data-id=\"https:\/\/www.americamortgages.com\/u-s-real-estate-investing-made-easy-qualify-only-on-the-rental-income\">projected rental income<\/a><\/strong>, even if you have no U.S. financial history.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">U.S. vs. Indonesian Mortgage Comparison<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Understanding the differences between mortgage processes in the U.S. and Indonesia helps you navigate financing requirements more effectively:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Feature<\/strong><\/td><td><strong>United States (Foreign National)<\/strong><\/td><td><strong>Indonesia<\/strong><\/td><\/tr><tr><td>Residency Requirement<\/td><td>No<\/td><td>Yes (for local mortgage)<\/td><\/tr><tr><td>Credit Score Requirement<\/td><td>Not required<\/td><td>Required<\/td><\/tr><tr><td>Down Payment<\/td><td>25%<\/td><td>Typically 30\u201340%<\/td><\/tr><tr><td>Loan Currency<\/td><td>USD<\/td><td>IDR<\/td><\/tr><tr><td>Interest Type<\/td><td>Fixed or adjustable<\/td><td>Mostly variable<\/td><\/tr><tr><td>Loan Term<\/td><td>15\u201330 years (regardless of the borrower\u2019s age)<\/td><td>Typically 10\u201320 years<\/td><\/tr><tr><td>Approval Based On<\/td><td>Rental income or global assets<\/td><td>Local income and employment<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"buttons\" style=\"margin-top:20px;\">\r\n<a id =\"inline-article-btn\" class=\"button common-button\" href=\"\/contact\">Contact Us<\/a>\r\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Required Documents for Indonesian Citizens<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">To apply for a U.S. mortgage from Indonesia, lenders typically request:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Valid Indonesian passport<\/li>\n\n\n\n<li>Recent bank statements (from Indonesia or international accounts)<\/li>\n\n\n\n<li>Proof of available funds for down payment and reserves<\/li>\n\n\n\n<li>Purchase contract or property information<\/li>\n\n\n\n<li>Projected rental income (for investment properties)<\/li>\n\n\n\n<li>U.S. credit history is <strong>not required<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">For investors buying <strong>income-generating properties<\/strong>, personal income documentation is often <strong>not necessary<\/strong>. Many qualify through <strong>DSCR loans<\/strong>, which evaluate the property\u2019s cash flow rather than the borrower\u2019s financials.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Top U.S. Mortgage Options for Indonesian Investors<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">1. Foreign National Investment Loan<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">This loan is designed for <strong>non-U.S. residents<\/strong> who wish to invest in U.S. real estate without a U.S. source of income.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Best For<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Indonesian citizens with global income and no U.S. credit<\/li>\n\n\n\n<li>Rental or second home buyers<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Key Features<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>25\u201330% down payment<\/li>\n\n\n\n<li>No U.S. credit or Social Security Number needed<\/li>\n\n\n\n<li>Approval based on international financials<\/li>\n\n\n\n<li>Fixed or adjustable rates available<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">2. DSCR Loan (Debt Service Coverage Ratio)<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">This option is ideal for buyers focused purely on <strong>rental income<\/strong>. DSCR loans qualify you based on the property\u2019s ability to generate cash flow.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Best For<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Investors purchasing rental properties<\/li>\n\n\n\n<li>Borrowers with no verifiable personal income<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Key Features<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>No personal income, tax returns, or job verification required<\/li>\n\n\n\n<li>Approval based on rental coverage ratio (typically DSCR \u2265 1.0)<\/li>\n\n\n\n<li>Fast and flexible underwriting<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Why Work with a U.S. Lender That Understands Indonesian Buyers?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Buying property abroad can be complex, especially when dealing with multiple currencies, legal systems, and time zones. That\u2019s why it&#8217;s critical to work with a lender who <strong>specializes in international mortgage lending<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>America Mortgages<\/strong> is a trusted provider of U.S. mortgage solutions for foreign nationals, including Indonesian investors. Their team understands global markets and offers financing options that are clear, competitive, and fast to close.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Contact<\/strong>: <a href=\"mailto:hello@americamortgages.com\">hello@americamortgages.com<\/a><br><strong>Website<\/strong>:<a href=\"https:\/\/www.americamortgages.com\"> <\/a><a href=\"http:\/\/www.americamortgages.com\">www.americamortgages.com<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>24\/7 U.S. Loan Specialist support line: <a href=\"tel:+18455830830\" data-type=\"tel\" data-id=\"tel:+18455830830\">+1 845-583-0830&nbsp;<\/a><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Need help getting started? Use their <strong><a href=\"https:\/\/calendly.com\/u-s-mortgages\" data-type=\"link\" data-id=\"https:\/\/calendly.com\/u-s-mortgages\" target=\"_blank\" rel=\"noopener\">24\/7 online booking tool<\/a><\/strong> to schedule a <strong>free, no-obligation consultation<\/strong> with a licensed U.S. mortgage advisor. <a href=\"https:\/\/www.americamortgages.com\/home-mortgage-for-foreign-national-form\/\">https:\/\/www.americamortgages.com\/home-mortgage-for-foreign-national-form\/<\/a><\/p>\n\n\n\n<div class=\"buttons\" style=\"margin-top:20px;\">\r\n<a id =\"inline-article-btn\" class=\"button common-button\" href=\"\/contact\">Contact Us<\/a>\r\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Frequently Asked Questions<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q1: Do Indonesians need a U.S. visa or credit history to get a U.S. mortgage?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A: <\/strong>No, you can get a mortgage without a U.S. visa or credit score. Lenders accept global income, assets, or projected rental income.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q2: What\u2019s the minimum down payment for a Foreign National Investment Loan?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A: <\/strong>You generally need a 25\u201330% down payment for this type of loan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q3: How is approval different for a DSCR loan?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A: <\/strong>Approval is based on how much rental income the property generates not your personal income.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q4: What makes U.S. mortgages different from Indonesian ones?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A: <\/strong>U.S. mortgages for foreign buyers:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Don\u2019t require residency or credit score<\/li>\n\n\n\n<li>Require lower down payments (25% vs. 30\u201340%)<\/li>\n\n\n\n<li>Use USD, fixed or adjustable rates, and 15\u201330 year terms<\/li>\n\n\n\n<li>Approvals are based on rental income or global assets rather than local income.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q5: Why choose a lender that knows Indonesian buyers?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A: <\/strong>Because international investing is complex dealing with different currencies, time zones, and rules specialized lenders can make the process smoother, faster, and more transparent.<\/p>\n\n\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [{\n    \"@type\": \"Question\",\n    \"name\": \"Do Indonesians need a U.S. visa or credit history to get a U.S. mortgage?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"No, you can get a mortgage without a U.S. visa or credit score. 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Lembaga keuangan khusus menawarkan solusi KPR yang dirancang untuk <strong>warga negara Indonesia dan warga negara asing lainnya<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Panduan ini menjelaskan bagaimana cara <strong>mengajukan KPR dari Indonesia untuk membeli properti di AS<\/strong>, jenis pinjaman yang tersedia, dan dokumen yang diperlukan agar proses pengajuan berjalan lancar.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Apakah Warga Negara Indonesia Dapat Membeli Properti di AS?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Ya.<\/strong> Tidak ada pembatasan hukum yang melarang warga negara Indonesia untuk memiliki properti di Amerika Serikat. Baik Anda ingin membeli <strong>rumah sewa, rumah liburan, maupun properti investasi<\/strong>, Anda dapat memiliki dan membiayai properti di AS secara legal sebagai non-residen.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dengan lembaga pemberi pinjaman yang tepat, Anda bisa mendapatkan pembiayaan berdasarkan <strong>penghasilan global, aset likuid<\/strong>, atau <strong>proyeksi pendapatan sewa<\/strong>\u2014bahkan tanpa riwayat keuangan di AS.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Perbandingan Sistem KPR di AS dan Indonesia<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Memahami perbedaan antara proses KPR di AS dan Indonesia membantu Anda memenuhi persyaratan pembiayaan dengan lebih efektif:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Fitur<\/strong><\/td><td><strong>Amerika Serikat (Warga Asing)<\/strong><\/td><td><strong>Indonesia<\/strong><\/td><\/tr><tr><td>Syarat domisili<\/td><td>Tidak diperlukan<\/td><td>Diperlukan untuk KPR lokal<\/td><\/tr><tr><td>Skor kredit<\/td><td>Tidak diperlukan<\/td><td>Diperlukan<\/td><\/tr><tr><td>Uang muka<\/td><td>Minimal 25%<\/td><td>Umumnya 30\u201340%<\/td><\/tr><tr><td>Mata uang pinjaman<\/td><td>USD<\/td><td>IDR<\/td><\/tr><tr><td>Jenis bunga<\/td><td>Tetap atau variabel<\/td><td>Mayoritas bunga mengambang<\/td><\/tr><tr><td>Jangka waktu pinjaman<\/td><td>15\u201330 tahun<\/td><td>Umumnya 10\u201320 tahun<\/td><\/tr><tr><td>Dasar persetujuan pinjaman<\/td><td>Pendapatan sewa atau aset global<\/td><td>Penghasilan lokal dan pekerjaan<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Dokumen yang Diperlukan untuk Warga Negara Indonesia<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Untuk mengajukan KPR AS dari Indonesia, Anda biasanya perlu menyediakan:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 Paspor Indonesia yang masih berlaku<br>\u2705 Rekening koran terbaru (dari bank Indonesia atau luar negeri)<br>\u2705 Bukti dana tersedia untuk uang muka dan cadangan<br>\u2705 Informasi properti atau kontrak pembelian<br>\u2705 Proyeksi pendapatan sewa (jika properti investasi)<br>\u2705 <strong>Tidak diperlukan riwayat kredit AS<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Jika Anda membeli properti yang menghasilkan pendapatan, sering kali <strong>tidak diperlukan dokumen penghasilan pribadi<\/strong>. Banyak investor memenuhi syarat melalui pinjaman <strong>DSCR<\/strong>, yang mengevaluasi arus kas properti, bukan keuangan pribadi peminjam.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Opsi KPR Terbaik di AS untuk Investor Indonesia<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">1\ufe0f\u20e3 Foreign National Investment Loan (Pinjaman Investasi untuk Warga Asing)<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Pinjaman ini dirancang untuk <strong>non-residen<\/strong>, termasuk warga negara Indonesia, yang ingin membeli properti di AS tanpa sumber penghasilan dari AS.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Cocok untuk:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>WNI dengan penghasilan global, tanpa riwayat kredit AS<\/li>\n\n\n\n<li>Investor rumah sewa, rumah liburan, atau rumah kedua<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Fitur Utama:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Uang muka 25\u201330%<\/li>\n\n\n\n<li>Tidak memerlukan SSN (Social Security Number) atau kredit AS<\/li>\n\n\n\n<li>Disetujui berdasarkan aset dan penghasilan internasional<\/li>\n\n\n\n<li>Tersedia bunga tetap atau variabel hingga 30 tahun<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">2\ufe0f\u20e3 DSCR Loan (Debt Service Coverage Ratio)<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Opsi ini cocok untuk pembeli yang fokus pada <strong>pendapatan dari sewa<\/strong>. Pinjaman DSCR dievaluasi berdasarkan <strong>kemampuan properti menghasilkan arus kas<\/strong>, bukan penghasilan pribadi Anda.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Cocok untuk:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Investor properti sewa<\/li>\n\n\n\n<li>Peminjam tanpa penghasilan pribadi yang dapat diverifikasi<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Fitur Utama:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tidak perlu bukti penghasilan, laporan pajak, atau verifikasi pekerjaan<\/li>\n\n\n\n<li>Persetujuan berdasarkan rasio cakupan sewa (DSCR \u2265 1.0)<\/li>\n\n\n\n<li>Tersedia untuk properti residensial dan multifamily kecil<\/li>\n\n\n\n<li>Proses penilaian cepat dan fleksibel<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Mengapa Harus Bekerja Sama dengan Lembaga KPR AS yang Paham Pasar Indonesia?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Membeli properti di luar negeri bisa rumit\u2014terutama ketika berhadapan dengan perbedaan mata uang, hukum, dan zona waktu. Itulah mengapa sangat penting untuk bekerja sama dengan pemberi pinjaman yang <strong>memahami kebutuhan investor internasional<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>America Mortgages<\/strong> adalah penyedia terpercaya solusi KPR di AS untuk warga negara asing, termasuk investor dari Indonesia. Tim mereka memahami pasar global dan menawarkan opsi pembiayaan yang <strong>jelas, kompetitif, dan cepat disetujui<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">? <strong>Kontak<\/strong>: <a href=\"mailto:hello@americamortgages.com\">hello@americamortgages.com<\/a><br>? <strong>Website<\/strong>: <a href=\"https:\/\/www.americamortgages.com\/\">www.americamortgages.com<br><\/a>? <strong>Layanan dukungan spesialis pinjaman 24\/7<\/strong>: <a href=\"tel:+18455830830\" data-type=\"tel\" data-id=\"tel:+18455830830\">+1 845-583-0830<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">? <strong>Butuh bantuan memulai?<\/strong> Gunakan alat pemesanan online <a href=\"https:\/\/calendly.com\/u-s-mortgages\" data-type=\"link\" data-id=\"https:\/\/calendly.com\/u-s-mortgages\" target=\"_blank\" rel=\"noopener\">24\/7 mereka untuk<\/a> menjadwalkan <strong>konsultasi gratis tanpa kewajiban<\/strong> bersama penasihat KPR bersertifikat di AS:<br>? <a href=\"https:\/\/www.americamortgages.com\/home-mortgage-for-foreign-national-form\/\">Pesan Jadwal di Sini<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Are You an Indonesian Investor Interested in U.S. Real Estate? Suppose you&#8217;re an Indonesian citizen looking to diversify your portfolio internationally. In that case, the U.S. real estate market offers compelling investment opportunities, from rental homes in high-demand metro areas to long-term wealth-building through appreciation. The good news is: you don\u2019t need to be a [&hellip;]<\/p>\n","protected":false},"author":21,"featured_media":21155,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"templates\/template-single-post.php","format":"standard","meta":{"_acf_changed":false,"qubely_global_settings":"","qubely_interactions":"","inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[14,31,13],"tags":[],"am_country":[],"am_audience":[],"am_format":[],"class_list":["post-21150","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-foreign-nationals","category-think-pieces","category-u-s-expats"],"acf":[],"qubely_featured_image_url":{"full":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/07\/Indonesia.jpg",1200,628,false],"landscape":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/07\/Indonesia.jpg",1200,628,false],"portraits":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/07\/Indonesia-540x320.jpg",540,320,true],"thumbnail":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/07\/Indonesia-150x150.jpg",150,150,true],"medium":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/07\/Indonesia-300x157.jpg",300,157,true],"medium_large":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/07\/Indonesia-768x402.jpg",580,304,true],"large":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/07\/Indonesia-1024x536.jpg",580,304,true],"1536x1536":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/07\/Indonesia.jpg",1200,628,false],"2048x2048":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/07\/Indonesia.jpg",1200,628,false],"qubely_landscape":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/07\/Indonesia.jpg",1200,628,false],"qubely_portrait":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/07\/Indonesia-540x320.jpg",540,320,true],"qubely_thumbnail":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/07\/Indonesia-140x100.jpg",140,100,true],"post-thumbnail":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/07\/Indonesia.jpg",1200,628,false],"twentytwenty-fullscreen":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/07\/Indonesia.jpg",1200,628,false]},"qubely_author":{"display_name":"America Mortgages","author_link":"https:\/\/www.americamortgages.com\/author\/america-mortgages\/"},"qubely_comment":0,"qubely_category":"<a href=\"https:\/\/www.americamortgages.com\/foreign-nationals\/\" rel=\"category tag\">Foreign Nationals<\/a> <a href=\"https:\/\/www.americamortgages.com\/think-pieces\/\" rel=\"category tag\">Think Pieces<\/a> <a href=\"https:\/\/www.americamortgages.com\/u-s-expats\/\" rel=\"category tag\">U.S. Expats<\/a>","qubely_excerpt":"Are You an Indonesian Investor Interested in U.S. Real Estate? Suppose you&#8217;re an Indonesian citizen looking to diversify your portfolio internationally. In that case, the U.S. real estate market offers compelling investment opportunities, from rental homes in high-demand metro areas to long-term wealth-building through appreciation. The good news is: you don\u2019t need to be a&hellip;","_links":{"self":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts\/21150","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/users\/21"}],"replies":[{"embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/comments?post=21150"}],"version-history":[{"count":10,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts\/21150\/revisions"}],"predecessor-version":[{"id":21632,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts\/21150\/revisions\/21632"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/media\/21155"}],"wp:attachment":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/media?parent=21150"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/categories?post=21150"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/tags?post=21150"},{"taxonomy":"am_country","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/am_country?post=21150"},{"taxonomy":"am_audience","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/am_audience?post=21150"},{"taxonomy":"am_format","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/am_format?post=21150"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}