{"id":20927,"date":"2025-07-18T03:58:25","date_gmt":"2025-07-18T03:58:25","guid":{"rendered":"https:\/\/www.americamortgages.com\/?p=20927"},"modified":"2025-10-01T13:27:51","modified_gmt":"2025-10-01T13:27:51","slug":"how-can-portuguese-citizens-get-mortgages-in-the-usa-in-2025","status":"publish","type":"post","link":"https:\/\/www.americamortgages.com\/how-can-portuguese-citizens-get-mortgages-in-the-usa-in-2025\/","title":{"rendered":"How Can Portuguese Citizens Get Mortgages in the USA in 2025?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">For many Portuguese citizens, owning real estate in the United States is a smart way to diversify assets, generate rental income, or secure a second home abroad. Fortunately, buying property in the U.S. is not limited to American residents. Portuguese nationals can qualify for a U.S. mortgage with up to 75%LTV in all 50 US states, even without a U.S. credit score or residency\/visa status.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you&#8217;re based in Portugal and exploring property markets in the U.S., here\u2019s what you need to know about getting financing.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Can Portuguese Citizens Get a U.S. Mortgage?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. U.S. mortgage lenders routinely offer financing solutions to international buyers. Portuguese citizens can qualify for a mortgage whether the purchase is for personal use or investment purposes. The key is applying through a lender that specializes in <strong><a title=\"foreign national mortgages\" href=\"https:\/\/www.americamortgages.com\/foreign-national-overseas\/\">foreign national mortgages<\/a><\/strong>, which are designed specifically for non-resident buyers.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">U.S. Mortgage Basics for Portuguese Citizens<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Here\u2019s a quick breakdown of how U.S. mortgage requirements compare to the process in Portugal:<\/p>\n\n\n\n<figure class=\"wp-block-table has-small-font-size\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Category<\/strong><\/td><td><strong>United States<\/strong><\/td><td><strong>Portugal<\/strong><\/td><\/tr><tr><td><strong>Citizenship Required<\/strong><\/td><td>No<\/td><td>No (EU and some foreign buyers allowed)<\/td><\/tr><tr><td><strong>U.S. Credit History<\/strong><\/td><td>Not required for foreign nationals<\/td><td>Local credit often required<\/td><\/tr><tr><td><strong>Minimum Down Payment<\/strong><\/td><td>25% (foreign national loan)<\/td><td>10\u201320% (local buyers)<\/td><\/tr><tr><td><strong>Income Verification<\/strong><\/td><td>Required for personal use homes; not required for rental properties (DSCR loans)<\/td><td>Always required<\/td><\/tr><tr><td><strong>Loan Qualification Based On<\/strong><\/td><td>Foreign income or rental income (DSCR)<\/td><td>Local income and employment<\/td><\/tr><tr><td><strong>Mortgage Options<\/strong><\/td><td>Foreign National Loan, DSCR Loan<\/td><td>Fixed or variable-rate mortgages<\/td><\/tr><tr><td><strong>Loan Currency<\/strong><\/td><td>USD<\/td><td>EUR<\/td><\/tr><tr><td><strong>Interest Rates<\/strong><\/td><td>Competitive, varies by loan type<\/td><td>Typically lower due to ECB rates<\/td><\/tr><tr><td><strong>Ownership Restrictions<\/strong><\/td><td>None for foreigners<\/td><td>None, but financing may be limited for non-EU buyers<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"buttons\" style=\"margin-top:20px;\">\r\n<a id =\"inline-article-btn\" class=\"button common-button\" href=\"\/contact\">Contact Us<\/a>\r\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Required Documents for Portuguese Applicants<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">To apply for a <strong><a title=\"U.S. mortgage\" href=\"https:\/\/www.americamortgages.com\/\">U.S. mortgage <\/a><\/strong>as a Portuguese citizen, lenders generally ask for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A valid Portuguese passport<\/li>\n\n\n\n<li>Recent bank statements (foreign or international)<\/li>\n\n\n\n<li>Proof of income (for primary\/vacation homes only)<\/li>\n\n\n\n<li>No Income required for investment properties (qualifies on rental income only)<\/li>\n\n\n\n<li>Asset documentation (down payment + reserve funds)<\/li>\n\n\n\n<li>Property details and, if applicable, projected rental income<\/li>\n\n\n\n<li>International credit report or equivalent (if available)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">ATTENTION: If you\u2019re purchasing strictly for investment purposes, you may qualify through a <strong>DSCR loan<\/strong>, where the property\u2019s income is used to qualify, <strong>no personal income or tax returns required.<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Mortgage Programs to Consider<\/h3>\n\n\n\n<figure class=\"wp-block-table has-small-font-size\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Loan Type<\/strong><\/td><td><strong>Best For<\/strong><\/td><td><strong>Highlights<\/strong><\/td><\/tr><tr><td><strong>Foreign National Mortgage<\/strong><\/td><td>Portuguese buyers with no U.S. credit or residency<\/td><td>Approval based on international income\/assets<\/td><\/tr><tr><td><strong>DSCR Loan (Debt Service Coverage Ratio)<\/strong><\/td><td>Buyers purchasing U.S. rental properties<\/td><td>Approval based on rental income, no personal financials needed<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Why Work with a Specialized U.S. Lender?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Applying for a mortgage internationally can feel complicated, especially across borders, languages, and banking systems. That\u2019s why choosing a lender who understands the unique needs of Portuguese citizens makes all the difference.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Investing in U.S. real estate is often one of the largest and most significant financial decisions a person can make, especially as a foreign national. That\u2019s why working with an expert who specializes exclusively in this type of lending isn\u2019t just helpful\u2014it\u2019s essential for a seamless and successful outcome. Think of it like owning a Ferrari. Sure, your local BMW dealership knows cars. They\u2019re reputable, experienced, and maybe they\u2019ve even worked on a Ferrari once or twice. But would you really trust them to service your Ferrari the way a Ferrari-certified technician would? Probably not. The same logic applies to your U.S. mortgage, working with a lender that lives and breathes foreign national lending ensures the precision, speed, and expertise needed to protect your investment and avoid costly mistakes.<\/p>\n\n\n\n<div class=\"buttons\" style=\"margin-top:20px;\">\r\n<a id =\"inline-article-btn\" class=\"button common-button\" href=\"\/contact\">Contact Us<\/a>\r\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>America Mortgages<\/strong> specializes in helping Portuguese citizens and other foreign nationals secure financing to invest in U.S. real estate. Want to know more? Email us at <strong>hello@americamortgages.com<\/strong> or explore our services at<a href=\"http:\/\/www.americamortgages.com\"> www.americamortgages.com<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Looking to speak with an expert? Use our <strong>24\/7 online booking tool<\/strong> to schedule a free consultation with one of our licensed U.S. mortgage advisors, no obligation required.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading has-large-font-size\">Como Cidad\u00e3os Portugueses Podem Obter um Empr\u00e9stimo Imobili\u00e1rio nos EUA?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Para muitos cidad\u00e3os portugueses, possuir um im\u00f3vel nos Estados Unidos \u00e9 uma forma inteligente de diversificar os ativos, gerar rendimento com arrendamento ou garantir uma segunda resid\u00eancia no estrangeiro. Felizmente, comprar im\u00f3vel nos EUA n\u00e3o est\u00e1 limitado apenas a residentes americanos. Cidad\u00e3os portugueses podem qualificar-se para um empr\u00e9stimo imobili\u00e1rio nos EUA com at\u00e9 75% de financiamento (LTV) em todos os 50 estados, mesmo sem hist\u00f3rico de cr\u00e9dito nos EUA ou estatuto de resid\u00eancia\/visto.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Se est\u00e1 em Portugal e a explorar o mercado imobili\u00e1rio americano, aqui est\u00e1 o que precisa de saber sobre como obter financiamento:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Cidad\u00e3os Portugueses Podem Obter um Empr\u00e9stimo nos EUA?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Sim. Os bancos e credores americanos frequentemente oferecem solu\u00e7\u00f5es de financiamento para compradores internacionais. Cidad\u00e3os portugueses podem qualificar-se para um empr\u00e9stimo, seja para uso pessoal ou como investimento. O segredo \u00e9 candidatar-se atrav\u00e9s de um credor especializado em empr\u00e9stimos para estrangeiros (foreign national mortgages), desenhados especificamente para compradores n\u00e3o residentes.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">No\u00e7\u00f5es B\u00e1sicas Sobre Empr\u00e9stimos nos EUA para Portugueses<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Aqui est\u00e1 uma compara\u00e7\u00e3o r\u00e1pida entre os requisitos nos EUA e em Portugal:<\/p>\n\n\n\n<figure class=\"wp-block-table has-small-font-size\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Categoria<\/strong><\/td><td><strong>Estados Unidos<\/strong><\/td><td><strong>Portugal<\/strong><\/td><\/tr><tr><td><strong>Necessidade de Cidadania<\/strong><\/td><td>N\u00e3o<\/td><td>N\u00e3o (permitido para cidad\u00e3os da UE e outros)<\/td><\/tr><tr><td><strong>Hist\u00f3rico de Cr\u00e9dito dos EUA<\/strong><\/td><td>N\u00e3o \u00e9 necess\u00e1rio para estrangeiros<\/td><td>Cr\u00e9dito local normalmente exigido<\/td><\/tr><tr><td><strong>Entrada M\u00ednima (Down Payment)<\/strong><\/td><td>25% (empr\u00e9stimos para estrangeiros)<\/td><td>10\u201320% (compradores locais)<\/td><\/tr><tr><td><strong>Comprova\u00e7\u00e3o de Rendimento<\/strong><\/td><td>Necess\u00e1ria para resid\u00eancias; n\u00e3o exigida para im\u00f3veis de arrendamento (DSCR)<\/td><td>Sempre exigida<\/td><\/tr><tr><td><strong>Qualifica\u00e7\u00e3o Baseada em:<\/strong><\/td><td>Rendimento estrangeiro ou de arrendamento (DSCR)<\/td><td>Rendimento e emprego locais<\/td><\/tr><tr><td><strong>Tipos de Empr\u00e9stimos<\/strong><\/td><td>Foreign National Loan, DSCR Loan<\/td><td>Taxa fixa ou vari\u00e1vel<\/td><\/tr><tr><td><strong>Moeda do Empr\u00e9stimo<\/strong><\/td><td>USD<\/td><td>EUR<\/td><\/tr><tr><td><strong>Taxas de Juro<\/strong><\/td><td>Competitivas, variam conforme o tipo<\/td><td>Normalmente mais baixas (taxas do BCE)<\/td><\/tr><tr><td><strong>Restri\u00e7\u00f5es de Propriedade<\/strong><\/td><td>Nenhuma para estrangeiros<\/td><td>Nenhuma, mas financiamento pode ser limitado para n\u00e3o-EU<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Documentos Necess\u00e1rios para Candidatos Portugueses<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Para solicitar um empr\u00e9stimo nos EUA como cidad\u00e3o portugu\u00eas, normalmente s\u00e3o exigidos os seguintes documentos:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Passaporte portugu\u00eas v\u00e1lido<\/li>\n\n\n\n<li>Extratos banc\u00e1rios recentes (portugueses ou internacionais)<\/li>\n\n\n\n<li>Comprovativo de rendimento (apenas para im\u00f3veis de uso pessoal ou f\u00e9rias)<\/li>\n\n\n\n<li><strong>N\u00e3o \u00e9 necess\u00e1rio rendimento<\/strong> para im\u00f3veis de investimento (qualifica\u00e7\u00e3o baseada apenas no rendimento do im\u00f3vel)<\/li>\n\n\n\n<li>Documenta\u00e7\u00e3o de ativos (valor da entrada + fundos de reserva)<\/li>\n\n\n\n<li>Detalhes da propriedade e, se aplic\u00e1vel, proje\u00e7\u00e3o de rendimento de arrendamento<\/li>\n\n\n\n<li>Relat\u00f3rio de cr\u00e9dito internacional ou equivalente (se dispon\u00edvel)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>ATEN\u00c7\u00c3O:<\/strong> Se estiver a comprar apenas para investimento, poder\u00e1 qualificar-se atrav\u00e9s de um empr\u00e9stimo DSCR, onde o rendimento do im\u00f3vel \u00e9 o crit\u00e9rio de qualifica\u00e7\u00e3o \u2014 n\u00e3o \u00e9 necess\u00e1rio apresentar rendimento pessoal nem declara\u00e7\u00f5es fiscais.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Programas de Empr\u00e9stimo a Considerar<\/h3>\n\n\n\n<figure class=\"wp-block-table has-small-font-size\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Tipo de Empr\u00e9stimo<\/strong><\/td><td><strong>Ideal Para<\/strong><\/td><td><strong>Destaques<\/strong><\/td><\/tr><tr><td><strong>Foreign National Mortgage<\/strong><\/td><td>Compradores portugueses sem cr\u00e9dito ou resid\u00eancia nos EUA<\/td><td>Aprova\u00e7\u00e3o com base em rendimento\/ativos internacionais<\/td><\/tr><tr><td><strong>DSCR Loan (Debt Service Coverage Ratio)<\/strong><\/td><td>Compradores de im\u00f3veis de arrendamento nos EUA<\/td><td>Aprova\u00e7\u00e3o com base no rendimento da propriedade, sem dados financeiros pessoais<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Por Que Trabalhar com um Credor Especializado nos EUA?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Solicitar um empr\u00e9stimo internacional pode parecer complicado \u2014 especialmente entre diferentes pa\u00edses, idiomas e sistemas banc\u00e1rios. \u00c9 por isso que escolher um credor que compreenda as necessidades espec\u00edficas dos cidad\u00e3os portugueses faz toda a diferen\u00e7a.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Investir em imobili\u00e1rio nos EUA \u00e9, muitas vezes, uma das maiores e mais importantes decis\u00f5es financeiras que algu\u00e9m pode tomar, especialmente como estrangeiro. Por isso, trabalhar com um especialista que se dedica exclusivamente a este tipo de financiamento n\u00e3o \u00e9 apenas aconselh\u00e1vel \u2014 \u00e9 essencial para garantir um processo tranquilo e bem-sucedido.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pense nisto como possuir um Ferrari. Claro, o seu concession\u00e1rio BMW local entende de carros. S\u00e3o competentes, experientes e talvez at\u00e9 tenham mexido num Ferrari uma ou duas vezes. Mas confiaria verdadeiramente neles para fazer a manuten\u00e7\u00e3o do seu Ferrari da mesma forma que um t\u00e9cnico certificado pela Ferrari faria? Provavelmente n\u00e3o. A mesma l\u00f3gica aplica-se ao seu empr\u00e9stimo nos EUA \u2014 trabalhar com um credor que vive e respira financiamento para estrangeiros garante a precis\u00e3o, rapidez e especializa\u00e7\u00e3o necess\u00e1rias para proteger o seu investimento e evitar erros dispendiosos.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">A America Mortgages Est\u00e1 Aqui Para Ajudar<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A <strong>America Mortgages<\/strong> \u00e9 especializada em ajudar cidad\u00e3os portugueses e outros estrangeiros a obter financiamento para investir em im\u00f3veis nos Estados Unidos. Quer saber mais?<br>? Envie-nos um email para <strong>hello@americamortgages.com<\/strong> ou explore os nossos servi\u00e7os em <a href=\"http:\/\/www.americamortgages.com\/\">www.americamortgages.com<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">? Quer falar com um especialista? Use a nossa ferramenta de marca\u00e7\u00e3o online 24\/7 para agendar uma <strong>consulta gratuita<\/strong>com um dos nossos consultores hipotec\u00e1rios licenciados nos EUA \u2014 <strong>sem compromisso<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Frequently Asked Questions<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q1: Can Portuguese citizens get a U.S. mortgage?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A: <\/strong>Yes. Portuguese nationals can qualify for U.S. mortgages for personal use or investment, even without U.S. credit or residency. Specialized foreign national lenders make this process smooth.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q2: What types of U.S. mortgages are available?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A: <\/strong>Two main programs are ideal:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Foreign National Mortgage: Qualifies based on international income\/assets.<\/li>\n\n\n\n<li>DSCR Loan: Uses rental income from the property; no personal income or tax returns needed.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q3: How much can Portuguese buyers borrow?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A: <\/strong>Foreign nationals can finance up to 75% loan-to-value (LTV) across all 50 U.S. states, depending on the program and property type.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q4: What documents are required?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A: <\/strong>Typically: Portuguese passport, bank statements, proof of income (for primary homes), asset documentation, property details, and international credit reports if available. Investment properties may not require personal income verification.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Q5: Why work with a specialized U.S. lender?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A: <\/strong>International mortgages are complex. A lender experienced in foreign national loans ensures a smooth process, accurate approvals, and helps avoid costly mistakes, giving Portuguese investors peace of mind.<\/p>\n\n\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [{\n    \"@type\": \"Question\",\n    \"name\": \"Can Portuguese citizens get a U.S. mortgage?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"Yes. Portuguese nationals can qualify for U.S. mortgages for personal use or investment, even without U.S. credit or residency. 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A lender experienced in foreign national loans ensures a smooth process, accurate approvals, and helps avoid costly mistakes, giving Portuguese investors peace of mind.\"\n    }\n  }]\n}\n<\/script>\n\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"BlogPosting\",\n  \"mainEntityOfPage\": {\n    \"@type\": \"WebPage\",\n    \"@id\": \"https:\/\/www.americamortgages.com\/how-can-portuguese-citizens-get-mortgages-in-the-usa-in-2025\/\"\n  },\n  \"headline\": \"How Can Portuguese Citizens Get Mortgages in the USA in 2025?\",\n  \"description\": \"Portuguese citizens can get U.S. mortgages with up to 75% LTV, even without U.S. credit or residency using foreign\u2011national or DSCR loan programs.\",\n  \"image\": \"https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/07\/Portuguese.jpg.webp\",  \n  \"author\": {\n    \"@type\": \"Organization\",\n    \"name\": \"America Mortgages\",\n    \"url\": \"https:\/\/www.americamortgages.com\/\"\n  },  \n  \"publisher\": {\n    \"@type\": \"Organization\",\n    \"name\": \"America Mortgages\",\n    \"logo\": {\n      \"@type\": \"ImageObject\",\n      \"url\": \"https:\/\/www.americamortgages.com\/\"\n    }\n  },\n  \"datePublished\": \"2025-07-18T08:00:00+00:00\"\n}\n<\/script>\n\n","protected":false},"excerpt":{"rendered":"<p>For many Portuguese citizens, owning real estate in the United States is a smart way to diversify assets, generate rental income, or secure a second home abroad. Fortunately, buying property in the U.S. is not limited to American residents. Portuguese nationals can qualify for a U.S. mortgage with up to 75%LTV in all 50 US [&hellip;]<\/p>\n","protected":false},"author":21,"featured_media":20928,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"templates\/template-single-post.php","format":"standard","meta":{"_acf_changed":false,"qubely_global_settings":"","qubely_interactions":"","inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[14,31,13],"tags":[],"am_country":[],"am_audience":[],"am_format":[],"class_list":["post-20927","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-foreign-nationals","category-think-pieces","category-u-s-expats"],"acf":[],"qubely_featured_image_url":{"full":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/07\/Portuguese.jpg",1200,628,false],"landscape":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/07\/Portuguese.jpg",1200,628,false],"portraits":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/07\/Portuguese-540x320.jpg",540,320,true],"thumbnail":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/07\/Portuguese-150x150.jpg",150,150,true],"medium":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/07\/Portuguese-300x157.jpg",300,157,true],"medium_large":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/07\/Portuguese-768x402.jpg",580,304,true],"large":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/07\/Portuguese-1024x536.jpg",580,304,true],"1536x1536":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/07\/Portuguese.jpg",1200,628,false],"2048x2048":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/07\/Portuguese.jpg",1200,628,false],"qubely_landscape":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/07\/Portuguese.jpg",1200,628,false],"qubely_portrait":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/07\/Portuguese-540x320.jpg",540,320,true],"qubely_thumbnail":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/07\/Portuguese-140x100.jpg",140,100,true],"post-thumbnail":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/07\/Portuguese.jpg",1200,628,false],"twentytwenty-fullscreen":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/07\/Portuguese.jpg",1200,628,false]},"qubely_author":{"display_name":"America Mortgages","author_link":"https:\/\/www.americamortgages.com\/author\/america-mortgages\/"},"qubely_comment":0,"qubely_category":"<a href=\"https:\/\/www.americamortgages.com\/foreign-nationals\/\" rel=\"category tag\">Foreign Nationals<\/a> <a href=\"https:\/\/www.americamortgages.com\/think-pieces\/\" rel=\"category tag\">Think Pieces<\/a> <a href=\"https:\/\/www.americamortgages.com\/u-s-expats\/\" rel=\"category tag\">U.S. Expats<\/a>","qubely_excerpt":"For many Portuguese citizens, owning real estate in the United States is a smart way to diversify assets, generate rental income, or secure a second home abroad. Fortunately, buying property in the U.S. is not limited to American residents. 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