A Canadian couple based in Vancouver wanted to diversify their investments with stable, long-term rental properties in the U.S. While they had strong income and assets in Canada, they were repeatedly rejected by both Canadian and U.S. banks due to a lack of U.S. credit history.<\/p>\n\n\n\n
Our America Mortgages<\/a> loan officer helped them secure financing for their first long-term rental property in a growing market just outside Orlando, Florida. The couple qualified under our foreign national loan<\/a> program using their Canadian income and asset documents. After 12 months of steady cash flow and appreciation, they refinanced the property and used the equity to acquire two more long-term rentals in Tennessee and Texas.<\/p>\n\n\n\n This structured portfolio approach allowed them to scale with confidence \u2014 all without ever needing a U.S. credit score.<\/p>\n\n\n\n The Client A Canadian couple based in Vancouver wanted to diversify their investments with stable, long-term rental properties in the U.S. While they had strong income and assets in Canada, they were repeatedly rejected by both Canadian and U.S. banks due to a lack of U.S. credit history. How We Helped Our America Mortgages loan […]<\/p>\n","protected":false},"author":21,"featured_media":20383,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"templates\/template-single-post.php","format":"standard","meta":{"_acf_changed":false,"qubely_global_settings":"","qubely_interactions":"","inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[27,14,23],"tags":[687,685,686],"am_country":[],"am_audience":[],"am_format":[],"class_list":["post-20373","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-case-studies","category-foreign-nationals","category-purchase","tag-case-studies","tag-foreign-nationals","tag-purchase"],"acf":[],"qubely_featured_image_url":{"full":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/05\/Case-study-3.png",2200,1200,false],"landscape":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/05\/Case-study-3-1200x750.png",1200,750,true],"portraits":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/05\/Case-study-3-540x320.png",540,320,true],"thumbnail":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/05\/Case-study-3-150x150.png",150,150,true],"medium":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/05\/Case-study-3-300x164.png",300,164,true],"medium_large":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/05\/Case-study-3-768x419.png",580,316,true],"large":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/05\/Case-study-3-1024x559.png",580,317,true],"1536x1536":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/05\/Case-study-3-1536x838.png",1536,838,true],"2048x2048":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/05\/Case-study-3-2048x1117.png",2048,1117,true],"qubely_landscape":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/05\/Case-study-3-1200x750.png",1200,750,true],"qubely_portrait":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/05\/Case-study-3-540x320.png",540,320,true],"qubely_thumbnail":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/05\/Case-study-3-140x100.png",140,100,true],"post-thumbnail":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/05\/Case-study-3-1200x655.png",1200,655,true],"twentytwenty-fullscreen":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2025\/05\/Case-study-3-1980x1080.png",1980,1080,true]},"qubely_author":{"display_name":"America Mortgages","author_link":"https:\/\/www.americamortgages.com\/author\/america-mortgages\/"},"qubely_comment":0,"qubely_category":"Case Studies<\/a> Foreign Nationals<\/a> Purchase<\/a>","qubely_excerpt":"The Client A Canadian couple based in Vancouver wanted to diversify their investments with stable, long-term rental properties in the U.S. While they had strong income and assets in Canada, they were repeatedly rejected by both Canadian and U.S. banks due to a lack of U.S. credit history. How We Helped Our America Mortgages loan…","_links":{"self":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts\/20373","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/users\/21"}],"replies":[{"embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/comments?post=20373"}],"version-history":[{"count":6,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts\/20373\/revisions"}],"predecessor-version":[{"id":21002,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts\/20373\/revisions\/21002"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/media\/20383"}],"wp:attachment":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/media?parent=20373"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/categories?post=20373"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/tags?post=20373"},{"taxonomy":"am_country","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/am_country?post=20373"},{"taxonomy":"am_audience","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/am_audience?post=20373"},{"taxonomy":"am_format","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/am_format?post=20373"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Loan Details<\/h3>\n\n\n\n
Nationality<\/td> Property Value<\/td> Loan Amount<\/td> LTV<\/td> Rate<\/td><\/tr> Canadian<\/td> $450,000<\/td> $337,500<\/td> 75%<\/td> 8.125%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n Term<\/td> Address<\/td> Property Type<\/td> Purpose<\/td> Loan Type<\/td><\/tr> 30 Year Fixed<\/td> Orlando, FL<\/td> Single-Family Rental<\/td> Purchase<\/td> Residential<\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"excerpt":{"rendered":"