{"id":20139,"date":"2025-04-30T06:46:14","date_gmt":"2025-04-30T06:46:14","guid":{"rendered":"https:\/\/www.americamortgages.com\/?p=20139"},"modified":"2025-11-19T10:07:17","modified_gmt":"2025-11-19T10:07:17","slug":"turnkey-solution-for-u-s-property-investors-regardless-of-their-passport","status":"publish","type":"post","link":"https:\/\/www.americamortgages.com\/turnkey-solution-for-u-s-property-investors-regardless-of-their-passport\/","title":{"rendered":"Turnkey Solution for U.S. Property Investors \u2014 Regardless of Their Passport"},"content":{"rendered":"\n

Buying U.S. property as an overseas investor shouldn’t feel out of reach or overwhelming. With the right guidance and structure, obtaining a U.S. mortgage is not only possible, it’s easier than you think<\/a>. That’s why we’ve built a completely turnkey solution tailored to foreign national and U.S. expat investors, so you can invest with confidence, ease, transparency and the full support of an experienced and knowledgeable team, every step of the way.<\/p>\n\n\n\n

A Seamless Mortgage Experience<\/strong><\/p>\n\n\n\n

As a direct lender and super broker, we have one focus at America Mortgages \u2014 providing market-rate U.S. mortgage loans for non-U.S. residents, both foreign nationals and U.S. expatriates. As a matter of fact, this is all we do, and I firmly believe no one does this better. Whether it’s your first purchase or part of a diversified global portfolio<\/a>, having viable fixed-rate options is crucial to your success as a global investor. From a no-cost or obligation pre-approval to a successful close<\/a>, our team handles everything in-house, no third-party delays, no confusion, just clear communication and fast turnaround times.<\/p>\n\n\n\n

Loan Programs Designed for Global Buyers<\/strong><\/p>\n\n\n\n

If you\u2019ve ever tried to go to a large institutional U.S. bank to obtain a U.S. mortgage, you\u2019ll immediately understand why America Mortgages was founded. Our mortgage solutions are designed to work around the limitations of traditional banks. If you\u2019re a non-U.S. passport holder, you don\u2019t need a U.S. credit score or a previous U.S. footprint. If you\u2019re a U.S. expat, you still need to have U.S. credit, however, no W2 is required and foreign earned income is allowed.<\/p>\n\n\n\n

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AM Rental Coverage+ Loan <\/strong><\/p>\n\n\n\n

This is our most popular program for investors. It\u2019s based on common sense underwriting. We qualify you based on the rental income of the property<\/a>, not your personal income. If the rent covers the mortgage, you’re approved. It\u2019s that simple. Does there need to be a renter in place when you buy the property? No, a tenant is not required at the time of purchase or refinance, if the property is vacant we will determine the market rent in the appraisal of the property. <\/p>\n\n\n\n

Key Loan Program Details:<\/strong><\/p>\n\n\n\n