Securing a U.S. mortgage as a non-U.S. citizen, foreign national, or U.S. expat can feel complex, but America Mortgages simplifies the entire process with tailored solutions built specifically for international borrowers. As a lender specializing exclusively in helping clients secure a U.S. mortgage, they offer expertise and benefits you will not find at a traditional bank.<\/p>\n\n\n\n
Exclusive Focus on International Clients<\/strong><\/p>\n\n\n\n Unlike traditional lenders, America Mortgages dedicates its services solely to non-U.S. residents and U.S. expats, ensuring a deep understanding of the unique challenges you face when you try to secure a U.S. mortgage.<\/p>\n\n\n\n No U.S. Credit Required<\/strong><\/p>\n\n\n\n Many lenders require a U.S. credit history, posing a major hurdle for international buyers. America Mortgages removes this barrier entirely, allowing you to secure a U.S. mortgage without any U.S. credit history.<\/p>\n\n\n\n Global Presence<\/strong><\/p>\n\n\n\n With loan officers stationed worldwide, America Mortgages provides personalized support across time zones, making the mortgage process seamless no matter where you are located.<\/p>\n\n\n\n Lender and Super Broker<\/strong><\/p>\n\n\n\n America Mortgages is both a direct lender and a super broker, with access to over 150 different lending partners, ensuring clients get the most competitive rates and fairest terms available.<\/p>\n\n\n\n Competitive Terms with the DSCR Model<\/strong><\/p>\n\n\n\n Using a Debt Service Coverage Ratio (DSCR) model,<\/a> America Mortgages offers loans with a 1:1 DSCR ratio, meaning the property’s rental income covers the mortgage payment. This approach makes it easier to secure a U.S. mortgage by focusing on property income rather than personal income.<\/p>\n\n\n\n High Loan to Value (LTV) Ratios<\/strong><\/p>\n\n\n\n With financing up to 80% LTV, borrowers can maximize their purchasing power while minimizing upfront costs.<\/p>\n\n\n\n The DSCR model assesses a property’s ability to cover its own debt obligations through the income it generates. A 1:1 DSCR ratio means the property’s income equals its debt service, simplifying qualification for investors. This is especially advantageous if you are trying to secure a U.S. mortgage as a foreign national or expat, since it emphasizes property performance over personal financial history.<\/p>\n\n\n\n Clients around the world, including non-U.S. citizens, foreign nationals, and expats, have successfully secured U.S. real estate financing through America Mortgages. Here is what a few of them shared in actual Google reviews:<\/p>\n\n\n\n \u201cI want to write quick recommendation for Nick Worthing, the amazing things he has done for me. Many financial \/ mortgage broker had balked and walked away with my current financial profile, but not Nick! Nick had been tenacious and working tirelessly to find financing solution, it was just simply amazing.\u201d<\/em><\/p>\n\n\n\n \u201cOne of the very-best brokers I’ve worked with and considering I use a lot of brokers in my dealings both personal and business, the guys were always available, no matter the time of day or night, literally!! Whatever it took, they will endeavour to work side by side until it’s resolved. Had the massive opportunity in meeting Robert personally when I flew out to Singapore and even though my trip was short n jam-packed and I more or less took him off guard, again he came through and made time for a quick coffee where we engaged in possibilities for the future. Kudos guys and we’ll done.\u201d<\/em><\/p>\n\n\n\n \u201cAs a first-time owner, I was unsure of how the whole purchase process would work and the many regulations. The America Mortgages team was patient in answering my queries, and guided me without being overly pushy. Love the service and would highly recommend.\u201d<\/em><\/p>\n\n\n\n \u201cI am a foreign national investor living in Israel. My wife and I have been investing in real estate internationally for over 10 years and so far we were mostly buying properties using cash. We have recently decided that from 2022 we are going to level up our Investments, to use financing more and focus on the US. After contacting dozens of lenders and brokers who work with foreign nationals, running comparisons and evaluating both terms, the business and people well work with, it was clear that America Mortgages ticked all of the boxes and was the best option available. I’ve had the great privilege and pleasure of meeting Nick Worthing, America Mortgages VP US Lending. <\/em><\/p>\n\n\n\n Nick was a major reason for deciding to work with AM and for closing our Investments. It’s rare to work with partners that you can feel that truly cares, that communicates fast, with full transparency, and that is as professional as Nick is. Between Jan and March, we have closed three different loans in parallel! It takes a ninja lender to pull it off. We’ve had surprises along the way, but Nick was creative, smart, fast, helped negotiate, educate me, manage these complex projects efficiently and we have successfully closed. I strongly recommend working with America Mortgages and will continue doing so myself for future Investments.\u201d<\/em><\/p>\n\n\n\n Starting your U.S. real estate investment journey is straightforward with America Mortgages. Their team of experts is ready to guide you through every step to help you secure a U.S. mortgage, ensuring a hassle free experience from application to closing.<\/p>\n\n\n\n Contact Information<\/strong><\/p>\n\n\n\n Email: hello@americamortgages.com <\/a><\/p>\n\n\n\n Website: America Mortgages<\/p>\n\n\n\n Phone: +1 845-583-0830 (24\/7)<\/p>\n\n\n\n Investing in U.S. real estate as a non-U.S. citizen, resident, foreign national, or expat is made accessible and efficient with America Mortgages. Their specialized services, competitive terms, and global presence make them the ideal partner to help you secure a U.S. mortgage for your real estate financing needs. As their team likes to say, the world is too big to think small.<\/p>\n\n\n\n C\u00f3mo los no ciudadanos de EE. UU. y expatriados pueden obtener f\u00e1cilmente una hipoteca en EE. UU. con America Mortgages<\/strong><\/p>\n\n\n\n Asegurar una hipoteca en EE.UU. como ciudadano no estadounidense, extranjero o expatriado puede ser complejo, pero America Mortgages simplifica el proceso con soluciones personalizadas. Especializados exclusivamente en ofrecer pr\u00e9stamos hipotecarios en EE.UU. a clientes internacionales, ofrecen experiencia y beneficios incomparables.<\/p>\n\n\n\n El modelo DSCR eval\u00faa la capacidad de una propiedad para cubrir sus obligaciones de deuda mediante los ingresos generados. Una relaci\u00f3n DSCR de 1:1 indica que los ingresos de la propiedad igualan el servicio de la deuda, simplificando el proceso de calificaci\u00f3n para los inversionistas. Esto es particularmente ventajoso para extranjeros y expatriados, ya que enfatiza el rendimiento de la propiedad sobre el historial financiero personal.<\/p>\n\n\n\n Clientes de todo el mundo han asegurado con \u00e9xito bienes ra\u00edces en EE.UU. a trav\u00e9s de America Mortgages. Su enfoque personalizado y profundo entendimiento de las necesidades de los clientes internacionales han generado confianza y satisfacci\u00f3n global.<\/p>\n\n\n\n \u201cQuiero escribir una r\u00e1pida recomendaci\u00f3n para Nick Worthing por las cosas incre\u00edbles que ha hecho por m\u00ed. Muchos corredores financieros\/hipotecarios se dieron por vencidos con mi perfil financiero actual, \u00a1pero no Nick! Nick fue tenaz y trabaj\u00f3 incansablemente para encontrar una soluci\u00f3n de financiamiento, simplemente incre\u00edble.\u201d<\/p>\n\n\n\n ____________________________________________________________<\/p>\n\n\n\n \u201cUno de los mejores corredores con los que he trabajado, considerando que utilizo muchos corredores en mis negocios personales y profesionales. Siempre estaban disponibles, sin importar la hora del d\u00eda o la noche. \u00a1Literalmente! Hicieron lo que fuera necesario, trabajando codo a codo hasta resolverlo. Tuve la gran oportunidad de conocer personalmente a Robert cuando viaj\u00e9 a Singapur y, aunque mi viaje fue corto y estaba lleno de actividades, me hizo un hueco para un caf\u00e9 r\u00e1pido donde discutimos posibilidades para el futuro. \u00a1Gracias, chicos, y bien hecho!\u201d<\/p>\n\n\n\n ____________________________________________________________<\/p>\n\n\n\n \u201cComo propietario por primera vez, no estaba seguro de c\u00f3mo funcionar\u00eda todo el proceso de compra ni de las muchas regulaciones. El equipo de America Mortgages fue paciente al responder a mis preguntas y me gui\u00f3 sin ser demasiado insistente. Me encant\u00f3 el servicio y lo recomendar\u00eda altamente.\u201d<\/p>\n\n\n\n Soy un inversionista extranjero que vive en Israel. Mi esposa y yo hemos estado invirtiendo en bienes ra\u00edces internacionalmente durante m\u00e1s de 10 a\u00f1os, y hasta ahora, principalmente compr\u00e1bamos propiedades con efectivo. Recientemente decidimos que a partir de 2022 \u00edbamos a aumentar nuestras inversiones, utilizar m\u00e1s financiamiento y enfocarnos en EE.UU.<\/p>\n\n\n\n Despu\u00e9s de contactar a docenas de prestamistas y corredores que trabajan con extranjeros, comparando t\u00e9rminos y evaluando tanto los negocios como las personas con las que trabajar\u00edamos, qued\u00f3 claro que America Mortgages marcaba todas las casillas y era la mejor opci\u00f3n disponible.<\/p>\n\n\n\n Tuve el gran privilegio y placer de conocer a Nick Worthing, VP de Pr\u00e9stamos en EE.UU. de America Mortgages. Nick fue una raz\u00f3n importante para decidir trabajar con AM y para cerrar nuestras inversiones. Es raro trabajar con socios que realmente se preocupen, que se comuniquen r\u00e1pido, con total transparencia y sean tan profesionales como lo es Nick.<\/p>\n\n\n\n Entre enero y marzo, \u00a1cerramos tres pr\u00e9stamos diferentes en paralelo! Se necesita un prestamista ninja para lograrlo. Tuvimos sorpresas en el camino, pero Nick fue creativo, inteligente, r\u00e1pido, ayud\u00f3 a negociar, educarme, gestionar estos proyectos complejos de manera eficiente y logramos cerrar con \u00e9xito.<\/p>\n\n\n\n Recomiendo encarecidamente trabajar con America Mortgages y continuar\u00e9 haci\u00e9ndolo para futuras inversiones.\u201d<\/p>\n\n\n\n ____________________________________________________________<\/p>\n\n\n\n Empezar su viaje de inversi\u00f3n inmobiliaria en EE.UU. es sencillo con America Mortgages. Su equipo de expertos est\u00e1 listo para guiarlo en cada paso, asegurando una experiencia sin complicaciones.<\/p>\n\n\n\n Informaci\u00f3n de contacto:<\/strong><\/p>\n\n\n\n Invertir en bienes ra\u00edces en EE.UU. como ciudadano no estadounidense, extranjero o expatriado es accesible y eficiente con America Mortgages. Sus servicios especializados, t\u00e9rminos competitivos y presencia global los posicionan como el socio ideal para sus necesidades de financiamiento inmobiliario. \u00a1El mundo es demasiado grande para pensar en peque\u00f1o!<\/p>\n\n\n\n <\/p>\n\n\n\n \u4f5c\u4e3a\u975e\u7f8e\u56fd\u516c\u6c11\u3001\u5916\u56fd\u56fd\u6c11\u6216\u7f8e\u56fd\u4fa8\u6c11\uff0c\u7533\u8bf7\u7f8e\u56fd\u4f4f\u623f\u8d37\u6b3e\u53ef\u80fd\u4f1a\u975e\u5e38\u590d\u6742\uff0c\u4f46 America Mortgages<\/strong> \u901a\u8fc7\u5b9a\u5236\u5316\u7684\u89e3\u51b3\u65b9\u6848\u7b80\u5316\u4e86\u8fd9\u4e00\u8fc7\u7a0b\u3002\u4ed6\u4eec\u4e13\u6ce8\u4e8e\u4e3a\u56fd\u9645\u5ba2\u6237\u63d0\u4f9b\u7f8e\u56fd\u4f4f\u623f\u8d37\u6b3e\uff0c\u62e5\u6709\u65e0\u4e0e\u4f26\u6bd4\u7684\u4e13\u4e1a\u77e5\u8bc6\u548c\u4f18\u52bf\u3002<\/p>\n\n\n\n DSCR \u6a21\u578b\u901a\u8fc7\u8bc4\u4f30\u7269\u4e1a\u7684\u6536\u5165\u662f\u5426\u8db3\u4ee5\u507f\u8fd8\u503a\u52a1\u6765\u8861\u91cf\u5176\u8d22\u52a1\u80fd\u529b\u30021:1 \u7684 DSCR \u6bd4\u7387\u610f\u5473\u7740\u7269\u4e1a\u6536\u5165\u7b49\u4e8e\u503a\u52a1\u670d\u52a1\u6210\u672c\uff0c\u8fd9\u79cd\u65b9\u5f0f\u4e3a\u6295\u8d44\u8005\u7b80\u5316\u4e86\u5ba1\u6279\u6d41\u7a0b\u3002\u5bf9\u4e8e\u5916\u56fd\u56fd\u6c11\u548c\u7f8e\u56fd\u4fa8\u6c11\u6765\u8bf4\u5c24\u4e3a\u6709\u5229\uff0c\u56e0\u4e3a\u5b83\u5f3a\u8c03\u7269\u4e1a\u8868\u73b0\u800c\u975e\u4e2a\u4eba\u8d22\u52a1\u5386\u53f2\u3002<\/p>\n\n\n\n \u6765\u81ea\u5168\u7403\u7684\u5ba2\u6237\u901a\u8fc7 America Mortgages \u6210\u529f\u83b7\u5f97\u4e86\u7f8e\u56fd\u623f\u5730\u4ea7\u8d37\u6b3e\u3002\u4ed6\u4eec\u7684\u4e2a\u6027\u5316\u670d\u52a1\u548c\u5bf9\u56fd\u9645\u5ba2\u6237\u9700\u6c42\u7684\u6df1\u523b\u7406\u89e3\u8d62\u5f97\u4e86\u5e7f\u6cdb\u7684\u4fe1\u4efb\u548c\u6ee1\u610f\u5ea6\u3002<\/p>\n\n\n\n \u201c\u6211\u60f3\u5feb\u901f\u63a8\u8350 Nick Worthing\uff0c\u4ed6\u4e3a\u6211\u6240\u505a\u7684\u4e00\u5207\u5b9e\u5728\u4ee4\u4eba\u96be\u4ee5\u7f6e\u4fe1\u3002\u8bb8\u591a\u91d1\u878d\/\u8d37\u6b3e\u7ecf\u7eaa\u4eba\u56e0\u4e3a\u6211\u7684\u8d22\u52a1\u72b6\u51b5\u800c\u62d2\u7edd\u4e86\u6211\uff0c\u4f46 Nick \u4e0d\u4e00\u6837\uff01\u4ed6\u975e\u5e38\u575a\u6301\uff0c\u52aa\u529b\u4e0d\u61c8\u5730\u4e3a\u6211\u627e\u5230\u89e3\u51b3\u65b9\u6848\uff0c\u5b9e\u5728\u592a\u68d2\u4e86\u3002\u201d<\/p>\n\n\n\n ______________________________________________________________<\/p>\n\n\n\n \u201c\u8fd9\u662f\u6211\u5408\u4f5c\u8fc7\u7684\u6700\u4f18\u79c0\u7684\u7ecf\u7eaa\u4eba\u4e4b\u4e00\u3002\u6211\u4e0e\u8bb8\u591a\u7ecf\u7eaa\u4eba\u5408\u4f5c\u8fc7\uff0c\u4f46\u4ed6\u4eec\u603b\u662f\u968f\u65f6\u5f85\u547d\uff0c\u65e0\u8bba\u767d\u5929\u8fd8\u662f\u665a\u4e0a\uff01\u611f\u8c22\u56e2\u961f\u7684\u5353\u8d8a\u8868\u73b0\u3002\u201d<\/p>\n\n\n\n ______________________________________________________________<\/p>\n\n\n\n \u201c\u4f5c\u4e3a\u9996\u6b21\u8d2d\u623f\u8005\uff0c\u6211\u5bf9\u6574\u4e2a\u8d2d\u4e70\u6d41\u7a0b\u548c\u4f17\u591a\u6cd5\u89c4\u611f\u5230\u56f0\u60d1\u3002America Mortgages \u56e2\u961f\u8010\u5fc3\u89e3\u7b54\u4e86\u6211\u7684\u95ee\u9898\uff0c\u5e76\u5728\u6574\u4e2a\u8fc7\u7a0b\u4e2d\u7ed9\u4e88\u6307\u5bfc\uff0c\u800c\u6ca1\u6709\u8fc7\u5ea6\u65bd\u538b\u3002\u6211\u975e\u5e38\u559c\u6b22\u4ed6\u4eec\u7684\u670d\u52a1\uff0c\u5e76\u5f3a\u70c8\u63a8\u8350\u3002\u201d<\/p>\n\n\n\n ______________________________________________________________<\/p>\n\n\n\n \u901a\u8fc7 America Mortgages\uff0c\u60a8\u7684\u7f8e\u56fd\u623f\u5730\u4ea7\u6295\u8d44\u65c5\u7a0b\u5c06\u53d8\u5f97\u7b80\u5355\u3002\u4e13\u4e1a\u56e2\u961f\u968f\u65f6\u51c6\u5907\u4e3a\u60a8\u63d0\u4f9b\u5168\u7a0b\u6307\u5bfc\uff0c\u786e\u4fdd\u60a8\u83b7\u5f97\u8f7b\u677e\u65e0\u5fe7\u7684\u4f53\u9a8c\u3002<\/p>\n\n\n\n \u8054\u7cfb\u65b9\u5f0f\uff1a<\/strong><\/p>\n\n\n\n \u4f5c\u4e3a\u975e\u7f8e\u56fd\u516c\u6c11\u3001\u5916\u56fd\u56fd\u6c11\u6216\u7f8e\u56fd\u4fa8\u6c11\uff0c\u6295\u8d44\u7f8e\u56fd\u623f\u5730\u4ea7\u73b0\u5728\u53d8\u5f97\u524d\u6240\u672a\u6709\u7684\u7b80\u5355\u9ad8\u6548\u3002America Mortgages \u4e13\u4e1a\u5316\u7684\u670d\u52a1\u3001\u5bcc\u6709\u7ade\u4e89\u529b\u7684\u6761\u6b3e\u4ee5\u53ca\u5168\u7403\u5f71\u54cd\u529b\uff0c\u4f7f\u5176\u6210\u4e3a\u60a8\u623f\u5730\u4ea7\u878d\u8d44\u7684\u7406\u60f3\u5408\u4f5c\u4f19\u4f34\u3002\u4e16\u754c\u4e4b\u5927\uff0c\u4e0d\u5bb9\u5c0f\u89c6\uff01<\/p>\n","protected":false},"excerpt":{"rendered":" Securing a U.S. mortgage as a non-U.S. citizen, foreign national, or U.S. expat can feel complex, but America Mortgages simplifies the entire process with tailored solutions built specifically for international borrowers. As a lender specializing exclusively in helping clients secure a U.S. mortgage, they offer expertise and benefits you will not find at a traditional […]<\/p>\n","protected":false},"author":4,"featured_media":723,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"templates\/template-single-post.php","format":"standard","meta":{"_acf_changed":false,"qubely_global_settings":"","qubely_interactions":"","inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[1],"tags":[],"am_country":[],"am_audience":[],"am_format":[],"class_list":["post-18934","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loan-types"],"acf":[],"qubely_featured_image_url":{"full":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/01\/story2.jpg",860,452,false],"landscape":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/01\/story2.jpg",860,452,false],"portraits":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/01\/story2.jpg",540,284,false],"thumbnail":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/01\/story2-150x150.jpg",150,150,true],"medium":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/01\/story2-300x158.jpg",300,158,true],"medium_large":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/01\/story2-768x404.jpg",580,305,true],"large":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/01\/story2.jpg",580,305,false],"1536x1536":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/01\/story2.jpg",860,452,false],"2048x2048":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/01\/story2.jpg",860,452,false],"qubely_landscape":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/01\/story2.jpg",860,452,false],"qubely_portrait":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/01\/story2.jpg",540,284,false],"qubely_thumbnail":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/01\/story2.jpg",140,74,false],"post-thumbnail":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/01\/story2.jpg",860,452,false],"twentytwenty-fullscreen":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/01\/story2.jpg",860,452,false]},"qubely_author":{"display_name":"Premela R.","author_link":"https:\/\/www.americamortgages.com\/author\/premela-r\/"},"qubely_comment":0,"qubely_category":"Loan Types<\/a>","qubely_excerpt":"Securing a U.S. mortgage as a non-U.S. citizen, foreign national, or U.S. expat can feel complex, but America Mortgages simplifies the entire process with tailored solutions built specifically for international borrowers. As a lender specializing exclusively in helping clients secure a U.S. mortgage, they offer expertise and benefits you will not find at a traditional…","_links":{"self":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts\/18934","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/comments?post=18934"}],"version-history":[{"count":5,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts\/18934\/revisions"}],"predecessor-version":[{"id":25168,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts\/18934\/revisions\/25168"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/media\/723"}],"wp:attachment":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/media?parent=18934"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/categories?post=18934"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/tags?post=18934"},{"taxonomy":"am_country","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/am_country?post=18934"},{"taxonomy":"am_audience","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/am_audience?post=18934"},{"taxonomy":"am_format","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/am_format?post=18934"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Understanding the DSCR Model<\/h2>\n\n\n\n
Benefits of Choosing America Mortgages<\/h2>\n\n\n\n
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What Clients Are Saying<\/h2>\n\n\n\n
Get Started Today<\/h2>\n\n\n\n
\n\n\n\n\u00bfPor qu\u00e9 elegir America Mortgages?<\/strong><\/h4>\n\n\n\n
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A diferencia de los prestamistas tradicionales, America Mortgages dedica sus servicios exclusivamente a no residentes en EE.UU. y expatriados, asegurando una comprensi\u00f3n profunda de sus necesidades \u00fanicas.<\/li>\n\n\n\n
Muchos prestamistas requieren un historial crediticio en EE.UU., lo que representa un obst\u00e1culo para compradores internacionales. America Mortgages elimina esta barrera, permiti\u00e9ndole obtener un pr\u00e9stamo sin historial crediticio en EE.UU.<\/li>\n\n\n\n
Con agentes de pr\u00e9stamos ubicados en todo el mundo, brindan soporte personalizado a trav\u00e9s de zonas horarias, haciendo que el proceso hipotecario sea fluido sin importar su ubicaci\u00f3n.<\/li>\n\n\n\n
America Mortgages no solo es un prestamista directo, sino tambi\u00e9n un s\u00faper corredor con acceso a m\u00e1s de 150 prestamistas diferentes, asegurando que sus clientes obtengan las tasas m\u00e1s competitivas y los t\u00e9rminos m\u00e1s justos disponibles.<\/li>\n\n\n\n
Utilizando un modelo de relaci\u00f3n de cobertura de servicio de deuda (DSCR), America Mortgages ofrece pr\u00e9stamos con una relaci\u00f3n DSCR de 1:1, lo que significa que los ingresos por alquiler de la propiedad cubren el pago de la hipoteca. Este enfoque simplifica la calificaci\u00f3n al centrarse en los ingresos de la propiedad en lugar de los ingresos personales.<\/li>\n\n\n\n
Ofrecen hasta el 80% de LTV, permiti\u00e9ndole maximizar el financiamiento mientras minimiza los costos iniciales.<\/li>\n<\/ul>\n\n\n\nEntendiendo el modelo DSCR<\/strong><\/h4>\n\n\n\n
Beneficios de elegir America Mortgages<\/strong><\/h4>\n\n\n\n
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Su experiencia en pr\u00e9stamos internacionales garantiza un proceso de aprobaci\u00f3n fluido y eficiente, reduciendo las complejidades a menudo asociadas con transacciones transfronterizas.<\/li>\n\n\n\n
El portal en l\u00ednea exclusivo de America Mortgages permite a los clientes iniciar y cerrar un pr\u00e9stamo hipotecario en EE.UU. sin salir de su pa\u00eds de residencia.<\/li>\n\n\n\n
America Mortgages ofrece una variedad de programas de pr\u00e9stamos adaptados a las diversas situaciones financieras de los inversionistas internacionales, incluyendo opciones para aquellos sin historial crediticio en EE.UU.<\/li>\n\n\n\n
Como prestamista directo y s\u00faper corredor, proporcionan acceso a las tasas y t\u00e9rminos m\u00e1s competitivos disponibles en el mercado.<\/li>\n<\/ul>\n\n\n\nTestimonios de clientes<\/strong><\/h4>\n\n\n\n
Comience hoy<\/strong><\/h4>\n\n\n\n
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\n\n\n\n\u975e\u7f8e\u56fd\u516c\u6c11\u548c\u5916\u6d3e\u4eba\u58eb\u5982\u4f55\u901a\u8fc7 America Mortgages \u8f7b\u677e\u83b7\u5f97\u7f8e\u56fd\u623f\u8d37<\/h3>\n\n\n\n
\u4e3a\u4ec0\u4e48\u9009\u62e9 America Mortgages\uff1f<\/strong><\/h4>\n\n\n\n
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\u4e0e\u4f20\u7edf\u8d37\u6b3e\u673a\u6784\u4e0d\u540c\uff0cAmerica Mortgages \u4e13\u6ce8\u4e8e\u670d\u52a1\u975e\u7f8e\u56fd\u5c45\u6c11\u548c\u7f8e\u56fd\u4fa8\u6c11\uff0c\u6df1\u523b\u7406\u89e3\u60a8\u7684\u7279\u6b8a\u9700\u6c42\u3002<\/li>\n\n\n\n
\u8bb8\u591a\u8d37\u6b3e\u673a\u6784\u8981\u6c42\u7533\u8bf7\u4eba\u62e5\u6709\u7f8e\u56fd\u4fe1\u7528\u8bb0\u5f55\uff0c\u8fd9\u5bf9\u56fd\u9645\u4e70\u5bb6\u6765\u8bf4\u662f\u4e00\u5927\u969c\u788d\u3002\u800c America Mortgages \u6d88\u9664\u4e86\u8fd9\u4e00\u9650\u5236\uff0c\u8ba9\u60a8\u65e0\u9700\u7f8e\u56fd\u4fe1\u7528\u8bb0\u5f55\u4e5f\u80fd\u83b7\u5f97\u8d37\u6b3e\u3002<\/li>\n\n\n\n
\u4ed6\u4eec\u5728\u5168\u7403\u8303\u56f4\u5185\u62e5\u6709\u8d37\u6b3e\u4e13\u5458\uff0c\u4e3a\u60a8\u63d0\u4f9b\u8de8\u65f6\u533a\u7684\u4e2a\u6027\u5316\u652f\u6301\uff0c\u65e0\u8bba\u60a8\u8eab\u5728\u4f55\u5904\uff0c\u623f\u8d37\u6d41\u7a0b\u90fd\u65e0\u7f1d\u8854\u63a5\u3002<\/li>\n\n\n\n
America Mortgages \u4e0d\u4ec5\u662f\u76f4\u63a5\u8d37\u6b3e\u673a\u6784\uff0c\u8fd8\u662f\u8d85\u7ea7\u7ecf\u7eaa\u4eba\uff0c\u4e0e\u8d85\u8fc7150\u5bb6\u8d37\u6b3e\u673a\u6784\u5408\u4f5c\uff0c\u786e\u4fdd\u4e3a\u5ba2\u6237\u63d0\u4f9b\u6700\u5177\u7ade\u4e89\u529b\u7684\u5229\u7387\u548c\u6700\u516c\u5e73\u7684\u6761\u6b3e\u3002<\/li>\n\n\n\n
\u5229\u7528\u503a\u52a1\u670d\u52a1\u8986\u76d6\u7387\uff08DSCR\uff09\u6a21\u578b\uff0cAmerica Mortgages \u63d0\u4f9b 1:1 DSCR \u6bd4\u7387\u7684\u8d37\u6b3e\uff0c\u5373\u7269\u4e1a\u7684\u79df\u91d1\u6536\u5165\u53ef\u5b8c\u5168\u8986\u76d6\u623f\u8d37\u6708\u4f9b\u3002\u8fd9\u79cd\u65b9\u5f0f\u7b80\u5316\u4e86\u5ba1\u6279\u6d41\u7a0b\uff0c\u91cd\u70b9\u5173\u6ce8\u7269\u4e1a\u6536\u5165\u800c\u975e\u4e2a\u4eba\u6536\u5165\u3002<\/li>\n\n\n\n
\u63d0\u4f9b\u9ad8\u8fbe 80% \u7684\u8d37\u6b3e\u4ef7\u503c\u6bd4\uff0c\u5e2e\u52a9\u60a8\u6700\u5927\u5316\u878d\u8d44\uff0c\u540c\u65f6\u51cf\u5c11\u524d\u671f\u6210\u672c\u3002<\/li>\n<\/ul>\n\n\n\n\u4e86\u89e3 DSCR \u6a21\u578b<\/strong><\/h4>\n\n\n\n
\u9009\u62e9 America Mortgages \u7684\u4f18\u52bf<\/strong><\/h4>\n\n\n\n
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\u51ed\u501f\u5176\u5728\u56fd\u9645\u8d37\u6b3e\u9886\u57df\u7684\u4e13\u4e1a\u77e5\u8bc6\uff0c\u4ed6\u4eec\u786e\u4fdd\u5ba1\u6279\u8fc7\u7a0b\u6d41\u7545\u9ad8\u6548\uff0c\u51cf\u5c11\u4e86\u8de8\u5883\u4ea4\u6613\u7684\u590d\u6742\u6027\u3002<\/li>\n\n\n\n
America Mortgages \u72ec\u5bb6\u5728\u7ebf\u5e73\u53f0\uff0c\u8ba9\u5ba2\u6237\u65e0\u9700\u79bb\u5f00\u5c45\u4f4f\u56fd\u5373\u53ef\u5b8c\u6210\u7f8e\u56fd\u623f\u8d37\u7684\u7533\u8bf7\u548c\u5ba1\u6279\u3002<\/li>\n\n\n\n
\u63d0\u4f9b\u591a\u6837\u5316\u7684\u8d37\u6b3e\u9879\u76ee\uff0c\u9002\u5e94\u56fd\u9645\u6295\u8d44\u8005\u7684\u4e0d\u540c\u8d22\u52a1\u72b6\u51b5\uff0c\u5305\u62ec\u65e0\u9700\u7f8e\u56fd\u4fe1\u7528\u8bb0\u5f55\u7684\u9009\u9879\u3002<\/li>\n\n\n\n
\u4f5c\u4e3a\u76f4\u63a5\u8d37\u6b3e\u673a\u6784\u548c\u8d85\u7ea7\u7ecf\u7eaa\u4eba\uff0c\u4ed6\u4eec\u4e3a\u5ba2\u6237\u63d0\u4f9b\u5e02\u573a\u4e0a\u6700\u5177\u7ade\u4e89\u529b\u7684\u5229\u7387\u548c\u6761\u6b3e\u3002<\/li>\n<\/ul>\n\n\n\n\u5ba2\u6237\u8bc4\u4ef7<\/strong><\/h4>\n\n\n\n
\u7acb\u5373\u5f00\u59cb\u60a8\u7684\u6295\u8d44\u4e4b\u65c5<\/strong><\/h4>\n\n\n\n
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