{"id":18386,"date":"2024-12-08T02:00:00","date_gmt":"2024-12-08T02:00:00","guid":{"rendered":"https:\/\/www.americamortgages.com\/?p=18386"},"modified":"2024-12-04T12:44:48","modified_gmt":"2024-12-04T12:44:48","slug":"minimum-loan-amount-reduced-to-100000-now-everyone-can-be-a-u-s-real-estate-investor","status":"publish","type":"post","link":"https:\/\/www.americamortgages.com\/minimum-loan-amount-reduced-to-100000-now-everyone-can-be-a-u-s-real-estate-investor\/","title":{"rendered":"Minimum Loan Amount Reduced to $100,000 \u2014 Now Everyone Can Be a U.S. Real Estate Investor!"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">We\u2019re making U.S. real estate investment more accessible than ever at America Mortgages. With our new reduced mortgage loan minimum of $100,000, owning property in the U.S. is now easier for new and seasoned real estate investors. Whether you\u2019re a foreign national looking to build wealth in the U.S. or a U.S. expat seeking to invest back home, we\u2019ve made it easier to take that first step.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Lower Minimum Loan Amount: $100,000<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Lowering the loan minimum to $100,000 opens the door for more investors to access the U.S. real estate market. With a lower loan minimum and a maximum LTV (loan-to-value) of 80%, investors can start by purchasing an entry-level property. For seasoned investors, the newly adjusted loan minimum allows you to diversify your portfolio by investing in multiple properties or regions, spreading risk while maximizing growth potential.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Our reduced loan minimum breaks down barriers, giving you the<a href=\"https:\/\/www.americamortgages.com\/its-now-easier-to-apply-for-a-u-s-mortgage-loan\/\"> opportunity to invest in U.S. real estate<\/a> without the need for a large initial investment.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Introducing the Rental Coverage+ Loan Program: It\u2019s All About DSCR<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Our <a href=\"https:\/\/www.americamortgages.com\/mortgage-alert-new-loan-program-am-rental-coverage\/\">Rental Coverage+ Loan Program<\/a> is specifically designed for international investors, this program simplifies the qualification process by focusing on the property\u2019s income potential rather than personal financial details. Instead of focusing on your personal income or credit history, we use Debt Service Coverage Ratio (DSCR) to qualify. We like to call it \u201ccommon sense underwriting\u201d.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>What\u2019s DSCR, and Why Does It Matter?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.americamortgages.com\/qualify-without-showing-income\/\">DSCR<\/a> evaluates how well the rental income from your property can cover its loan payments. Simply put, the focus is on the property\u2019s income potential, not your personal finances. This approach is ideal for investors looking for a straightforward qualification process and the confidence to grow their portfolio.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In simple terms, if the monthly rental income can cover on a 1:1 ratio the mortgage payment, property taxes and insurance the loan qualifies. It\u2019s that simple.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Key Features of the Program:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Minimum Loan Amount<\/strong>: $100,000 and above for properties held in an LLC. Want to get a mortgage in your personal name? The minimum loan amount is only $150,000.<\/li>\n\n\n\n<li><strong>Loan-to-Value<\/strong>: Up to 80% for purchases and 70% for cash-out refinances.<\/li>\n\n\n\n<li><strong>Underwriting<\/strong>: Based on the property\u2019s rental income, with no personal income documents required.<\/li>\n\n\n\n<li><strong>Credit Requirements<\/strong>: No U.S. credit required.<\/li>\n\n\n\n<li><strong>Closing Time<\/strong>: Quick, with closings in 30-45 days.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Why America Mortgages Is Your Best Choice<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">At America Mortgages, we don\u2019t just offer loans\u2014we deliver solutions. Here\u2019s why we\u2019re the go-to choice for international investors:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>We\u2019re a Direct Lender: <\/strong>Being a <a href=\"https:\/\/www.americamortgages.com\/u-s-real-estate-investing-made-easy-qualify-only-on-the-rental-income\/\">direct lender<\/a> means we handle everything in-house, giving you faster approvals and competitive rates.<\/li>\n\n\n\n<li><strong>We\u2019re a Super Broker: <\/strong>With in-house lending, access to over 150 partners, and exclusive expertise in working with international clients, America Mortgages ensures a seamless process tailored to your needs.<\/li>\n\n\n\n<li><strong>We Know International Investors: <\/strong>We work exclusively with international clients, so we understand your challenges and offer tailored solutions to meet your needs.<\/li>\n\n\n\n<li><strong>Your Investment, Simplified: <\/strong>From reduced loan amounts to DSCR-based qualification, we\u2019re making U.S. real estate investing easier and more accessible than ever.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Invest in Any U.S. State\u2014The Choice Is Yours<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">With our programs available across all 50 states, you have the freedom to invest where it makes the most sense for you. Whether you\u2019re eyeing a booming market or a high-demand rental area, we\u2019ve got you covered.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Your U.S. Real Estate Investment Starts Here<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">At America Mortgages, we\u2019re here to make the process simple, fast, and secure. Whether you\u2019re new to investing or a seasoned pro, our team is ready to help you achieve your goals with the best financing options available.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Get started on your U.S. real estate investment today. Speak with a loan officer by calling <a href=\"tel:+18455830830\">+1 (845) 583-0830<\/a>, email us at <a href=\"mailto:hello@americamortgages.com\">hello@americamortgages.com<\/a>, or visit<a href=\"http:\/\/www.americamortgages.com\"> <strong>www.americamortgages.com<\/strong><\/a> to explore your options.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><br><br><strong>Nuevo Monto de Pr\u00e9stamo Reducido a $100,000: Ahora Todos Pueden Ser Inversionistas de Bienes Ra\u00edces en EE. UU.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En America Mortgages, estamos haciendo que la inversi\u00f3n en bienes ra\u00edces en EE. UU. sea m\u00e1s accesible que nunca. Con nuestro nuevo monto m\u00ednimo de pr\u00e9stamo reducido a $100,000, ser propietario de una propiedad en EE. UU. ya no es exclusivo de grandes inversionistas. Ya sea que seas un extranjero buscando construir riqueza en EE. UU. o un expatriado estadounidense deseando invertir en casa, hemos hecho m\u00e1s f\u00e1cil dar ese primer paso.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Monto M\u00ednimo de Pr\u00e9stamo Reducido: $100,000<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Reducir el monto m\u00ednimo del pr\u00e9stamo a $100,000 abre las puertas para que m\u00e1s inversionistas accedan al mercado inmobiliario de EE. UU. Con un requisito de capital menor, puedes comenzar adquiriendo una propiedad de nivel inicial en un mercado emergente, facilitando as\u00ed tu primer paso. Esto tambi\u00e9n te permite diversificar tu portafolio invirtiendo en m\u00faltiples propiedades o regiones, reduciendo riesgos mientras maximizas el potencial de crecimiento.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nuestro monto m\u00ednimo reducido elimina barreras, ofreci\u00e9ndote la oportunidad de invertir en bienes ra\u00edces en EE. UU. sin necesidad de una inversi\u00f3n inicial grande.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Presentamos el Programa de Pr\u00e9stamos Rental Coverage+: Todo Se Trata del DSCR<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Dise\u00f1ado espec\u00edficamente para inversionistas internacionales, nuestro Programa de Pr\u00e9stamos Rental Coverage+ simplifica el proceso de calificaci\u00f3n al centrarse en el potencial de ingresos de la propiedad en lugar de los detalles financieros personales. En lugar de evaluar tus ingresos personales o historial crediticio, utilizamos la Raz\u00f3n de Cobertura del Servicio de Deuda (DSCR) para calificar.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u00bfQu\u00e9 es DSCR y Por Qu\u00e9 Es Importante?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">DSCR eval\u00faa qu\u00e9 tan bien los ingresos de alquiler de tu propiedad pueden cubrir los pagos del pr\u00e9stamo. En t\u00e9rminos simples, el enfoque est\u00e1 en el potencial de ingresos de la propiedad, no en tus finanzas personales. Este enfoque es ideal para inversionistas que buscan un proceso de calificaci\u00f3n sencillo y la confianza para hacer crecer su portafolio.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Caracter\u00edsticas Principales del Programa:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Monto M\u00ednimo de Pr\u00e9stamo:<\/strong> $100,000 para propiedades bajo una LLC o $150,000 para propiedades a tu nombre.<\/li>\n\n\n\n<li><strong>Relaci\u00f3n Pr\u00e9stamo-Valor:<\/strong> Hasta el 80% para compras y 70% para refinanciamientos con retiro de efectivo.<\/li>\n\n\n\n<li><strong>Subrogaci\u00f3n:<\/strong> Basada en los ingresos por alquiler de la propiedad, sin necesidad de ingresos personales.<\/li>\n\n\n\n<li><strong>Requisitos de Cr\u00e9dito:<\/strong> No se requiere cr\u00e9dito en EE. UU.<\/li>\n\n\n\n<li><strong>Tiempo de Cierre:<\/strong> R\u00e1pido, con cierres en 30-45 d\u00edas.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Por Qu\u00e9 America Mortgages Es Tu Mejor Elecci\u00f3n<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">En America Mortgages, no solo ofrecemos pr\u00e9stamos: brindamos soluciones. Aqu\u00ed tienes las razones por las que somos la opci\u00f3n ideal para inversionistas internacionales:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Somos Prestamistas Directos:<\/strong> Como prestamistas directos, manejamos todo internamente, brind\u00e1ndote aprobaciones m\u00e1s r\u00e1pidas y tasas competitivas.<\/li>\n\n\n\n<li><strong>Somos S\u00faper Brokers:<\/strong> Con pr\u00e9stamos internos, acceso a m\u00e1s de 150 socios y una experiencia exclusiva trabajando con clientes internacionales, garantizamos un proceso fluido adaptado a tus necesidades.<\/li>\n\n\n\n<li><strong>Entendemos a los Inversionistas Internacionales:<\/strong> Trabajamos exclusivamente con clientes internacionales, comprendemos tus desaf\u00edos y ofrecemos soluciones personalizadas.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Tu Inversi\u00f3n, Simplificada<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Desde montos de pr\u00e9stamo reducidos hasta calificaciones basadas en DSCR, estamos haciendo que la inversi\u00f3n en bienes ra\u00edces en EE. UU. sea m\u00e1s f\u00e1cil y accesible que nunca.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Invierte en Cualquier Estado de EE. UU.\u2014La Elecci\u00f3n Es Tuya<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Con nuestros programas disponibles en los 50 estados, tienes la libertad de invertir donde m\u00e1s te convenga. Ya sea que busques un mercado en auge o una zona de alta demanda de alquiler, estamos aqu\u00ed para apoyarte.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Tu Inversi\u00f3n en Bienes Ra\u00edces en EE. UU. Comienza Aqu\u00ed<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">En America Mortgages, estamos para hacer el proceso simple, r\u00e1pido y seguro. Ya sea que seas nuevo en la inversi\u00f3n o un profesional experimentado, nuestro equipo est\u00e1 listo para ayudarte a alcanzar tus objetivos con las mejores opciones de financiamiento disponibles.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Comienza tu inversi\u00f3n en bienes ra\u00edces en EE. UU. hoy mismo. Habla con un oficial de pr\u00e9stamos llamando al <a href=\"tel: +18455830830\">+1 (845) 583-0830<\/a>, env\u00edanos un correo a <a href=\"mailto:hello@americamortgages.com\">hello@americamortgages.com <\/a>o visita<a href=\"http:\/\/www.americamortgages.com\"> <strong>www.americamortgages.com<\/strong><\/a><strong> <\/strong>para explorar tus opciones.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u8d37\u6b3e\u989d\u5ea6\u964d\u81f3$100,000\uff1a\u73b0\u5728\u4eba\u4eba\u90fd\u80fd\u6210\u4e3a\u7f8e\u56fd\u623f\u5730\u4ea7\u6295\u8d44\u8005<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728America Mortgages\uff0c\u6211\u4eec\u8ba9\u7f8e\u56fd\u623f\u5730\u4ea7\u6295\u8d44\u53d8\u5f97\u6bd4\u4ee5\u5f80\u66f4\u52a0\u4fbf\u6377\u3002\u968f\u7740\u6211\u4eec\u65b0\u7684\u6700\u4f4e\u8d37\u6b3e\u989d\u5ea6\u964d\u4f4e\u81f3$100,000\uff0c\u62e5\u6709\u7f8e\u56fd\u623f\u4ea7\u4e0d\u518d\u662f\u5927\u578b\u6295\u8d44\u8005\u7684\u4e13\u5c5e\u3002\u4e0d\u7ba1\u60a8\u662f\u60f3\u5728\u7f8e\u56fd\u79ef\u7d2f\u8d22\u5bcc\u7684\u5916\u56fd\u6295\u8d44\u8005\uff0c\u8fd8\u662f\u5e0c\u671b\u56de\u56fd\u6295\u8d44\u7684\u7f8e\u56fd\u4fa8\u6c11\uff0c\u6211\u4eec\u8ba9\u60a8\u66f4\u5bb9\u6613\u8fc8\u51fa\u7b2c\u4e00\u6b65\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u66f4\u4f4e\u7684\u6700\u4f4e\u8d37\u6b3e\u989d\u5ea6\uff1a$100,000<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5c06\u6700\u4f4e\u8d37\u6b3e\u989d\u5ea6\u964d\u81f3$100,000\uff0c\u4e3a\u66f4\u591a\u6295\u8d44\u8005\u6253\u5f00\u4e86\u8fdb\u5165\u7f8e\u56fd\u623f\u5730\u4ea7\u5e02\u573a\u7684\u5927\u95e8\u3002\u901a\u8fc7\u8f83\u5c0f\u7684\u8d44\u672c\u8981\u6c42\uff0c\u60a8\u53ef\u4ee5\u4ece\u8d2d\u4e70\u65b0\u5174\u5e02\u573a\u7684\u5165\u95e8\u7ea7\u623f\u4ea7\u5f00\u59cb\uff0c\u8fd9\u4f7f\u8fc8\u51fa\u7b2c\u4e00\u6b65\u66f4\u52a0\u5bb9\u6613\u3002\u8fd9\u8fd8\u5141\u8bb8\u60a8\u901a\u8fc7\u6295\u8d44\u591a\u5904\u623f\u4ea7\u6216\u4e0d\u540c\u5730\u533a\u6765\u5206\u6563\u6295\u8d44\u7ec4\u5408\uff0c\u964d\u4f4e\u98ce\u9669\uff0c\u540c\u65f6\u6700\u5927\u5316\u589e\u957f\u6f5c\u529b\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6211\u4eec\u964d\u4f4e\u7684\u8d37\u6b3e\u95e8\u69db\u6253\u7834\u4e86\u969c\u788d\uff0c\u8ba9\u60a8\u65e0\u9700\u5927\u989d\u521d\u59cb\u6295\u8d44\u5c31\u80fd\u8fdb\u5165\u7f8e\u56fd\u623f\u5730\u4ea7\u5e02\u573a\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u5168\u65b0\u63a8\u51fa\u7684Rental Coverage+\u8d37\u6b3e\u8ba1\u5212\uff1a\u6838\u5fc3\u662fDSCR<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6211\u4eec\u7684Rental Coverage+<strong>\u8d37\u6b3e\u8ba1\u5212<\/strong>\u4e13\u4e3a\u56fd\u9645\u6295\u8d44\u8005\u8bbe\u8ba1\uff0c\u901a\u8fc7\u4e13\u6ce8\u4e8e\u623f\u4ea7\u7684\u6536\u5165\u6f5c\u529b\uff0c\u800c\u975e\u4e2a\u4eba\u8d22\u52a1\u7ec6\u8282\uff0c\u7b80\u5316\u4e86\u8d44\u683c\u8ba4\u8bc1\u8fc7\u7a0b\u3002\u4e0e\u5176\u5173\u6ce8\u60a8\u7684\u4e2a\u4eba\u6536\u5165\u6216\u4fe1\u7528\u8bb0\u5f55\uff0c\u6211\u4eec\u901a\u8fc7**\u503a\u52a1\u670d\u52a1\u8986\u76d6\u6bd4\u7387\uff08DSCR\uff09**\u6765\u8fdb\u884c\u8d44\u683c\u8ba4\u8bc1\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u4ec0\u4e48\u662fDSCR\uff0c\u4e3a\u4ec0\u4e48\u5b83\u5f88\u91cd\u8981\uff1f<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">DSCR\u8bc4\u4f30\u60a8\u7684\u623f\u4ea7\u79df\u91d1\u6536\u5165\u662f\u5426\u8db3\u4ee5\u8986\u76d6\u8d37\u6b3e\u8fd8\u6b3e\u3002\u7b80\u5355\u6765\u8bf4\uff0c\u91cd\u70b9\u5728\u4e8e\u623f\u4ea7\u7684\u6536\u5165\u6f5c\u529b\uff0c\u800c\u4e0d\u662f\u60a8\u7684\u4e2a\u4eba\u8d22\u52a1\u72b6\u51b5\u3002\u8fd9\u79cd\u65b9\u6cd5\u975e\u5e38\u9002\u5408\u90a3\u4e9b\u5e0c\u671b\u901a\u8fc7\u7b80\u5355\u7684\u8d44\u683c\u8ba4\u8bc1\u6d41\u7a0b\uff0c\u589e\u5f3a\u6295\u8d44\u7ec4\u5408\u4fe1\u5fc3\u7684\u6295\u8d44\u8005\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u8ba1\u5212\u7684\u4e3b\u8981\u7279\u70b9\uff1a<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u6700\u4f4e\u8d37\u6b3e\u989d\u5ea6<\/strong>\uff1a\u901a\u8fc7LLC\u6301\u6709\u7684\u623f\u4ea7\u6700\u4f4e$100,000\uff0c\u4ee5\u4e2a\u4eba\u540d\u4e49\u6301\u6709\u7684\u623f\u4ea7\u6700\u4f4e$150,000\u3002<\/li>\n\n\n\n<li><strong>\u8d37\u6b3e\u4e0e\u4ef7\u503c\u6bd4\uff08LTV\uff09<\/strong>\uff1a\u8d2d\u4e70\u623f\u4ea7\u6700\u9ad8\u53ef\u8fbe80%\uff0c\u73b0\u91d1\u518d\u878d\u8d44\u6700\u9ad8\u53ef\u8fbe70%\u3002<\/li>\n\n\n\n<li><strong>\u5ba1\u6838\u6807\u51c6<\/strong>\uff1a\u57fa\u4e8e\u623f\u4ea7\u79df\u91d1\u6536\u5165\uff0c\u65e0\u9700\u4e2a\u4eba\u6536\u5165\u8bc1\u660e\u3002<\/li>\n\n\n\n<li><strong>\u4fe1\u7528\u8981\u6c42<\/strong>\uff1a\u65e0\u9700\u7f8e\u56fd\u4fe1\u7528\u8bb0\u5f55\u3002<\/li>\n\n\n\n<li><strong>\u5ba1\u6279\u65f6\u95f4<\/strong>\uff1a\u5feb\u901f\uff0c\u901a\u5e38\u572830-45\u5929\u5185\u5b8c\u6210\u3002<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u4e3a\u4ec0\u4e48\u9009\u62e9America Mortgages\uff1f<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728<strong>America Mortgages<\/strong>\uff0c\u6211\u4eec\u4e0d\u4ec5\u63d0\u4f9b\u8d37\u6b3e\uff0c\u66f4\u63d0\u4f9b\u89e3\u51b3\u65b9\u6848\u3002\u4ee5\u4e0b\u662f\u56fd\u9645\u6295\u8d44\u8005\u9009\u62e9\u6211\u4eec\u7684\u539f\u56e0\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u6211\u4eec\u662f\u76f4\u63a5\u8d37\u6b3e\u673a\u6784<\/strong>\uff1a\u4f5c\u4e3a\u76f4\u63a5\u8d37\u6b3e\u673a\u6784\uff0c\u6211\u4eec\u5185\u90e8\u5904\u7406\u6240\u6709\u4e8b\u52a1\uff0c\u4e3a\u60a8\u63d0\u4f9b\u66f4\u5feb\u7684\u5ba1\u6279\u548c\u66f4\u5177\u7ade\u4e89\u529b\u7684\u5229\u7387\u3002<\/li>\n\n\n\n<li><strong>\u6211\u4eec\u662f\u8d85\u7ea7\u7ecf\u7eaa\u4eba<\/strong>\uff1a\u901a\u8fc7\u5185\u90e8\u8d37\u6b3e\u3001\u8d85\u8fc7150\u5bb6\u5408\u4f5c\u4f19\u4f34\u7684\u8d44\u6e90\uff0c\u4ee5\u53ca\u5728\u670d\u52a1\u56fd\u9645\u5ba2\u6237\u65b9\u9762\u7684\u72ec\u7279\u4e13\u4e1a\u77e5\u8bc6\uff0c\u6211\u4eec\u786e\u4fdd\u6d41\u7a0b\u987a\u7545\u4e14\u91cf\u8eab\u5b9a\u5236\u3002<\/li>\n\n\n\n<li><strong>\u6211\u4eec\u4e86\u89e3\u56fd\u9645\u6295\u8d44\u8005<\/strong>\uff1a\u6211\u4eec\u4e13\u6ce8\u4e8e\u56fd\u9645\u5ba2\u6237\uff0c\u56e0\u6b64\u6211\u4eec\u7406\u89e3\u60a8\u7684\u6311\u6218\uff0c\u5e76\u63d0\u4f9b\u6ee1\u8db3\u60a8\u9700\u6c42\u7684\u5b9a\u5236\u5316\u89e3\u51b3\u65b9\u6848\u3002<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u60a8\u7684\u6295\u8d44\uff0c\u7b80\u5355\u5316<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4ece\u964d\u4f4e\u7684\u8d37\u6b3e\u989d\u5ea6\u5230\u57fa\u4e8eDSCR\u7684\u8d44\u683c\u8ba4\u8bc1\uff0c\u6211\u4eec\u8ba9\u7f8e\u56fd\u623f\u5730\u4ea7\u6295\u8d44\u53d8\u5f97\u524d\u6240\u672a\u6709\u7684\u7b80\u5355\u548c\u53ef\u53ca\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u5728\u7f8e\u56fd\u4efb\u4f55\u5dde\u6295\u8d44\u2014\u2014\u9009\u62e9\u6743\u5728\u60a8\u624b\u4e2d<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6211\u4eec\u7684\u8ba1\u5212\u9002\u7528\u4e8e\u6240\u670950\u4e2a\u5dde\uff0c\u60a8\u53ef\u4ee5\u81ea\u7531\u9009\u62e9\u6700\u9002\u5408\u81ea\u5df1\u7684\u6295\u8d44\u5730\u70b9\u3002\u4e0d\u8bba\u60a8\u770b\u4e2d\u7684\u662f\u5feb\u901f\u53d1\u5c55\u7684\u5e02\u573a\u8fd8\u662f\u9ad8\u9700\u6c42\u7684\u79df\u8d41\u533a\u57df\uff0c\u6211\u4eec\u90fd\u80fd\u6ee1\u8db3\u60a8\u7684\u9700\u6c42\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u60a8\u7684\u7f8e\u56fd\u623f\u5730\u4ea7\u6295\u8d44\uff0c\u4ece\u8fd9\u91cc\u5f00\u59cb<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728<strong>America Mortgages<\/strong>\uff0c\u6211\u4eec\u81f4\u529b\u4e8e\u8ba9\u6574\u4e2a\u6d41\u7a0b\u53d8\u5f97\u7b80\u5355\u3001\u5feb\u901f\u4e14\u5b89\u5168\u3002\u65e0\u8bba\u60a8\u662f\u521d\u6b21\u6295\u8d44\u8005\u8fd8\u662f\u7ecf\u9a8c\u4e30\u5bcc\u7684\u4e13\u4e1a\u4eba\u58eb\uff0c\u6211\u4eec\u7684\u56e2\u961f\u90fd\u968f\u65f6\u51c6\u5907\u4e3a\u60a8\u63d0\u4f9b\u6700\u4f73\u878d\u8d44\u65b9\u6848\uff0c\u5e2e\u52a9\u60a8\u5b9e\u73b0\u76ee\u6807\u3002\u7acb\u5373\u5f00\u59cb\u60a8\u7684\u7f8e\u56fd\u623f\u5730\u4ea7\u6295\u8d44\u3002\u8bf7\u62e8\u6253<a href=\"tel:+18455830830\"><strong>+1 (845) 583-0830<\/strong><\/a>\u4e0e\u8d37\u6b3e\u4e13\u5458\u8054\u7cfb\uff0c\u53d1\u9001\u7535\u5b50\u90ae\u4ef6\u81f3<a href=\"mailto:hello@americamortgages.com\">hello@americamortgages.com<\/a>\uff0c\u6216\u8bbf\u95ee<a href=\"http:\/\/www.americamortgages.com\"><strong>www.americamortgages.com<\/strong><\/a>\u4e86\u89e3\u66f4\u591a\u9009\u9879\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>We\u2019re making U.S. real estate investment more accessible than ever at America Mortgages. With our new reduced mortgage loan minimum of $100,000, owning property in the U.S. is now easier for new and seasoned real estate investors. Whether you\u2019re a foreign national looking to build wealth in the U.S. or a U.S. expat seeking to [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":18387,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"templates\/template-single-post.php","format":"standard","meta":{"_acf_changed":false,"qubely_global_settings":"","qubely_interactions":"","inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[14,23,24,31,13],"tags":[],"am_country":[],"am_audience":[],"am_format":[],"class_list":["post-18386","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-foreign-nationals","category-purchase","category-residential","category-think-pieces","category-u-s-expats"],"acf":[],"qubely_featured_image_url":{"full":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2024\/12\/AM-Article-8-dec-02-1-scaled.jpg",2560,1340,false],"landscape":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2024\/12\/AM-Article-8-dec-02-1-1200x750.jpg",1200,750,true],"portraits":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2024\/12\/AM-Article-8-dec-02-1-540x320.jpg",540,320,true],"thumbnail":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2024\/12\/AM-Article-8-dec-02-1-150x150.jpg",150,150,true],"medium":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2024\/12\/AM-Article-8-dec-02-1-300x157.jpg",300,157,true],"medium_large":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2024\/12\/AM-Article-8-dec-02-1-768x402.jpg",580,304,true],"large":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2024\/12\/AM-Article-8-dec-02-1-1024x536.jpg",580,304,true],"1536x1536":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2024\/12\/AM-Article-8-dec-02-1-1536x804.jpg",1536,804,true],"2048x2048":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2024\/12\/AM-Article-8-dec-02-1-2048x1072.jpg",2048,1072,true],"qubely_landscape":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2024\/12\/AM-Article-8-dec-02-1-1200x750.jpg",1200,750,true],"qubely_portrait":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2024\/12\/AM-Article-8-dec-02-1-540x320.jpg",540,320,true],"qubely_thumbnail":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2024\/12\/AM-Article-8-dec-02-1-140x100.jpg",140,100,true],"post-thumbnail":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2024\/12\/AM-Article-8-dec-02-1-1200x628.jpg",1200,628,true],"twentytwenty-fullscreen":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2024\/12\/AM-Article-8-dec-02-1-1980x1037.jpg",1980,1037,true]},"qubely_author":{"display_name":"Premela R.","author_link":"https:\/\/www.americamortgages.com\/author\/premela-r\/"},"qubely_comment":0,"qubely_category":"<a href=\"https:\/\/www.americamortgages.com\/foreign-nationals\/\" rel=\"category tag\">Foreign Nationals<\/a> <a href=\"https:\/\/www.americamortgages.com\/purchase\/\" rel=\"category tag\">Purchase<\/a> <a href=\"https:\/\/www.americamortgages.com\/residential\/\" rel=\"category tag\">Residential<\/a> <a href=\"https:\/\/www.americamortgages.com\/think-pieces\/\" rel=\"category tag\">Think Pieces<\/a> <a href=\"https:\/\/www.americamortgages.com\/u-s-expats\/\" rel=\"category tag\">U.S. Expats<\/a>","qubely_excerpt":"We\u2019re making U.S. real estate investment more accessible than ever at America Mortgages. With our new reduced mortgage loan minimum of $100,000, owning property in the U.S. is now easier for new and seasoned real estate investors. Whether you\u2019re a foreign national looking to build wealth in the U.S. or a U.S. expat seeking to&hellip;","_links":{"self":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts\/18386","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/comments?post=18386"}],"version-history":[{"count":3,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts\/18386\/revisions"}],"predecessor-version":[{"id":18390,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts\/18386\/revisions\/18390"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/media\/18387"}],"wp:attachment":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/media?parent=18386"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/categories?post=18386"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/tags?post=18386"},{"taxonomy":"am_country","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/am_country?post=18386"},{"taxonomy":"am_audience","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/am_audience?post=18386"},{"taxonomy":"am_format","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/am_format?post=18386"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}