{"id":16509,"date":"2024-07-26T08:37:07","date_gmt":"2024-07-26T08:37:07","guid":{"rendered":"https:\/\/www.americamortgages.com\/?p=16509"},"modified":"2024-08-14T11:50:29","modified_gmt":"2024-08-14T11:50:29","slug":"heres-our-new-and-improved-u-s-mortgage-loans-and-process","status":"publish","type":"post","link":"https:\/\/www.americamortgages.com\/heres-our-new-and-improved-u-s-mortgage-loans-and-process\/","title":{"rendered":"Here\u2019s Our New and Improved U.S. Mortgage Loans and Process!"},"content":{"rendered":"\n

You\u2019ve asked – We delivered!<\/p>\n\n\n\n

Our America Mortgages team has been diligently working to make qualifying for a U.S. mortgage loan easier. We are proud to launch several new tools that make investing in U.S. real estate more straightforward than ever before.<\/p>\n\n\n\n

\u201cFinding ways to break down barriers to obtain a U.S. mortgage for foreign nationals and U.S. expats has been our sole focus. As a result, we now offer market rate mortgages with common sense underwriting,\u201d states Nick Worthing, VP of U.S. Loan Originations. He continues, \u201cWith the launch of our new America Mortgages web platform and downloadable app, our process and ability to provide U.S. mortgages now surpasses even what the big banks offer (if they could offer U.S. mortgages for non-residents).\u201d <\/p>\n\n\n\n

You can use our platform to apply for a U.S. mortgage here.<\/a><\/p>\n\n\n\n

In addition to our application platform, we\u2019ve improved our mortgage loan programs. Previously, when you were seeking a U.S. mortgage, we had certain requirements that may have discouraged you from applying.<\/p>\n\n\n\n

These two items are:<\/span><\/p>\n\n\n\n

  1. Requirement to open a U.S. bank account<\/li>
  2. Requirement to have owned a property in the past<\/li><\/ol>\n\n\n\n

    These two items are now no longer required!<\/strong><\/p>\n\n\n\n

    1. Requirement to open a U.S. bank account<\/span><\/li>
    2. Requirement to have owned a property in the past<\/span><\/li><\/ol>\n\n\n\n

      In addition, we\u2019ve also added:<\/p>\n\n\n\n

      1. 75% financing on multifamily (5-8 unit) properties for both foreign nationals and U.S. expats<\/li>
      2. Asset Based Lending – loans underwritten only on the property value and not the financials of the borrower on commercial and residential properties up to US$75M<\/li><\/ol>\n\n\n\n

        Our goal is to simplify U.S. property investing. We would like to reconnect with you to discuss our enhanced loan offerings for foreign nationals and U.S. expat clients.<\/p>\n\n\n\n

        If you would like to discuss our enhanced loan programs, you can schedule a call with one of our U.S. Loan Specialists 24 hours a day, 7 days a week<\/a>.<\/p>\n\n\n\n

        As always, thank you for your continued support, and we look forward to working with you.<\/p>\n\n\n\n

        www.americamortgages.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

        You\u2019ve asked – We delivered! Our America Mortgages team has been diligently working to make qualifying for a U.S. mortgage loan easier. We are proud to launch several new tools that make investing in U.S. real estate more straightforward than ever before. \u201cFinding ways to break down barriers to obtain a U.S. mortgage for foreign […]<\/p>\n","protected":false},"author":21,"featured_media":16521,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"templates\/template-single-post.php","format":"standard","meta":{"_acf_changed":false,"qubely_global_settings":"","qubely_interactions":"","inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[14,23,24,31,13],"tags":[],"am_country":[],"am_audience":[],"am_format":[],"class_list":["post-16509","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-foreign-nationals","category-purchase","category-residential","category-think-pieces","category-u-s-expats"],"acf":[],"qubely_featured_image_url":{"full":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2024\/07\/new-program-42.jpg",2501,1309,false],"landscape":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2024\/07\/new-program-42-1200x750.jpg",1200,750,true],"portraits":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2024\/07\/new-program-42-540x320.jpg",540,320,true],"thumbnail":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2024\/07\/new-program-42-150x150.jpg",150,150,true],"medium":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2024\/07\/new-program-42-300x157.jpg",300,157,true],"medium_large":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2024\/07\/new-program-42-768x402.jpg",580,304,true],"large":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2024\/07\/new-program-42-1024x536.jpg",580,304,true],"1536x1536":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2024\/07\/new-program-42-1536x804.jpg",1536,804,true],"2048x2048":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2024\/07\/new-program-42-2048x1072.jpg",2048,1072,true],"qubely_landscape":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2024\/07\/new-program-42-1200x750.jpg",1200,750,true],"qubely_portrait":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2024\/07\/new-program-42-540x320.jpg",540,320,true],"qubely_thumbnail":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2024\/07\/new-program-42-140x100.jpg",140,100,true],"post-thumbnail":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2024\/07\/new-program-42-1200x628.jpg",1200,628,true],"twentytwenty-fullscreen":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2024\/07\/new-program-42-1980x1036.jpg",1980,1036,true]},"qubely_author":{"display_name":"America Mortgages","author_link":"https:\/\/www.americamortgages.com\/author\/america-mortgages\/"},"qubely_comment":0,"qubely_category":"Foreign Nationals<\/a> Purchase<\/a> Residential<\/a> Think Pieces<\/a> U.S. Expats<\/a>","qubely_excerpt":"You\u2019ve asked – We delivered! Our America Mortgages team has been diligently working to make qualifying for a U.S. mortgage loan easier. We are proud to launch several new tools that make investing in U.S. real estate more straightforward than ever before. \u201cFinding ways to break down barriers to obtain a U.S. mortgage for foreign…","_links":{"self":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts\/16509","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/users\/21"}],"replies":[{"embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/comments?post=16509"}],"version-history":[{"count":15,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts\/16509\/revisions"}],"predecessor-version":[{"id":16928,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts\/16509\/revisions\/16928"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/media\/16521"}],"wp:attachment":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/media?parent=16509"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/categories?post=16509"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/tags?post=16509"},{"taxonomy":"am_country","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/am_country?post=16509"},{"taxonomy":"am_audience","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/am_audience?post=16509"},{"taxonomy":"am_format","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/am_format?post=16509"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}