Your child gets accepted to a U.S. university and you want to buy a home nearby..<\/p>\n\n\n\n
Here is a video of our initial idea when we raised our first round of funding<\/a><\/p>\n\n\n\n There are 3 types of real estate purchases:<\/p>\n\n\n\n There is obviously an overlap but for this article, we focus on #2 – education-related. <\/p>\n\n\n\n This was my co-founder’s journey when he left Asia to study in the U.S., as did most, if not all, of his friends. In fact, through our research, we have concluded that education is the most popular reason to invest in overseas property. <\/p>\n\n\n\n Top 10 Asian countries with students attending U.S. universities as of 2023:<\/strong><\/p>\n\n\n\n China \u2013 289,526 <\/p>\n\n\n\n India \u2013 268,923 <\/p>\n\n\n\n South Korea \u2013 43,897 <\/p>\n\n\n\n Vietnam \u2013 21,900<\/p>\n\n\n\n Taiwan \u2013 21,834 <\/p>\n\n\n\n Japan \u2013 16,054 <\/p>\n\n\n\n Bangladesh \u2013 13,563 <\/p>\n\n\n\n Indonesia \u2013 8,467<\/p>\n\n\n\n Hong Kong \u2013 5,867<\/p>\n\n\n\n Singapore \u2013 3,182<\/p>\n\n\n\n I’m fairly sure that most of these parents would also like to own an investment property – now they can!<\/p>\n\n\n\n Your child gets accepted to a U.S. university, and you want to buy a home nearby\u2026.<\/p>\n\n\n\n After 4 years of university, you can:<\/strong><\/p>\n\n\n\n What happens next?<\/strong><\/p>\n\n\n\n You speak to your local bank, and they do not offer U.S. mortgages – no overseas banks offer U.S. mortgages (but you don’t know that). <\/em><\/strong><\/p>\n\n\n\n You search online and do not see any U.S. banks – U.S. lenders do not advertise outside the U.S. (you didn’t know that either).<\/em><\/strong><\/p>\n\n\n\n You give up and pay for the home with cash! <\/p>\n\n\n\n Foreign home buyers face this problem every day!<\/p>\n\n\n\n Did you know that over the past 10 years, non-U.S. citizens have purchased $1 trillion worth of U.S. real estate, and almost 70% of it is paid with cash because of the problems mentioned above?<\/em><\/strong><\/p>\n\n\n\n America Mortgages is the world’s only U.S. mortgage broker outside the U.S., focusing on overseas borrowers, both foreign nationals and U.S. expats – that is all we do.<\/p>\n\n\n\n Some common misconceptions:<\/strong><\/p>\n\n\n\n Our “AM Student +<\/a>” loan program is the world’s only mortgage that allows this – just need a F-1 student visa.<\/em><\/strong><\/p>\n\n\n\n We use a rental comparable to qualify – if it the comparables exceed the mortgage expenses – you qualify!<\/em><\/strong><\/p>\n\n\n\n We accept overseas credit or a letter from your accountant<\/em><\/strong><\/p>\n\n\n\n You can qualify with the rental income of the property – no need to show income!<\/em><\/strong><\/p>\n\n\n\n All of our clients are living outside the U.S.<\/em><\/strong><\/p>\n\n\n\n We founded America Mortgages to fix the problem of obtaining a U.S. mortgage while living overseas<\/em><\/strong><\/p>\n\n\n\n There are no age restrictions in the U.S.<\/em><\/strong><\/p>\n\n\n\n We created loan programs specifically for foreign borrowers<\/em><\/strong><\/p>\n\n\n\n Our programs can lend up to 75% of the property value<\/em><\/strong><\/p>\n\n\n\n We have streamlined the process with technology and our average loan takes 30-45 days to close – faster than any bank!<\/em><\/strong><\/p>\n\n\n\n We have loan officers in your timezone, speaking your language, 24\/7<\/em><\/strong><\/p>\n\n\n\n Investing in a home near your child’s university in the U.S. offers financial benefits, from potential capital gains to rental income. At America Mortgages<\/a>, we make it easy for international buyers to secure U.S. home loans, debunking myths and simplifying the process. Ready to invest? Contact us today at hello@americamortgages.com<\/a><\/p>\n\n\n\n
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