{"id":1345,"date":"2021-01-08T07:38:47","date_gmt":"2021-01-08T07:38:47","guid":{"rendered":"https:\/\/www.americamortgages.com\/?p=1345"},"modified":"2024-07-10T02:45:04","modified_gmt":"2024-07-10T02:45:04","slug":"american-hotel-executive-in-toronto-purchases-home-in-austin-for-rental-income","status":"publish","type":"post","link":"https:\/\/www.americamortgages.com\/american-hotel-executive-in-toronto-purchases-home-in-austin-for-rental-income\/","title":{"rendered":"American hotel executive in Toronto purchases home in Austin for rental income."},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">The Client<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">This client was the General Manager of the top luxury hotels in Toronto. Like any hotelier, he\u2019s been away from home since his university days.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How We Helped<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Our client had a decent FICO score for someone that\u2019s been away from home for 30 years. That\u2019s because he has used his only credit card regularly for the past 20 years. However, his breadth of credit was not sufficient to carry a mortgage.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We put our client on a 3-month Credit Enhancement Program where our team walks you through a specific process to build, maintain and strengthen your credit profile.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Our client has a FICO score of over 800 and qualified for the cheapest \u2018Prime\u201d loan available.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Loan Details<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Nationality<\/td><td>Property Value<\/td><td>Loan Amount<\/td><td>LTV<\/td><td>Rate<\/td><\/tr><tr><td>U.S. Citizen<\/td><td>$335,000<\/td><td>$268,000<\/td><td>80%<\/td><td>3.35%<\/td><\/tr><tr><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Term<\/td><td>State<\/td><td>Property Type<\/td><td>Purpose<\/td><td>Loan Type<\/td><\/tr><tr><td>30 year fixed<\/td><td>Austin, Texas<\/td><td>Single-Family Residence (SFR)<\/td><td>Purchase<\/td><td>Residential<\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>This client was the General Manager of the top luxury hotels in Toronto.<\/p>\n","protected":false},"author":4,"featured_media":2519,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"templates\/template-single-post.php","format":"standard","meta":{"_acf_changed":false,"qubely_global_settings":"","qubely_interactions":"","inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[27,23,24,13],"tags":[],"am_country":[],"am_audience":[],"am_format":[],"class_list":["post-1345","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-case-studies","category-purchase","category-residential","category-u-s-expats"],"acf":[],"qubely_featured_image_url":{"full":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/01\/c8-scaled.jpg",2560,1708,false],"landscape":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/01\/c8-scaled.jpg",1124,750,false],"portraits":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/01\/c8-scaled.jpg",480,320,false],"thumbnail":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/01\/c8-150x150.jpg",150,150,true],"medium":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/01\/c8-300x200.jpg",300,200,true],"medium_large":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/01\/c8-768x513.jpg",580,387,true],"large":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/01\/c8-1024x683.jpg",580,387,true],"1536x1536":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/01\/c8-1536x1025.jpg",1536,1025,true],"2048x2048":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/01\/c8-2048x1367.jpg",2048,1367,true],"qubely_landscape":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/01\/c8-scaled.jpg",1124,750,false],"qubely_portrait":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/01\/c8-scaled.jpg",480,320,false],"qubely_thumbnail":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/01\/c8-scaled.jpg",140,93,false],"post-thumbnail":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/01\/c8-1200x801.jpg",1200,801,true],"twentytwenty-fullscreen":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2021\/01\/c8-1980x1321.jpg",1980,1321,true]},"qubely_author":{"display_name":"Premela R.","author_link":"https:\/\/www.americamortgages.com\/author\/premela-r\/"},"qubely_comment":0,"qubely_category":"<a href=\"https:\/\/www.americamortgages.com\/case-studies\/\" rel=\"category tag\">Case Studies<\/a> <a href=\"https:\/\/www.americamortgages.com\/purchase\/\" rel=\"category tag\">Purchase<\/a> <a href=\"https:\/\/www.americamortgages.com\/residential\/\" rel=\"category tag\">Residential<\/a> <a href=\"https:\/\/www.americamortgages.com\/u-s-expats\/\" rel=\"category tag\">U.S. Expats<\/a>","qubely_excerpt":"This client was the General Manager of the top luxury hotels in Toronto.","_links":{"self":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts\/1345","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/comments?post=1345"}],"version-history":[{"count":11,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts\/1345\/revisions"}],"predecessor-version":[{"id":16263,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts\/1345\/revisions\/16263"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/media\/2519"}],"wp:attachment":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/media?parent=1345"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/categories?post=1345"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/tags?post=1345"},{"taxonomy":"am_country","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/am_country?post=1345"},{"taxonomy":"am_audience","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/am_audience?post=1345"},{"taxonomy":"am_format","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/am_format?post=1345"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}