{"id":12045,"date":"2023-06-16T08:27:18","date_gmt":"2023-06-16T08:27:18","guid":{"rendered":"https:\/\/www.americamortgages.com\/?p=12045"},"modified":"2026-08-11T04:12:59","modified_gmt":"2026-08-11T04:12:59","slug":"the-matrix-where-do-you-fit-here","status":"publish","type":"post","link":"https:\/\/www.americamortgages.com\/the-matrix-where-do-you-fit-here\/","title":{"rendered":"&#8220;The Matrix&#8221; &#8211; Where Do You Fit Here?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Happy Friday and we thought a reference to the 1999 Sci-Fi movie would be a nice way to end the week.&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">I am not Neo, and we, of course, are not referring to \u201cThe Matrix\u201d movie but how you fit into our \u201cLoan Program Matrix.\u201d<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">&nbsp;\u274c <strong>Traditional Banks = one product to fit all borrowers<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Offering a wide variety of mortgage options is something unique for international clients because we are conditioned to use a bank for a mortgage. Every bank more or less has the same loan anywhere in the world and qualifies more or less the same way as well.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><span style=\"color: #4fce00;\" data=\"#4fce00\" class=\"qubely-text-has-color\">\u2714<\/span> <strong>America Mortgages = many products to match the client\u2019s needs<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In a world with more entrepreneurs, people having more than one income stream, or even the affluent with low reported income but significant assets &#8211; we need the right loan program for each borrower type.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">An entrepreneur with no reported salary and working for equity in their startup would not be able to qualify for a traditional mortgage.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A high-net-worth individual that is very busy or too private to bother with a traditional mortgage would need something that suits their requirements.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A parent who wants to buy an apartment in the town where their child is attending university and wants their child to \u201c<a href=\"https:\/\/www.zillow.com\/rent\/pay-rent-online\/\" target=\"_blank\" rel=\"noopener\">pay rent<\/a>\u201d to build up credit will also require a very different solution.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><strong>The Matrix<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><strong>Where do you fit here?<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/www.americamortgages.com\/wp-content\/uploads\/2023\/06\/Red-Modern-Happy-Lunar-New-Year-LinkedIn-Post-937-\u00d7-384px-2023-06-15T143957.262-1024x512.png\" alt=\"Loan Programs for Foreign and U.S. Expats\" class=\"wp-image-12046\" srcset=\"https:\/\/www.americamortgages.com\/wp-content\/uploads\/2023\/06\/Red-Modern-Happy-Lunar-New-Year-LinkedIn-Post-937-\u00d7-384px-2023-06-15T143957.262-1024x512.png 1024w, https:\/\/www.americamortgages.com\/wp-content\/uploads\/2023\/06\/Red-Modern-Happy-Lunar-New-Year-LinkedIn-Post-937-\u00d7-384px-2023-06-15T143957.262-300x150.png 300w, https:\/\/www.americamortgages.com\/wp-content\/uploads\/2023\/06\/Red-Modern-Happy-Lunar-New-Year-LinkedIn-Post-937-\u00d7-384px-2023-06-15T143957.262-768x384.png 768w, https:\/\/www.americamortgages.com\/wp-content\/uploads\/2023\/06\/Red-Modern-Happy-Lunar-New-Year-LinkedIn-Post-937-\u00d7-384px-2023-06-15T143957.262-1536x768.png 1536w, https:\/\/www.americamortgages.com\/wp-content\/uploads\/2023\/06\/Red-Modern-Happy-Lunar-New-Year-LinkedIn-Post-937-\u00d7-384px-2023-06-15T143957.262-2048x1024.png 2048w, https:\/\/www.americamortgages.com\/wp-content\/uploads\/2023\/06\/Red-Modern-Happy-Lunar-New-Year-LinkedIn-Post-937-\u00d7-384px-2023-06-15T143957.262-1200x600.png 1200w, https:\/\/www.americamortgages.com\/wp-content\/uploads\/2023\/06\/Red-Modern-Happy-Lunar-New-Year-LinkedIn-Post-937-\u00d7-384px-2023-06-15T143957.262-1980x990.png 1980w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Get in touch with us today to find out all about our loan programs for Foreign Nationals and U.S. Expats today!&nbsp;<a href=\"https:\/\/www.americamortgages.com\/\">www.americamortgages.com<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Frequently Asked Questions<\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1786421432597\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>What is &#8220;The Matrix&#8221; in America Mortgages&#8217; loan programs?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>&#8220;The Matrix&#8221; refers to America Mortgages&#8217; Loan Program Matrix, a system designed to match international borrowers with the loan product that fits their specific financial situation, rather than offering one generic mortgage for everyone.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1786421446785\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How is The Matrix different from a traditional bank mortgage?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Traditional banks typically offer one loan product that all borrowers must fit into. The Matrix works the opposite way, providing multiple loan programs tailored to different borrower types, including entrepreneurs, high-net-worth individuals, and parents buying property for their children.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1786421461953\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>Who benefits most from The Matrix approach to lending?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Borrowers with non-traditional income, such as entrepreneurs with equity-based compensation, high-net-worth individuals with low reported income but significant assets, and parents purchasing property near a child&#8217;s university, all benefit from The Matrix&#8217;s flexible loan matching.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1786421475504\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>How do I find out where I fit in The Matrix?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>You can contact America Mortgages directly to discuss your financial situation and goals. Their team will help identify which loan program in The Matrix best matches your needs as a Foreign National or U.S. Expat.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\"><br><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Happy Friday and we thought a reference to the 1999 Sci-Fi movie would be a nice way to end the week.&nbsp;&nbsp;&nbsp; I am not Neo, and we, of course, are not referring to \u201cThe Matrix\u201d movie but how you fit into our \u201cLoan Program Matrix.\u201d &nbsp;\u274c Traditional Banks = one product to fit all borrowers [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":12048,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"templates\/template-single-post.php","format":"standard","meta":{"_acf_changed":false,"qubely_global_settings":"","qubely_interactions":"","inline_featured_image":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[1],"tags":[],"am_country":[],"am_audience":[],"am_format":[],"class_list":["post-12045","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loan-types"],"acf":[],"qubely_featured_image_url":{"full":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2023\/06\/Red-Modern-Happy-Lunar-New-Year-LinkedIn-Post-937-\u00d7-384px-2023-06-16T162437.049.jpg",2400,1200,false],"landscape":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2023\/06\/Red-Modern-Happy-Lunar-New-Year-LinkedIn-Post-937-\u00d7-384px-2023-06-16T162437.049-1200x750.jpg",1200,750,true],"portraits":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2023\/06\/Red-Modern-Happy-Lunar-New-Year-LinkedIn-Post-937-\u00d7-384px-2023-06-16T162437.049-540x320.jpg",540,320,true],"thumbnail":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2023\/06\/Red-Modern-Happy-Lunar-New-Year-LinkedIn-Post-937-\u00d7-384px-2023-06-16T162437.049-150x150.jpg",150,150,true],"medium":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2023\/06\/Red-Modern-Happy-Lunar-New-Year-LinkedIn-Post-937-\u00d7-384px-2023-06-16T162437.049-300x150.jpg",300,150,true],"medium_large":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2023\/06\/Red-Modern-Happy-Lunar-New-Year-LinkedIn-Post-937-\u00d7-384px-2023-06-16T162437.049-768x384.jpg",580,290,true],"large":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2023\/06\/Red-Modern-Happy-Lunar-New-Year-LinkedIn-Post-937-\u00d7-384px-2023-06-16T162437.049-1024x512.jpg",580,290,true],"1536x1536":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2023\/06\/Red-Modern-Happy-Lunar-New-Year-LinkedIn-Post-937-\u00d7-384px-2023-06-16T162437.049-1536x768.jpg",1536,768,true],"2048x2048":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2023\/06\/Red-Modern-Happy-Lunar-New-Year-LinkedIn-Post-937-\u00d7-384px-2023-06-16T162437.049-2048x1024.jpg",2048,1024,true],"qubely_landscape":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2023\/06\/Red-Modern-Happy-Lunar-New-Year-LinkedIn-Post-937-\u00d7-384px-2023-06-16T162437.049-1200x750.jpg",1200,750,true],"qubely_portrait":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2023\/06\/Red-Modern-Happy-Lunar-New-Year-LinkedIn-Post-937-\u00d7-384px-2023-06-16T162437.049-540x320.jpg",540,320,true],"qubely_thumbnail":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2023\/06\/Red-Modern-Happy-Lunar-New-Year-LinkedIn-Post-937-\u00d7-384px-2023-06-16T162437.049-140x100.jpg",140,100,true],"post-thumbnail":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2023\/06\/Red-Modern-Happy-Lunar-New-Year-LinkedIn-Post-937-\u00d7-384px-2023-06-16T162437.049-1200x600.jpg",1200,600,true],"twentytwenty-fullscreen":["https:\/\/www.americamortgages.com\/wp-content\/uploads\/2023\/06\/Red-Modern-Happy-Lunar-New-Year-LinkedIn-Post-937-\u00d7-384px-2023-06-16T162437.049-1980x990.jpg",1980,990,true]},"qubely_author":{"display_name":"Premela R.","author_link":"https:\/\/www.americamortgages.com\/author\/premela-r\/"},"qubely_comment":0,"qubely_category":"<a href=\"https:\/\/www.americamortgages.com\/loan-types\/\" rel=\"category tag\">Loan Types<\/a>","qubely_excerpt":"Happy Friday and we thought a reference to the 1999 Sci-Fi movie would be a nice way to end the week.&nbsp;&nbsp;&nbsp; I am not Neo, and we, of course, are not referring to \u201cThe Matrix\u201d movie but how you fit into our \u201cLoan Program Matrix.\u201d &nbsp;\u274c Traditional Banks = one product to fit all borrowers&hellip;","_links":{"self":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts\/12045","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/comments?post=12045"}],"version-history":[{"count":9,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts\/12045\/revisions"}],"predecessor-version":[{"id":25353,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/posts\/12045\/revisions\/25353"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/media\/12048"}],"wp:attachment":[{"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/media?parent=12045"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/categories?post=12045"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/tags?post=12045"},{"taxonomy":"am_country","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/am_country?post=12045"},{"taxonomy":"am_audience","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/am_audience?post=12045"},{"taxonomy":"am_format","embeddable":true,"href":"https:\/\/www.americamortgages.com\/wp-json\/wp\/v2\/am_format?post=12045"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}