How to Get a US Mortgage as a Non-US Citizen or Foreign National
Learn how foreign nationals and non-US citizens can qualify for U.S. mortgages in 2026 using DSCR, ITIN, bank statement, and asset-based loan programs.
Category: U.S. Expats
Learn how foreign nationals and non-US citizens can qualify for U.S. mortgages in 2026 using DSCR, ITIN, bank statement, and asset-based loan programs.
Learn what loan-to-value ratio means, how LTV affects mortgage approval, refinancing, and down payments, and why it matters for U.S. and international borrowers.
Discover how hard money real estate loans help HNW investors access fast, asset-based U.S. financing without income or credit constraints.
UHNW bridge loans for luxury real estate. Close in 8–21 days with asset-based financing—no income docs required.
Why foreign income is the top reason U.S. mortgages fail. Learn how bank rules, currency risk, and agency guidelines impact approvals.
U.S. expats in UAE can buy U.S. property with flexible mortgage options. Learn how to qualify, invest, and secure financing from Dubai.
U.S. expats in France can invest in U.S. real estate with the right mortgage strategy. Learn how to plan, qualify, and invest smartly.
U.S. expats in Germany can buy U.S. property with specialized mortgage solutions. Learn how to qualify, invest, and secure financing.
Discover the top U.S. cities to buy property near major universities with strong rental demand, appreciation potential, and long-term value.
America Mortgages Inc. is a direct lender and leading mortgage broker specializing in financing solutions for U.S. Expats and Foreign Nationals living overseas. We provide access to over 150 U.S. bank and lender programs, delivering tailored mortgage options directly to our international clients. America Mortgages is wholly owned by Global Mortgage Group Pte. Ltd., an international mortgage specialist based in Singapore.